document
  prefix pd <https://pandas.pydata.org/#>
  prefix py <urn:python:var:>
  prefix sk <https://scikit-learn.org/stable/modules/generated/sklearn.>
  prefix ln <https://plead-project.org/ns/loan#>
  prefix pl <http://openprovenancce.org/ns/plead#>
  prefix loan <https://explain.openprovenance.org/loan/>
  prefix file <file://>
  prefix ex <http://example.org/>
  
  agent(loan:institution, [prov:type='prov:Organization'])
  agent(ex:machine/950d29f79691, [prov:type='prov:SoftwareAgent', ln:machine_system="Linux", ln:machine_release="4.18.0-477.51.1.el8_8.x86_64", ln:machine_version="#1 SMP Fri Mar 1 11:21:44 EST 2024", ln:machine_python_version="3.11.10"])
  agent(loan:applicants/734, [prov:type='prov:Person', prov:type='ln:LoanApplicant'])
  agent(loan:credit_agency, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  agent(loan:fico, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  entity(loan:applications/734, [ln:attr_loan_amnt="8000" %% xsd:float, ln:attr_term=" 36 months", ln:attr_emp_title="Manager", ln:attr_emp_length="10+ years", ln:attr_home_ownership="RENT", ln:attr_annual_inc="210000" %% xsd:float, ln:attr_purpose="debt_consolidation", ln:attr_title="Debt consolidation", ln:attr_zip_code="351xx", ln:attr_addr_state="AL", ln:attr_application_type="Individual", prov:type='pl:Controlled', prov:type='ln:LoanApplication'])
  entity(loan:credit_history/734, [ln:attr_earliest_cr_line="Feb-1979", ln:attr_open_acc="7" %% xsd:float, ln:attr_pub_rec="0" %% xsd:float, ln:attr_revol_bal="3414" %% xsd:float, ln:attr_revol_util="46.1" %% xsd:float, ln:attr_mort_acc="4" %% xsd:float, ln:attr_pub_rec_bankruptcies="0" %% xsd:float, ln:created_at="2026-09-16T00:31:57.105330" %% xsd:dateTime, prov:type='ln:CreditReference'])
  entity(loan:fico_score/734, [prov:type='ln:FICOScore', ln:fico_range_low="720" %% xsd:float, ln:fico_range_high="724" %% xsd:float, ln:created_at="2026-09-16T13:40:03.422495" %% xsd:dateTime])
  entity(loan:pipeline/1, [prov:type='sk:pipeline.Pipeline'])
  entity(py:loan_features/734, [ln:attr_loan_amnt="8000" %% xsd:float, ln:attr_term="36" %% xsd:float, ln:attr_int_rate="7.35" %% xsd:float, ln:attr_installment="248.3" %% xsd:float, ln:attr_emp_length="10" %% xsd:float, ln:attr_dti="10.62" %% xsd:float, ln:attr_earliest_cr_line="1979" %% xsd:float, ln:attr_open_acc="7" %% xsd:float, ln:attr_revol_util="46.1" %% xsd:float, ln:attr_total_acc="23" %% xsd:float, ln:attr_mort_acc="4" %% xsd:float, ln:attr_log_annual_inc="5.32222" %% xsd:float, ln:attr_fico_score="722" %% xsd:float, ln:attr_log_revol_bal="3.53339" %% xsd:float, ln:attr_sub_grade_A4="1" %% xsd:float, ln:attr_home_ownership_RENT="1" %% xsd:float, ln:attr_purpose_debt_consolidation="1" %% xsd:float, ln:attr_addr_state_AL="1" %% xsd:float, ln:attr_initial_list_status_w="1" %% xsd:float, prov:type='pd:Series'])
  entity(ex:recommendation/734, [prov:type='ln:AutomatedLoanRecommendation', ln:recommendation='ln:approved', ln:probability_chargeoff="0.0355775" %% xsd:float])
  entity(loan:applications/734/decision, [prov:type='ln:AutomatedDecision', prov:type='ln:LoanDecision', ln:result='ln:approved'])
  wasAttributedTo(loan:applications/734, loan:applicants/734)
  wasAttributedTo(loan:credit_history/734, loan:credit_agency)
  wasAttributedTo(loan:fico_score/734, loan:fico)
  wasAttributedTo(loan:applications/734/decision, ex:machine/950d29f79691)
  wasDerivedFrom(py:loan_features/734, loan:applications/734, -, -, -)
  wasDerivedFrom(py:loan_features/734, loan:credit_history/734, -, -, -)
  wasDerivedFrom(py:loan_features/734, loan:fico_score/734, -, -, -)
  wasDerivedFrom(ex:recommendation/734, py:loan_features/734, ex:classify_loans/734, -, -)
  wasDerivedFrom(loan:applications/734/decision, ex:recommendation/734, -, -, -)
  wasDerivedFrom(loan:applications/734/decision, loan:credit_history/734, -, -, -)
  wasDerivedFrom(loan:applications/734/decision, loan:fico_score/734, -, -, -)
  wasDerivedFrom(loan:applications/734/decision, loan:applications/734, ex:process_application/734, -, -)
  activity(ex:classify_loans/734, 2026-09-18T20:24:06.689424, 2026-09-18T20:24:06.690642)
  activity(ex:process_application/734, 2026-09-18T20:24:06.688981, 2026-09-18T20:24:06.690872, [prov:type='ln:AssessingLoanApplication'])
  used(ex:classify_loans/734, py:loan_features/734, -)
  used(ex:process_application/734, loan:applications/734, -)
  wasAssociatedWith(ex:classify_loans/734, ex:machine/950d29f79691, loan:pipeline/1)
  wasAssociatedWith(ex:process_application/734, loan:institution, -)
  actedOnBehalfOf(ex:machine/950d29f79691, loan:institution, -)
  wasGeneratedBy(ex:recommendation/734, ex:classify_loans/734, -)
  wasGeneratedBy(loan:applications/734/decision, ex:process_application/734, -)
endDocument