document
  prefix pd <https://pandas.pydata.org/#>
  prefix py <urn:python:var:>
  prefix sk <https://scikit-learn.org/stable/modules/generated/sklearn.>
  prefix ln <https://plead-project.org/ns/loan#>
  prefix pl <http://openprovenancce.org/ns/plead#>
  prefix loan <https://explain.openprovenance.org/loan/>
  prefix file <file://>
  prefix ex <http://example.org/>
  
  agent(loan:institution, [prov:type='prov:Organization'])
  agent(ex:machine/950d29f79691, [prov:type='prov:SoftwareAgent', ln:machine_system="Linux", ln:machine_release="4.18.0-477.51.1.el8_8.x86_64", ln:machine_version="#1 SMP Fri Mar 1 11:21:44 EST 2024", ln:machine_python_version="3.11.10"])
  agent(loan:applicants/537, [prov:type='prov:Person', prov:type='ln:LoanApplicant'])
  agent(loan:credit_agency, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  agent(loan:fico, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  entity(loan:applications/537, [ln:attr_loan_amnt="24000" %% xsd:float, ln:attr_term=" 36 months", ln:attr_emp_title="Painting Estimator", ln:attr_emp_length="4 years", ln:attr_home_ownership="MORTGAGE", ln:attr_annual_inc="135000" %% xsd:float, ln:attr_purpose="debt_consolidation", ln:attr_title="Debt consolidation", ln:attr_zip_code="917xx", ln:attr_addr_state="CA", ln:attr_application_type="Individual", prov:type='pl:Controlled', prov:type='ln:LoanApplication'])
  entity(loan:credit_history/537, [ln:attr_earliest_cr_line="Oct-2003", ln:attr_open_acc="7" %% xsd:float, ln:attr_pub_rec="0" %% xsd:float, ln:attr_revol_bal="10814" %% xsd:float, ln:attr_revol_util="40.4" %% xsd:float, ln:attr_mort_acc="4" %% xsd:float, ln:attr_pub_rec_bankruptcies="0" %% xsd:float, ln:created_at="2026-05-20T18:14:29.720990" %% xsd:dateTime, prov:type='ln:CreditReference'])
  entity(loan:fico_score/537, [prov:type='ln:FICOScore', ln:fico_range_low="710" %% xsd:float, ln:fico_range_high="714" %% xsd:float, ln:created_at="2026-05-22T03:52:33.804289" %% xsd:dateTime])
  entity(loan:pipeline/1, [prov:type='sk:pipeline.Pipeline'])
  entity(py:loan_features/537, [ln:attr_loan_amnt="24000" %% xsd:float, ln:attr_term="36" %% xsd:float, ln:attr_int_rate="13.59" %% xsd:float, ln:attr_installment="815.5" %% xsd:float, ln:attr_emp_length="4" %% xsd:float, ln:attr_dti="10.68" %% xsd:float, ln:attr_earliest_cr_line="2003" %% xsd:float, ln:attr_open_acc="7" %% xsd:float, ln:attr_revol_util="40.4" %% xsd:float, ln:attr_total_acc="12" %% xsd:float, ln:attr_mort_acc="4" %% xsd:float, ln:attr_log_annual_inc="5.13034" %% xsd:float, ln:attr_fico_score="712" %% xsd:float, ln:attr_log_revol_bal="4.03403" %% xsd:float, ln:attr_sub_grade_C2="1" %% xsd:float, ln:attr_purpose_debt_consolidation="1" %% xsd:float, ln:attr_addr_state_CA="1" %% xsd:float, ln:attr_initial_list_status_w="1" %% xsd:float, prov:type='pd:Series'])
  entity(ex:recommendation/537, [prov:type='ln:AutomatedLoanRecommendation', ln:recommendation='ln:approved', ln:probability_chargeoff="0.166813" %% xsd:float])
  entity(loan:applications/537/decision, [prov:type='ln:AutomatedDecision', prov:type='ln:LoanDecision', ln:result='ln:approved'])
  wasAttributedTo(loan:applications/537, loan:applicants/537)
  wasAttributedTo(loan:credit_history/537, loan:credit_agency)
  wasAttributedTo(loan:fico_score/537, loan:fico)
  wasAttributedTo(loan:applications/537/decision, ex:machine/950d29f79691)
  wasDerivedFrom(py:loan_features/537, loan:applications/537, -, -, -)
  wasDerivedFrom(py:loan_features/537, loan:credit_history/537, -, -, -)
  wasDerivedFrom(py:loan_features/537, loan:fico_score/537, -, -, -)
  wasDerivedFrom(ex:recommendation/537, py:loan_features/537, ex:classify_loans/537, -, -)
  wasDerivedFrom(loan:applications/537/decision, ex:recommendation/537, -, -, -)
  wasDerivedFrom(loan:applications/537/decision, loan:credit_history/537, -, -, -)
  wasDerivedFrom(loan:applications/537/decision, loan:fico_score/537, -, -, -)
  wasDerivedFrom(loan:applications/537/decision, loan:applications/537, ex:process_application/537, -, -)
  activity(ex:classify_loans/537, 2026-05-23T22:33:44.026408, 2026-05-23T22:33:44.027300)
  activity(ex:process_application/537, 2026-05-23T22:33:44.026082, 2026-05-23T22:33:44.027498, [prov:type='ln:AssessingLoanApplication'])
  used(ex:classify_loans/537, py:loan_features/537, -)
  used(ex:process_application/537, loan:applications/537, -)
  wasAssociatedWith(ex:classify_loans/537, ex:machine/950d29f79691, loan:pipeline/1)
  wasAssociatedWith(ex:process_application/537, loan:institution, -)
  actedOnBehalfOf(ex:machine/950d29f79691, loan:institution, -)
  wasGeneratedBy(ex:recommendation/537, ex:classify_loans/537, -)
  wasGeneratedBy(loan:applications/537/decision, ex:process_application/537, -)
endDocument