document
  prefix pd <https://pandas.pydata.org/#>
  prefix py <urn:python:var:>
  prefix sk <https://scikit-learn.org/stable/modules/generated/sklearn.>
  prefix ln <https://plead-project.org/ns/loan#>
  prefix pl <http://openprovenancce.org/ns/plead#>
  prefix loan <https://explain.openprovenance.org/loan/>
  prefix file <file://>
  prefix ex <http://example.org/>
  
  agent(loan:institution, [prov:type='prov:Organization'])
  agent(ex:machine/950d29f79691, [prov:type='prov:SoftwareAgent', ln:machine_system="Linux", ln:machine_release="4.18.0-477.51.1.el8_8.x86_64", ln:machine_version="#1 SMP Fri Mar 1 11:21:44 EST 2024", ln:machine_python_version="3.11.10"])
  agent(loan:applicants/731, [prov:type='prov:Person', prov:type='ln:LoanApplicant'])
  agent(loan:credit_agency, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  agent(loan:fico, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  entity(loan:applications/731, [ln:attr_loan_amnt="11200" %% xsd:float, ln:attr_term=" 60 months", ln:attr_emp_title="International payroll supervisor ", ln:attr_emp_length="< 1 year", ln:attr_home_ownership="RENT", ln:attr_annual_inc="90000" %% xsd:float, ln:attr_purpose="credit_card", ln:attr_title="Credit card refinancing", ln:attr_zip_code="802xx", ln:attr_addr_state="CO", ln:attr_application_type="Individual", prov:type='pl:Controlled', prov:type='ln:LoanApplication'])
  entity(loan:credit_history/731, [ln:attr_earliest_cr_line="Aug-2002", ln:attr_open_acc="15" %% xsd:float, ln:attr_pub_rec="0" %% xsd:float, ln:attr_revol_bal="3938" %% xsd:float, ln:attr_revol_util="3.8" %% xsd:float, ln:attr_mort_acc="2" %% xsd:float, ln:attr_pub_rec_bankruptcies="0" %% xsd:float, ln:created_at="2026-09-14T14:01:49.081865" %% xsd:dateTime, prov:type='ln:CreditReference'])
  entity(loan:fico_score/731, [prov:type='ln:FICOScore', ln:fico_range_low="710" %% xsd:float, ln:fico_range_high="714" %% xsd:float, ln:created_at="2026-09-17T15:24:13.724641" %% xsd:dateTime])
  entity(loan:pipeline/1, [prov:type='sk:pipeline.Pipeline'])
  entity(py:loan_features/731, [ln:attr_loan_amnt="11200" %% xsd:float, ln:attr_term="60" %% xsd:float, ln:attr_int_rate="9.44" %% xsd:float, ln:attr_installment="234.9" %% xsd:float, ln:attr_dti="0.55" %% xsd:float, ln:attr_earliest_cr_line="2002" %% xsd:float, ln:attr_open_acc="15" %% xsd:float, ln:attr_revol_util="3.8" %% xsd:float, ln:attr_total_acc="30" %% xsd:float, ln:attr_mort_acc="2" %% xsd:float, ln:attr_log_annual_inc="4.95425" %% xsd:float, ln:attr_fico_score="712" %% xsd:float, ln:attr_log_revol_bal="3.59539" %% xsd:float, ln:attr_sub_grade_B1="1" %% xsd:float, ln:attr_home_ownership_RENT="1" %% xsd:float, ln:attr_purpose_credit_card="1" %% xsd:float, ln:attr_addr_state_CO="1" %% xsd:float, ln:attr_initial_list_status_w="1" %% xsd:float, prov:type='pd:Series'])
  entity(ex:recommendation/731, [prov:type='ln:AutomatedLoanRecommendation', ln:recommendation='ln:approved', ln:probability_chargeoff="0.176762" %% xsd:float])
  entity(loan:applications/731/decision, [prov:type='ln:AutomatedDecision', prov:type='ln:LoanDecision', ln:result='ln:approved'])
  wasAttributedTo(loan:applications/731, loan:applicants/731)
  wasAttributedTo(loan:credit_history/731, loan:credit_agency)
  wasAttributedTo(loan:fico_score/731, loan:fico)
  wasAttributedTo(loan:applications/731/decision, ex:machine/950d29f79691)
  wasDerivedFrom(py:loan_features/731, loan:applications/731, -, -, -)
  wasDerivedFrom(py:loan_features/731, loan:credit_history/731, -, -, -)
  wasDerivedFrom(py:loan_features/731, loan:fico_score/731, -, -, -)
  wasDerivedFrom(ex:recommendation/731, py:loan_features/731, ex:classify_loans/731, -, -)
  wasDerivedFrom(loan:applications/731/decision, ex:recommendation/731, -, -, -)
  wasDerivedFrom(loan:applications/731/decision, loan:credit_history/731, -, -, -)
  wasDerivedFrom(loan:applications/731/decision, loan:fico_score/731, -, -, -)
  wasDerivedFrom(loan:applications/731/decision, loan:applications/731, ex:process_application/731, -, -)
  activity(ex:classify_loans/731, 2026-09-18T10:59:34.577396, 2026-09-18T10:59:34.578581)
  activity(ex:process_application/731, 2026-09-18T10:59:34.576972, 2026-09-18T10:59:34.578812, [prov:type='ln:AssessingLoanApplication'])
  used(ex:classify_loans/731, py:loan_features/731, -)
  used(ex:process_application/731, loan:applications/731, -)
  wasAssociatedWith(ex:classify_loans/731, ex:machine/950d29f79691, loan:pipeline/1)
  wasAssociatedWith(ex:process_application/731, loan:institution, -)
  actedOnBehalfOf(ex:machine/950d29f79691, loan:institution, -)
  wasGeneratedBy(ex:recommendation/731, ex:classify_loans/731, -)
  wasGeneratedBy(loan:applications/731/decision, ex:process_application/731, -)
endDocument