Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Loan Decision #577
Decided on: Oct. 17, 2020, 2:35 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
loan:institution
ann1
prov:type
prov:Organization
ann1->n1
n2
ex:machine/2c2a79264728
b13
n2->b13
actedOnBehalfOf
ann2
prov:type
prov:SoftwareAgent
ln:machine_python_version
3.7.7
ln:machine_release
3.10.0-1127.13.1.el7.x86_64
ln:machine_system
Linux
ln:machine_version
#1 SMP Tue Jun 23 15:46:38 UTC 2020
ann2->n2
n3
loan:applicants/371
ann3
prov:type
ln:LoanApplicant
prov:type
prov:Person
ann3->n3
n4
loan:credit_agency
ann4
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann4->n4
n5
loan:fico
ann5
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann5->n5
n6
loan:staff/112
b14
n6->b14
actedOnBehalfOf
ann6
prov:type
ln:CreditOfficer
prov:type
prov:Person
ann6->n6
n7
loan:applications/371
n7->n3
wasAttributedTo
ann7
prov:type
ln:LoanApplication
prov:type
pl:Controlled
ln:attr_addr_state
CA
ln:attr_annual_inc
65000.0
ln:attr_application_type
Individual
ln:attr_emp_length
10+ years
ln:attr_emp_title
Office Manager
ln:attr_home_ownership
RENT
ln:attr_loan_amnt
10000.0
ln:attr_purpose
other
ln:attr_term
36 months
ln:attr_title
Other
ln:attr_zip_code
926xx
ann7->n7
n8
loan:credit_history/371
n8->n4
wasAttributedTo
ann8
prov:type
ln:CreditReference
ln:attr_earliest_cr_line
Mar-2010
ln:attr_mort_acc
0.0
ln:attr_open_acc
22.0
ln:attr_pub_rec
1.0
ln:attr_pub_rec_bankruptcies
1.0
ln:attr_revol_bal
3506.0
ln:attr_revol_util
10.6
ln:created_at
2020-10-14T14:44:33.495446
ann8->n8
n9
loan:fico_score/371
n9->n5
wasAttributedTo
ann9
prov:type
ln:FICOScore
ln:created_at
2020-10-16T22:35:27.828076
ln:fico_range_high
669.0
ln:fico_range_low
665.0
ann9->n9
n10
loan:pipeline/1
ann10
prov:type
sk:pipeline.Pipeline
ann10->n10
n11
py:loan_features/371
b1
n11->b1
wasDerivedFrom
b2
n11->b2
wasDerivedFrom
b3
n11->b3
wasDerivedFrom
ann11
prov:type
pd:Series
ln:attr_addr_state_CA
1.0
ln:attr_dti
19.29
ln:attr_earliest_cr_line
2010.0
ln:attr_emp_length
10.0
ln:attr_fico_score
667.0
ln:attr_home_ownership_RENT
1.0
ln:attr_initial_list_status_w
1.0
ln:attr_installment
339.79
ln:attr_int_rate
13.59
ln:attr_loan_amnt
10000.0
ln:attr_log_annual_inc
4.812920038045028
ln:attr_log_revol_bal
3.5449357658815024
ln:attr_open_acc
22.0
ln:attr_pub_rec
1.0
ln:attr_pub_rec_bankruptcies
1.0
ln:attr_purpose_other
1.0
ln:attr_revol_util
10.6
ln:attr_sub_grade_C2
1.0
ln:attr_term
36.0
ln:attr_total_acc
33.0
ann11->n11
n12
ex:recommendation/371
n14
ex:classify_loans/371
n12->n14
wasGeneratedBy
b4
n12->b4
wasDerivedFrom
ann12
prov:type
ln:AutomatedLoanRecommendation
ln:probability_chargeoff
0.25962601606259794
ln:recommendation
ln:approved
ann12->n12
n13
loan:applications/371/decision
n13->n6
wasAttributedTo
n15
ex:review_recommendation/371
n13->n15
wasGeneratedBy
n16
ex:process_application/371
n13->n16
wasGeneratedBy
b5
n13->b5
wasDerivedFrom
b6
n13->b6
wasDerivedFrom
b7
n13->b7
wasDerivedFrom
b8
n13->b8
wasDerivedFrom
b9
n13->b9
wasDerivedFrom
ann13
prov:type
ln:HumanDecision
prov:type
ln:LoanDecision
ln:result
ln:approved
ann13->n13
n14->n11
used
b10
n14->b10
wasAssociatedWith
ann14
prov:startTime
2020-10-17T14:35:02.750185
prov:endTime
2020-10-17T14:35:02.752315
ann14->n14
n15->n7
used
n15->n8
used
n15->n9
used
n15->n12
used
b11
n15->b11
wasAssociatedWith
ann15
prov:type
ln:LoanAssessment
prov:type
pl:HumanLedActivity
ann15->n15
n16->n7
used
b12
n16->b12
wasAssociatedWith
ann16
prov:startTime
2020-10-17T14:35:02.749471
prov:endTime
2020-10-17T14:35:02.753039
prov:type
ln:AssessingLoanApplication
ann16->n16
b1->n7
b2->n8
b3->n9
b4->n11
b4->n14
activity
b5->n12
b5->n15
activity
b6->n7
b6->n15
activity
b7->n8
b7->n15
activity
b8->n9
b8->n15
activity
b9->n7
b9->n16
activity
b10->n2
b10->n10
plan
b11->n6
n17
loan:policy/loan_review/2019
b11->n17
plan
b12->n1
b13->n1
b14->n1