Provenance for Loan Decision #6305

Decided on: Sept. 18, 2026, 10:59 a.m.

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G n1 loan:institution ann1 prov:type prov:Organization ann1->n1 n2 ex:machine/950d29f79691 b11 n2->b11 actedOnBehalfOf ann2 prov:type prov:SoftwareAgent ln:machine_python_version 3.11.10 ln:machine_release 4.18.0-477.51.1.el8_8.x86_64 ln:machine_system Linux ln:machine_version #1 SMP Fri Mar 1 11:21:44 EST 2024 ann2->n2 n3 loan:applicants/731 ann3 prov:type ln:LoanApplicant prov:type prov:Person ann3->n3 n4 loan:credit_agency ann4 prov:type ln:CreditReferencingAgency prov:type prov:Organization ann4->n4 n5 loan:fico ann5 prov:type ln:CreditReferencingAgency prov:type prov:Organization ann5->n5 n6 loan:applications/731 n6->n3 wasAttributedTo ann6 prov:type ln:LoanApplication prov:type pl:Controlled ln:attr_addr_state CO ln:attr_annual_inc 90000.0 ln:attr_application_type Individual ln:attr_emp_length < 1 year ln:attr_emp_title International payroll supervisor ln:attr_home_ownership RENT ln:attr_loan_amnt 11200.0 ln:attr_purpose credit_card ln:attr_term 60 months ln:attr_title Credit card refinancing ln:attr_zip_code 802xx ann6->n6 n7 loan:credit_history/731 n7->n4 wasAttributedTo ann7 prov:type ln:CreditReference ln:attr_earliest_cr_line Aug-2002 ln:attr_mort_acc 2.0 ln:attr_open_acc 15.0 ln:attr_pub_rec 0.0 ln:attr_pub_rec_bankruptcies 0.0 ln:attr_revol_bal 3938.0 ln:attr_revol_util 3.8 ln:created_at 2026-09-14T14:01:49.081865 ann7->n7 n8 loan:fico_score/731 n8->n5 wasAttributedTo ann8 prov:type ln:FICOScore ln:created_at 2026-09-17T15:24:13.724641 ln:fico_range_high 714.0 ln:fico_range_low 710.0 ann8->n8 n9 loan:pipeline/1 ann9 prov:type sk:pipeline.Pipeline ann9->n9 n10 py:loan_features/731 b1 n10->b1 wasDerivedFrom b2 n10->b2 wasDerivedFrom b3 n10->b3 wasDerivedFrom ann10 prov:type pd:Series ln:attr_addr_state_CO 1.0 ln:attr_dti 0.55 ln:attr_earliest_cr_line 2002.0 ln:attr_fico_score 712.0 ln:attr_home_ownership_RENT 1.0 ln:attr_initial_list_status_w 1.0 ln:attr_installment 234.9 ln:attr_int_rate 9.44 ln:attr_loan_amnt 11200.0 ln:attr_log_annual_inc 4.95424733490676 ln:attr_log_revol_bal 3.5953859808091417 ln:attr_mort_acc 2.0 ln:attr_open_acc 15.0 ln:attr_purpose_credit_card 1.0 ln:attr_revol_util 3.8 ln:attr_sub_grade_B1 1.0 ln:attr_term 60.0 ln:attr_total_acc 30.0 ann10->n10 n11 ex:recommendation/731 n13 ex:classify_loans/731 n11->n13 wasGeneratedBy b4 n11->b4 wasDerivedFrom ann11 prov:type ln:AutomatedLoanRecommendation ln:probability_chargeoff 0.17676195867534672 ln:recommendation ln:approved ann11->n11 n12 loan:applications/731/decision n12->n2 wasAttributedTo n14 ex:process_application/731 n12->n14 wasGeneratedBy b5 n12->b5 wasDerivedFrom b6 n12->b6 wasDerivedFrom b7 n12->b7 wasDerivedFrom b8 n12->b8 wasDerivedFrom ann12 prov:type ln:AutomatedDecision prov:type ln:LoanDecision ln:result ln:approved ann12->n12 n13->n10 used b9 n13->b9 wasAssociatedWith ann13 prov:startTime 2026-09-18T10:59:34.577396 prov:endTime 2026-09-18T10:59:34.578581 ann13->n13 n14->n6 used b10 n14->b10 wasAssociatedWith ann14 prov:startTime 2026-09-18T10:59:34.576972 prov:endTime 2026-09-18T10:59:34.578812 prov:type ln:AssessingLoanApplication ann14->n14 b1->n6 b2->n7 b3->n8 b4->n10 b4->n13 activity b5->n11 b6->n7 b7->n8 b8->n6 b8->n14 activity b9->n2 b9->n9 plan b10->n1 b11->n1