document
  prefix pd <https://pandas.pydata.org/#>
  prefix py <urn:python:var:>
  prefix sk <https://scikit-learn.org/stable/modules/generated/sklearn.>
  prefix ln <https://plead-project.org/ns/loan#>
  prefix pl <http://openprovenancce.org/ns/plead#>
  prefix loan <https://explain.openprovenance.org/loan/>
  prefix file <file://>
  prefix ex <http://example.org/>
  
  agent(loan:institution, [prov:type='prov:Organization'])
  agent(ex:machine/950d29f79691, [prov:type='prov:SoftwareAgent', ln:machine_system="Linux", ln:machine_release="4.18.0-477.51.1.el8_8.x86_64", ln:machine_version="#1 SMP Fri Mar 1 11:21:44 EST 2024", ln:machine_python_version="3.11.10"])
  agent(loan:applicants/774, [prov:type='prov:Person', prov:type='ln:LoanApplicant'])
  agent(loan:credit_agency, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  agent(loan:fico, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  entity(loan:applications/774, [ln:attr_loan_amnt="11000" %% xsd:float, ln:attr_term=" 36 months", ln:attr_emp_title="Route delivery driver", ln:attr_emp_length="1 year", ln:attr_home_ownership="MORTGAGE", ln:attr_annual_inc="75000" %% xsd:float, ln:attr_purpose="debt_consolidation", ln:attr_title="Debt consolidation", ln:attr_zip_code="765xx", ln:attr_addr_state="TX", ln:attr_application_type="Individual", prov:type='pl:Controlled', prov:type='ln:LoanApplication'])
  entity(loan:credit_history/774, [ln:attr_earliest_cr_line="Feb-1997", ln:attr_open_acc="7" %% xsd:float, ln:attr_pub_rec="0" %% xsd:float, ln:attr_revol_bal="11632" %% xsd:float, ln:attr_revol_util="49.9" %% xsd:float, ln:attr_mort_acc="1" %% xsd:float, ln:attr_pub_rec_bankruptcies="0" %% xsd:float, ln:created_at="2026-09-29T11:47:49.358024" %% xsd:dateTime, prov:type='ln:CreditReference'])
  entity(loan:fico_score/774, [prov:type='ln:FICOScore', ln:fico_range_low="675" %% xsd:float, ln:fico_range_high="679" %% xsd:float, ln:created_at="2026-10-07T06:52:16.324386" %% xsd:dateTime])
  entity(loan:pipeline/1, [prov:type='sk:pipeline.Pipeline'])
  entity(py:loan_features/774, [ln:attr_loan_amnt="11000" %% xsd:float, ln:attr_term="36" %% xsd:float, ln:attr_int_rate="10.56" %% xsd:float, ln:attr_installment="357.84" %% xsd:float, ln:attr_emp_length="1" %% xsd:float, ln:attr_dti="13.84" %% xsd:float, ln:attr_earliest_cr_line="1997" %% xsd:float, ln:attr_open_acc="7" %% xsd:float, ln:attr_revol_util="49.9" %% xsd:float, ln:attr_total_acc="10" %% xsd:float, ln:attr_mort_acc="1" %% xsd:float, ln:attr_log_annual_inc="4.87507" %% xsd:float, ln:attr_fico_score="677" %% xsd:float, ln:attr_log_revol_bal="4.06569" %% xsd:float, ln:attr_sub_grade_B3="1" %% xsd:float, ln:attr_purpose_debt_consolidation="1" %% xsd:float, ln:attr_addr_state_TX="1" %% xsd:float, ln:attr_initial_list_status_w="1" %% xsd:float, prov:type='pd:Series'])
  entity(ex:recommendation/774, [prov:type='ln:AutomatedLoanRecommendation', ln:recommendation='ln:approved', ln:probability_chargeoff="0.116476" %% xsd:float])
  entity(loan:applications/774/decision, [prov:type='ln:AutomatedDecision', prov:type='ln:LoanDecision', ln:result='ln:approved'])
  wasAttributedTo(loan:applications/774, loan:applicants/774)
  wasAttributedTo(loan:credit_history/774, loan:credit_agency)
  wasAttributedTo(loan:fico_score/774, loan:fico)
  wasAttributedTo(loan:applications/774/decision, ex:machine/950d29f79691)
  wasDerivedFrom(py:loan_features/774, loan:applications/774, -, -, -)
  wasDerivedFrom(py:loan_features/774, loan:credit_history/774, -, -, -)
  wasDerivedFrom(py:loan_features/774, loan:fico_score/774, -, -, -)
  wasDerivedFrom(ex:recommendation/774, py:loan_features/774, ex:classify_loans/774, -, -)
  wasDerivedFrom(loan:applications/774/decision, ex:recommendation/774, -, -, -)
  wasDerivedFrom(loan:applications/774/decision, loan:credit_history/774, -, -, -)
  wasDerivedFrom(loan:applications/774/decision, loan:fico_score/774, -, -, -)
  wasDerivedFrom(loan:applications/774/decision, loan:applications/774, ex:process_application/774, -, -)
  activity(ex:classify_loans/774, 2026-10-08T15:05:33.288802, 2026-10-08T15:05:33.290158)
  activity(ex:process_application/774, 2026-10-08T15:05:33.288379, 2026-10-08T15:05:33.290410, [prov:type='ln:AssessingLoanApplication'])
  used(ex:classify_loans/774, py:loan_features/774, -)
  used(ex:process_application/774, loan:applications/774, -)
  wasAssociatedWith(ex:classify_loans/774, ex:machine/950d29f79691, loan:pipeline/1)
  wasAssociatedWith(ex:process_application/774, loan:institution, -)
  actedOnBehalfOf(ex:machine/950d29f79691, loan:institution, -)
  wasGeneratedBy(ex:recommendation/774, ex:classify_loans/774, -)
  wasGeneratedBy(loan:applications/774/decision, ex:process_application/774, -)
endDocument