document
  prefix pd <https://pandas.pydata.org/#>
  prefix py <urn:python:var:>
  prefix sk <https://scikit-learn.org/stable/modules/generated/sklearn.>
  prefix ln <https://plead-project.org/ns/loan#>
  prefix pl <http://openprovenancce.org/ns/plead#>
  prefix loan <https://explain.openprovenance.org/loan/>
  prefix file <file://>
  prefix ex <http://example.org/>
  
  agent(loan:institution, [prov:type='prov:Organization'])
  agent(ex:machine/950d29f79691, [prov:type='prov:SoftwareAgent', ln:machine_system="Linux", ln:machine_release="4.18.0-477.51.1.el8_8.x86_64", ln:machine_version="#1 SMP Fri Mar 1 11:21:44 EST 2024", ln:machine_python_version="3.11.10"])
  agent(loan:applicants/561, [prov:type='prov:Person', prov:type='ln:LoanApplicant'])
  agent(loan:credit_agency, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  agent(loan:fico, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  entity(loan:applications/561, [ln:attr_loan_amnt="4000" %% xsd:float, ln:attr_term=" 36 months", ln:attr_emp_title="Cold prep/cashier", ln:attr_emp_length="5 years", ln:attr_home_ownership="MORTGAGE", ln:attr_annual_inc="50000" %% xsd:float, ln:attr_purpose="home_improvement", ln:attr_title="Home improvement", ln:attr_zip_code="347xx", ln:attr_addr_state="FL", ln:attr_application_type="Individual", prov:type='pl:Controlled', prov:type='ln:LoanApplication'])
  entity(loan:credit_history/561, [ln:attr_earliest_cr_line="Feb-1996", ln:attr_open_acc="20" %% xsd:float, ln:attr_pub_rec="1" %% xsd:float, ln:attr_revol_bal="5909" %% xsd:float, ln:attr_revol_util="19.6" %% xsd:float, ln:attr_mort_acc="1" %% xsd:float, ln:attr_pub_rec_bankruptcies="1" %% xsd:float, ln:created_at="2026-06-09T09:26:30.716896" %% xsd:dateTime, prov:type='ln:CreditReference'])
  entity(loan:fico_score/561, [prov:type='ln:FICOScore', ln:fico_range_low="715" %% xsd:float, ln:fico_range_high="719" %% xsd:float, ln:created_at="2026-06-10T07:44:01.636384" %% xsd:dateTime])
  entity(loan:pipeline/1, [prov:type='sk:pipeline.Pipeline'])
  entity(py:loan_features/561, [ln:attr_loan_amnt="4000" %% xsd:float, ln:attr_term="36" %% xsd:float, ln:attr_int_rate="7.97" %% xsd:float, ln:attr_installment="125.3" %% xsd:float, ln:attr_emp_length="5" %% xsd:float, ln:attr_dti="26.4" %% xsd:float, ln:attr_earliest_cr_line="1996" %% xsd:float, ln:attr_open_acc="20" %% xsd:float, ln:attr_pub_rec="1" %% xsd:float, ln:attr_revol_util="19.6" %% xsd:float, ln:attr_total_acc="29" %% xsd:float, ln:attr_mort_acc="1" %% xsd:float, ln:attr_pub_rec_bankruptcies="1" %% xsd:float, ln:attr_log_annual_inc="4.69898" %% xsd:float, ln:attr_fico_score="717" %% xsd:float, ln:attr_log_revol_bal="3.77159" %% xsd:float, ln:attr_charged_off="1" %% xsd:float, ln:attr_sub_grade_A5="1" %% xsd:float, ln:attr_verification_status_Source_Verified="1" %% xsd:float, ln:attr_purpose_home_improvement="1" %% xsd:float, ln:attr_addr_state_FL="1" %% xsd:float, prov:type='pd:Series'])
  entity(ex:recommendation/561, [prov:type='ln:AutomatedLoanRecommendation', ln:recommendation='ln:approved', ln:probability_chargeoff="0.106971" %% xsd:float])
  entity(loan:applications/561/decision, [prov:type='ln:AutomatedDecision', prov:type='ln:LoanDecision', ln:result='ln:approved'])
  wasAttributedTo(loan:applications/561, loan:applicants/561)
  wasAttributedTo(loan:credit_history/561, loan:credit_agency)
  wasAttributedTo(loan:fico_score/561, loan:fico)
  wasAttributedTo(loan:applications/561/decision, ex:machine/950d29f79691)
  wasDerivedFrom(py:loan_features/561, loan:applications/561, -, -, -)
  wasDerivedFrom(py:loan_features/561, loan:credit_history/561, -, -, -)
  wasDerivedFrom(py:loan_features/561, loan:fico_score/561, -, -, -)
  wasDerivedFrom(ex:recommendation/561, py:loan_features/561, ex:classify_loans/561, -, -)
  wasDerivedFrom(loan:applications/561/decision, ex:recommendation/561, -, -, -)
  wasDerivedFrom(loan:applications/561/decision, loan:credit_history/561, -, -, -)
  wasDerivedFrom(loan:applications/561/decision, loan:fico_score/561, -, -, -)
  wasDerivedFrom(loan:applications/561/decision, loan:applications/561, ex:process_application/561, -, -)
  activity(ex:classify_loans/561, 2026-06-13T05:02:40.264103, 2026-06-13T05:02:40.265205)
  activity(ex:process_application/561, 2026-06-13T05:02:40.263687, 2026-06-13T05:02:40.265435, [prov:type='ln:AssessingLoanApplication'])
  used(ex:classify_loans/561, py:loan_features/561, -)
  used(ex:process_application/561, loan:applications/561, -)
  wasAssociatedWith(ex:classify_loans/561, ex:machine/950d29f79691, loan:pipeline/1)
  wasAssociatedWith(ex:process_application/561, loan:institution, -)
  actedOnBehalfOf(ex:machine/950d29f79691, loan:institution, -)
  wasGeneratedBy(ex:recommendation/561, ex:classify_loans/561, -)
  wasGeneratedBy(loan:applications/561/decision, ex:process_application/561, -)
endDocument