document
  prefix pd <https://pandas.pydata.org/#>
  prefix py <urn:python:var:>
  prefix sk <https://scikit-learn.org/stable/modules/generated/sklearn.>
  prefix ln <https://plead-project.org/ns/loan#>
  prefix pl <http://openprovenancce.org/ns/plead#>
  prefix loan <https://explain.openprovenance.org/loan/>
  prefix file <file://>
  prefix ex <http://example.org/>
  
  agent(loan:institution, [prov:type='prov:Organization'])
  agent(ex:machine/950d29f79691, [prov:type='prov:SoftwareAgent', ln:machine_system="Linux", ln:machine_release="4.18.0-477.51.1.el8_8.x86_64", ln:machine_version="#1 SMP Fri Mar 1 11:21:44 EST 2024", ln:machine_python_version="3.11.10"])
  agent(loan:applicants/689, [prov:type='prov:Person', prov:type='ln:LoanApplicant'])
  agent(loan:credit_agency, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  agent(loan:fico, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  entity(loan:applications/689, [ln:attr_loan_amnt="25000" %% xsd:float, ln:attr_term=" 36 months", ln:attr_emp_title="DNP", ln:attr_emp_length="7 years", ln:attr_home_ownership="MORTGAGE", ln:attr_annual_inc="205219" %% xsd:float, ln:attr_purpose="credit_card", ln:attr_title="Credit card refinancing", ln:attr_zip_code="837xx", ln:attr_addr_state="ID", ln:attr_application_type="Joint App", prov:type='pl:Controlled', prov:type='ln:LoanApplication'])
  entity(loan:credit_history/689, [ln:attr_earliest_cr_line="Feb-2002", ln:attr_open_acc="16" %% xsd:float, ln:attr_pub_rec="0" %% xsd:float, ln:attr_revol_bal="22034" %% xsd:float, ln:attr_revol_util="49.9" %% xsd:float, ln:attr_mort_acc="2" %% xsd:float, ln:attr_pub_rec_bankruptcies="0" %% xsd:float, ln:created_at="2026-09-03T12:53:16.461348" %% xsd:dateTime, prov:type='ln:CreditReference'])
  entity(loan:fico_score/689, [prov:type='ln:FICOScore', ln:fico_range_low="710" %% xsd:float, ln:fico_range_high="714" %% xsd:float, ln:created_at="2026-08-26T08:32:43.753489" %% xsd:dateTime])
  entity(loan:pipeline/1, [prov:type='sk:pipeline.Pipeline'])
  entity(py:loan_features/689, [ln:attr_loan_amnt="25000" %% xsd:float, ln:attr_term="36" %% xsd:float, ln:attr_int_rate="6.67" %% xsd:float, ln:attr_installment="768.17" %% xsd:float, ln:attr_emp_length="7" %% xsd:float, ln:attr_dti="13.32" %% xsd:float, ln:attr_earliest_cr_line="2002" %% xsd:float, ln:attr_open_acc="16" %% xsd:float, ln:attr_revol_util="49.9" %% xsd:float, ln:attr_total_acc="44" %% xsd:float, ln:attr_mort_acc="2" %% xsd:float, ln:attr_log_annual_inc="5.31222" %% xsd:float, ln:attr_fico_score="712" %% xsd:float, ln:attr_log_revol_bal="4.34311" %% xsd:float, ln:attr_sub_grade_A2="1" %% xsd:float, ln:attr_verification_status_Verified="1" %% xsd:float, ln:attr_purpose_credit_card="1" %% xsd:float, ln:attr_addr_state_ID="1" %% xsd:float, ln:attr_application_type_Joint_App="1" %% xsd:float, prov:type='pd:Series'])
  entity(ex:recommendation/689, [prov:type='ln:AutomatedLoanRecommendation', ln:recommendation='ln:approved', ln:probability_chargeoff="0.0595194" %% xsd:float])
  entity(loan:applications/689/decision, [prov:type='ln:AutomatedDecision', prov:type='ln:LoanDecision', ln:result='ln:approved'])
  wasAttributedTo(loan:applications/689, loan:applicants/689)
  wasAttributedTo(loan:credit_history/689, loan:credit_agency)
  wasAttributedTo(loan:fico_score/689, loan:fico)
  wasAttributedTo(loan:applications/689/decision, ex:machine/950d29f79691)
  wasDerivedFrom(py:loan_features/689, loan:applications/689, -, -, -)
  wasDerivedFrom(py:loan_features/689, loan:credit_history/689, -, -, -)
  wasDerivedFrom(py:loan_features/689, loan:fico_score/689, -, -, -)
  wasDerivedFrom(ex:recommendation/689, py:loan_features/689, ex:classify_loans/689, -, -)
  wasDerivedFrom(loan:applications/689/decision, ex:recommendation/689, -, -, -)
  wasDerivedFrom(loan:applications/689/decision, loan:credit_history/689, -, -, -)
  wasDerivedFrom(loan:applications/689/decision, loan:fico_score/689, -, -, -)
  wasDerivedFrom(loan:applications/689/decision, loan:applications/689, ex:process_application/689, -, -)
  activity(ex:classify_loans/689, 2026-09-04T08:26:40.775237, 2026-09-04T08:26:40.776333)
  activity(ex:process_application/689, 2026-09-04T08:26:40.774822, 2026-09-04T08:26:40.776575, [prov:type='ln:AssessingLoanApplication'])
  used(ex:classify_loans/689, py:loan_features/689, -)
  used(ex:process_application/689, loan:applications/689, -)
  wasAssociatedWith(ex:classify_loans/689, ex:machine/950d29f79691, loan:pipeline/1)
  wasAssociatedWith(ex:process_application/689, loan:institution, -)
  actedOnBehalfOf(ex:machine/950d29f79691, loan:institution, -)
  wasGeneratedBy(ex:recommendation/689, ex:classify_loans/689, -)
  wasGeneratedBy(loan:applications/689/decision, ex:process_application/689, -)
endDocument