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Provenance for Loan Decision #983
Decided on: Feb. 18, 2021, 10:38 a.m.
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PROV-N
PROV-JSON
PDF
SVG
G
n1
loan:institution
ann1
prov:type
prov:Organization
ann1->n1
n2
ex:machine/2c2a79264728
b13
n2->b13
actedOnBehalfOf
ann2
prov:type
prov:SoftwareAgent
ln:machine_python_version
3.7.7
ln:machine_release
3.10.0-1160.11.1.el7.x86_64
ln:machine_system
Linux
ln:machine_version
#1 SMP Fri Dec 18 16:34:56 UTC 2020
ann2->n2
n3
loan:applicants/438
ann3
prov:type
ln:LoanApplicant
prov:type
prov:Person
ann3->n3
n4
loan:credit_agency
ann4
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann4->n4
n5
loan:fico
ann5
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann5->n5
n6
loan:staff/112
b14
n6->b14
actedOnBehalfOf
ann6
prov:type
ln:CreditOfficer
prov:type
prov:Person
ann6->n6
n7
loan:applications/438
n7->n3
wasAttributedTo
ann7
prov:type
ln:LoanApplication
prov:type
pl:Controlled
ln:attr_addr_state
VA
ln:attr_annual_inc
243000.0
ln:attr_application_type
Individual
ln:attr_emp_length
10+ years
ln:attr_emp_title
owner
ln:attr_home_ownership
MORTGAGE
ln:attr_loan_amnt
35000.0
ln:attr_purpose
debt_consolidation
ln:attr_term
60 months
ln:attr_title
Debt consolidation
ln:attr_zip_code
232xx
ann7->n7
n8
loan:credit_history/438
n8->n4
wasAttributedTo
ann8
prov:type
ln:CreditReference
ln:attr_earliest_cr_line
Apr-1989
ln:attr_mort_acc
2.0
ln:attr_open_acc
14.0
ln:attr_pub_rec
0.0
ln:attr_pub_rec_bankruptcies
0.0
ln:attr_revol_bal
72548.0
ln:attr_revol_util
92.5
ln:created_at
2021-02-17T06:54:21.870138
ann8->n8
n9
loan:fico_score/438
n9->n5
wasAttributedTo
ann9
prov:type
ln:FICOScore
ln:created_at
2021-02-11T12:22:29.399103
ln:fico_range_high
694.0
ln:fico_range_low
690.0
ann9->n9
n10
loan:pipeline/1
ann10
prov:type
sk:pipeline.Pipeline
ann10->n10
n11
py:loan_features/438
b1
n11->b1
wasDerivedFrom
b2
n11->b2
wasDerivedFrom
b3
n11->b3
wasDerivedFrom
ann11
prov:type
pd:Series
ln:attr_addr_state_VA
1.0
ln:attr_dti
17.47
ln:attr_earliest_cr_line
1989.0
ln:attr_emp_length
10.0
ln:attr_fico_score
692.0
ln:attr_initial_list_status_w
1.0
ln:attr_installment
1149.42
ln:attr_int_rate
30.79
ln:attr_loan_amnt
35000.0
ln:attr_log_annual_inc
5.385608060814725
ln:attr_log_revol_bal
4.860631430592155
ln:attr_mort_acc
2.0
ln:attr_open_acc
14.0
ln:attr_purpose_debt_consolidation
1.0
ln:attr_revol_util
92.5
ln:attr_sub_grade_G1
1.0
ln:attr_term
60.0
ln:attr_total_acc
24.0
ln:attr_verification_status_Source_Verified
1.0
ann11->n11
n12
ex:recommendation/438
n14
ex:classify_loans/438
n12->n14
wasGeneratedBy
b4
n12->b4
wasDerivedFrom
ann12
prov:type
ln:AutomatedLoanRecommendation
ln:probability_chargeoff
0.3446430019735597
ln:recommendation
ln:approved
ann12->n12
n13
loan:applications/438/decision
n13->n6
wasAttributedTo
n15
ex:review_recommendation/438
n13->n15
wasGeneratedBy
n16
ex:process_application/438
n13->n16
wasGeneratedBy
b5
n13->b5
wasDerivedFrom
b6
n13->b6
wasDerivedFrom
b7
n13->b7
wasDerivedFrom
b8
n13->b8
wasDerivedFrom
b9
n13->b9
wasDerivedFrom
ann13
prov:type
ln:HumanDecision
prov:type
ln:LoanDecision
ln:result
ln:rejected
ann13->n13
n14->n11
used
b10
n14->b10
wasAssociatedWith
ann14
prov:startTime
2021-02-18T10:38:04.902428
prov:endTime
2021-02-18T10:38:04.904528
ann14->n14
n15->n7
used
n15->n8
used
n15->n9
used
n15->n12
used
b11
n15->b11
wasAssociatedWith
ann15
prov:type
ln:LoanAssessment
prov:type
pl:HumanLedActivity
ann15->n15
n16->n7
used
b12
n16->b12
wasAssociatedWith
ann16
prov:startTime
2021-02-18T10:38:04.901719
prov:endTime
2021-02-18T10:38:04.905301
prov:type
ln:AssessingLoanApplication
ann16->n16
b1->n7
b2->n8
b3->n9
b4->n11
b4->n14
activity
b5->n12
b5->n15
activity
b6->n7
b6->n15
activity
b7->n8
b7->n15
activity
b8->n9
b8->n15
activity
b9->n7
b9->n16
activity
b10->n2
b10->n10
plan
b11->n6
n17
loan:policy/loan_review/2019
b11->n17
plan
b12->n1
b13->n1
b14->n1