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Provenance for Loan Decision #4411
Decided on: April 28, 2024, 10:33 p.m.
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PROV-N
PROV-JSON
PDF
SVG
G
n1
loan:institution
ann1
prov:type
prov:Organization
ann1->n1
n2
ex:machine/f7c706ee7088
b11
n2->b11
actedOnBehalfOf
ann2
prov:type
prov:SoftwareAgent
ln:machine_python_version
3.10.8
ln:machine_release
3.10.0-1160.92.1.el7.x86_64
ln:machine_system
Linux
ln:machine_version
#1 SMP Tue Jun 20 11:48:01 UTC 2023
ann2->n2
n3
loan:applicants/791
ann3
prov:type
ln:LoanApplicant
prov:type
prov:Person
ann3->n3
n4
loan:credit_agency
ann4
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann4->n4
n5
loan:fico
ann5
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann5->n5
n6
loan:applications/791
n6->n3
wasAttributedTo
ann6
prov:type
ln:LoanApplication
prov:type
pl:Controlled
ln:attr_addr_state
PA
ln:attr_annual_inc
54000.0
ln:attr_application_type
Joint App
ln:attr_emp_length
< 1 year
ln:attr_emp_title
BUSINESS DEVELOPMENT MANAGER
ln:attr_home_ownership
MORTGAGE
ln:attr_loan_amnt
15000.0
ln:attr_purpose
debt_consolidation
ln:attr_term
36 months
ln:attr_title
Debt consolidation
ln:attr_zip_code
170xx
ann6->n6
n7
loan:credit_history/791
n7->n4
wasAttributedTo
ann7
prov:type
ln:CreditReference
ln:attr_earliest_cr_line
Oct-1985
ln:attr_mort_acc
4.0
ln:attr_open_acc
26.0
ln:attr_pub_rec
1.0
ln:attr_pub_rec_bankruptcies
1.0
ln:attr_revol_bal
19031.0
ln:attr_revol_util
39.4
ln:created_at
2024-04-27T06:03:12.298364
ann7->n7
n8
loan:fico_score/791
n8->n5
wasAttributedTo
ann8
prov:type
ln:FICOScore
ln:created_at
2024-04-25T01:16:24.431025
ln:fico_range_high
694.0
ln:fico_range_low
690.0
ann8->n8
n9
loan:pipeline/3
ann9
prov:type
sk:pipeline.Pipeline
ann9->n9
n10
py:loan_features/791
b1
n10->b1
wasDerivedFrom
b2
n10->b2
wasDerivedFrom
b3
n10->b3
wasDerivedFrom
ann10
prov:type
pd:Series
ln:attr_addr_state_PA
1.0
ln:attr_application_type_Joint_App
1.0
ln:attr_dti
12.16
ln:attr_earliest_cr_line
1985.0
ln:attr_fico_score
692.0
ln:attr_initial_list_status_w
1.0
ln:attr_installment
469.84
ln:attr_int_rate
7.97
ln:attr_loan_amnt
15000.0
ln:attr_log_annual_inc
4.732401802238908
ln:attr_log_revol_bal
4.27948442902921
ln:attr_mort_acc
4.0
ln:attr_open_acc
26.0
ln:attr_pub_rec
1.0
ln:attr_pub_rec_bankruptcies
1.0
ln:attr_purpose_debt_consolidation
1.0
ln:attr_revol_util
39.4
ln:attr_sub_grade_A5
1.0
ln:attr_term
36.0
ln:attr_total_acc
58.0
ann10->n10
n11
ex:recommendation/791
n13
ex:classify_loans/791
n11->n13
wasGeneratedBy
b4
n11->b4
wasDerivedFrom
ann11
prov:type
ln:AutomatedLoanRecommendation
ln:probability_chargeoff
0.082140938003774
ln:recommendation
ln:approved
ann11->n11
n12
loan:applications/791/decision
n12->n2
wasAttributedTo
n14
ex:process_application/791
n12->n14
wasGeneratedBy
b5
n12->b5
wasDerivedFrom
b6
n12->b6
wasDerivedFrom
b7
n12->b7
wasDerivedFrom
b8
n12->b8
wasDerivedFrom
ann12
prov:type
ln:AutomatedDecision
prov:type
ln:LoanDecision
ln:result
ln:approved
ann12->n12
n13->n10
used
b9
n13->b9
wasAssociatedWith
ann13
prov:startTime
2024-04-28T22:33:33.604414
prov:endTime
2024-04-28T22:33:33.606248
ann13->n13
n14->n6
used
b10
n14->b10
wasAssociatedWith
ann14
prov:startTime
2024-04-28T22:33:33.603836
prov:endTime
2024-04-28T22:33:33.606667
prov:type
ln:AssessingLoanApplication
ann14->n14
b1->n6
b2->n7
b3->n8
b4->n10
b4->n13
activity
b5->n11
b6->n7
b7->n8
b8->n6
b8->n14
activity
b9->n2
b9->n9
plan
b10->n1
b11->n1