Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Loan Decision #4361
Decided on: April 24, 2024, 5:09 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
loan:institution
ann1
prov:type
prov:Organization
ann1->n1
n2
ex:machine/f7c706ee7088
b11
n2->b11
actedOnBehalfOf
ann2
prov:type
prov:SoftwareAgent
ln:machine_python_version
3.10.8
ln:machine_release
3.10.0-1160.92.1.el7.x86_64
ln:machine_system
Linux
ln:machine_version
#1 SMP Tue Jun 20 11:48:01 UTC 2023
ann2->n2
n3
loan:applicants/704
ann3
prov:type
ln:LoanApplicant
prov:type
prov:Person
ann3->n3
n4
loan:credit_agency
ann4
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann4->n4
n5
loan:fico
ann5
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann5->n5
n6
loan:applications/704
n6->n3
wasAttributedTo
ann6
prov:type
ln:LoanApplication
prov:type
pl:Controlled
ln:attr_addr_state
NJ
ln:attr_annual_inc
65000.0
ln:attr_application_type
Individual
ln:attr_emp_length
5 years
ln:attr_emp_title
Merchant Solutions Representative
ln:attr_home_ownership
RENT
ln:attr_loan_amnt
18000.0
ln:attr_purpose
debt_consolidation
ln:attr_term
36 months
ln:attr_title
Debt consolidation
ln:attr_zip_code
076xx
ann6->n6
n7
loan:credit_history/704
n7->n4
wasAttributedTo
ann7
prov:type
ln:CreditReference
ln:attr_earliest_cr_line
Sep-2003
ln:attr_mort_acc
0.0
ln:attr_open_acc
15.0
ln:attr_pub_rec
0.0
ln:attr_pub_rec_bankruptcies
0.0
ln:attr_revol_bal
7897.0
ln:attr_revol_util
37.1
ln:created_at
2024-04-17T02:28:54.106506
ann7->n7
n8
loan:fico_score/704
n8->n5
wasAttributedTo
ann8
prov:type
ln:FICOScore
ln:created_at
2024-04-20T16:28:07.514863
ln:fico_range_high
709.0
ln:fico_range_low
705.0
ann8->n8
n9
loan:pipeline/3
ann9
prov:type
sk:pipeline.Pipeline
ann9->n9
n10
py:loan_features/704
b1
n10->b1
wasDerivedFrom
b2
n10->b2
wasDerivedFrom
b3
n10->b3
wasDerivedFrom
ann10
prov:type
pd:Series
ln:attr_addr_state_NJ
1.0
ln:attr_dti
15.36
ln:attr_earliest_cr_line
2003.0
ln:attr_emp_length
5.0
ln:attr_fico_score
707.0
ln:attr_home_ownership_RENT
1.0
ln:attr_installment
580.22
ln:attr_int_rate
9.93
ln:attr_loan_amnt
18000.0
ln:attr_log_annual_inc
4.812920038045028
ln:attr_log_revol_bal
3.8975171294005255
ln:attr_open_acc
15.0
ln:attr_purpose_debt_consolidation
1.0
ln:attr_revol_util
37.1
ln:attr_sub_grade_B2
1.0
ln:attr_term
36.0
ln:attr_total_acc
21.0
ann10->n10
n11
ex:recommendation/704
n13
ex:classify_loans/704
n11->n13
wasGeneratedBy
b4
n11->b4
wasDerivedFrom
ann11
prov:type
ln:AutomatedLoanRecommendation
ln:probability_chargeoff
0.16037681438046716
ln:recommendation
ln:approved
ann11->n11
n12
loan:applications/704/decision
n12->n2
wasAttributedTo
n14
ex:process_application/704
n12->n14
wasGeneratedBy
b5
n12->b5
wasDerivedFrom
b6
n12->b6
wasDerivedFrom
b7
n12->b7
wasDerivedFrom
b8
n12->b8
wasDerivedFrom
ann12
prov:type
ln:AutomatedDecision
prov:type
ln:LoanDecision
ln:result
ln:approved
ann12->n12
n13->n10
used
b9
n13->b9
wasAssociatedWith
ann13
prov:startTime
2024-04-24T17:09:28.700878
prov:endTime
2024-04-24T17:09:28.702819
ann13->n13
n14->n6
used
b10
n14->b10
wasAssociatedWith
ann14
prov:startTime
2024-04-24T17:09:28.700251
prov:endTime
2024-04-24T17:09:28.703207
prov:type
ln:AssessingLoanApplication
ann14->n14
b1->n6
b2->n7
b3->n8
b4->n10
b4->n13
activity
b5->n11
b6->n7
b7->n8
b8->n6
b8->n14
activity
b9->n2
b9->n9
plan
b10->n1
b11->n1