document
  prefix pd <https://pandas.pydata.org/#>
  prefix py <urn:python:var:>
  prefix sk <https://scikit-learn.org/stable/modules/generated/sklearn.>
  prefix ln <https://plead-project.org/ns/loan#>
  prefix pl <http://openprovenancce.org/ns/plead#>
  prefix loan <https://explain.openprovenance.org/loan/>
  prefix file <file://>
  prefix ex <http://example.org/>
  
  agent(loan:institution, [prov:type='prov:Organization'])
  agent(ex:machine/950d29f79691, [prov:type='prov:SoftwareAgent', ln:machine_system="Linux", ln:machine_release="4.18.0-477.51.1.el8_8.x86_64", ln:machine_version="#1 SMP Fri Mar 1 11:21:44 EST 2024", ln:machine_python_version="3.11.10"])
  agent(loan:applicants/815, [prov:type='prov:Person', prov:type='ln:LoanApplicant'])
  agent(loan:credit_agency, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  agent(loan:fico, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  entity(loan:applications/815, [ln:attr_loan_amnt="6700" %% xsd:float, ln:attr_term=" 36 months", ln:attr_emp_title="accounts payable", ln:attr_emp_length="2 years", ln:attr_home_ownership="RENT", ln:attr_annual_inc="27000" %% xsd:float, ln:attr_purpose="debt_consolidation", ln:attr_title="Debt consolidation", ln:attr_zip_code="117xx", ln:attr_addr_state="NY", ln:attr_application_type="Individual", prov:type='pl:Controlled', prov:type='ln:LoanApplication'])
  entity(loan:credit_history/815, [ln:attr_earliest_cr_line="Nov-2013", ln:attr_open_acc="5" %% xsd:float, ln:attr_pub_rec="0" %% xsd:float, ln:attr_revol_bal="1062" %% xsd:float, ln:attr_revol_util="7.8" %% xsd:float, ln:attr_mort_acc="0" %% xsd:float, ln:attr_pub_rec_bankruptcies="0" %% xsd:float, ln:created_at="2026-10-29T19:14:14.798028" %% xsd:dateTime, prov:type='ln:CreditReference'])
  entity(loan:fico_score/815, [prov:type='ln:FICOScore', ln:fico_range_low="755" %% xsd:float, ln:fico_range_high="759" %% xsd:float, ln:created_at="2026-10-28T22:25:31.086619" %% xsd:dateTime])
  entity(loan:pipeline/1, [prov:type='sk:pipeline.Pipeline'])
  entity(py:loan_features/815, [ln:attr_loan_amnt="6700" %% xsd:float, ln:attr_term="36" %% xsd:float, ln:attr_int_rate="10.56" %% xsd:float, ln:attr_installment="217.96" %% xsd:float, ln:attr_emp_length="2" %% xsd:float, ln:attr_dti="13.91" %% xsd:float, ln:attr_earliest_cr_line="2013" %% xsd:float, ln:attr_open_acc="5" %% xsd:float, ln:attr_revol_util="7.8" %% xsd:float, ln:attr_total_acc="9" %% xsd:float, ln:attr_log_annual_inc="4.43138" %% xsd:float, ln:attr_fico_score="757" %% xsd:float, ln:attr_log_revol_bal="3.02653" %% xsd:float, ln:attr_sub_grade_B3="1" %% xsd:float, ln:attr_home_ownership_RENT="1" %% xsd:float, ln:attr_verification_status_Source_Verified="1" %% xsd:float, ln:attr_purpose_debt_consolidation="1" %% xsd:float, ln:attr_addr_state_NY="1" %% xsd:float, ln:attr_initial_list_status_w="1" %% xsd:float, prov:type='pd:Series'])
  entity(ex:recommendation/815, [prov:type='ln:AutomatedLoanRecommendation', ln:recommendation='ln:approved', ln:probability_chargeoff="0.160377" %% xsd:float])
  entity(loan:applications/815/decision, [prov:type='ln:AutomatedDecision', prov:type='ln:LoanDecision', ln:result='ln:approved'])
  wasAttributedTo(loan:applications/815, loan:applicants/815)
  wasAttributedTo(loan:credit_history/815, loan:credit_agency)
  wasAttributedTo(loan:fico_score/815, loan:fico)
  wasAttributedTo(loan:applications/815/decision, ex:machine/950d29f79691)
  wasDerivedFrom(py:loan_features/815, loan:applications/815, -, -, -)
  wasDerivedFrom(py:loan_features/815, loan:credit_history/815, -, -, -)
  wasDerivedFrom(py:loan_features/815, loan:fico_score/815, -, -, -)
  wasDerivedFrom(ex:recommendation/815, py:loan_features/815, ex:classify_loans/815, -, -)
  wasDerivedFrom(loan:applications/815/decision, ex:recommendation/815, -, -, -)
  wasDerivedFrom(loan:applications/815/decision, loan:credit_history/815, -, -, -)
  wasDerivedFrom(loan:applications/815/decision, loan:fico_score/815, -, -, -)
  wasDerivedFrom(loan:applications/815/decision, loan:applications/815, ex:process_application/815, -, -)
  activity(ex:classify_loans/815, 2026-10-30T11:38:52.919458, 2026-10-30T11:38:52.920563)
  activity(ex:process_application/815, 2026-10-30T11:38:52.919045, 2026-10-30T11:38:52.920778, [prov:type='ln:AssessingLoanApplication'])
  used(ex:classify_loans/815, py:loan_features/815, -)
  used(ex:process_application/815, loan:applications/815, -)
  wasAssociatedWith(ex:classify_loans/815, ex:machine/950d29f79691, loan:pipeline/1)
  wasAssociatedWith(ex:process_application/815, loan:institution, -)
  actedOnBehalfOf(ex:machine/950d29f79691, loan:institution, -)
  wasGeneratedBy(ex:recommendation/815, ex:classify_loans/815, -)
  wasGeneratedBy(loan:applications/815/decision, ex:process_application/815, -)
endDocument