Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Loan Decision #4092
Decided on: April 3, 2024, 9:13 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
loan:institution
ann1
prov:type
prov:Organization
ann1->n1
n2
ex:machine/f7c706ee7088
b11
n2->b11
actedOnBehalfOf
ann2
prov:type
prov:SoftwareAgent
ln:machine_python_version
3.10.8
ln:machine_release
3.10.0-1160.92.1.el7.x86_64
ln:machine_system
Linux
ln:machine_version
#1 SMP Tue Jun 20 11:48:01 UTC 2023
ann2->n2
n3
loan:applicants/723
ann3
prov:type
ln:LoanApplicant
prov:type
prov:Person
ann3->n3
n4
loan:credit_agency
ann4
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann4->n4
n5
loan:fico
ann5
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann5->n5
n6
loan:applications/723
n6->n3
wasAttributedTo
ann6
prov:type
ln:LoanApplication
prov:type
pl:Controlled
ln:attr_addr_state
IN
ln:attr_annual_inc
225000.0
ln:attr_application_type
Individual
ln:attr_emp_length
10+ years
ln:attr_emp_title
Financial Management Analyst
ln:attr_home_ownership
MORTGAGE
ln:attr_loan_amnt
40000.0
ln:attr_purpose
debt_consolidation
ln:attr_term
60 months
ln:attr_title
Debt consolidation
ln:attr_zip_code
460xx
ann6->n6
n7
loan:credit_history/723
n7->n4
wasAttributedTo
ann7
prov:type
ln:CreditReference
ln:attr_earliest_cr_line
Jun-2005
ln:attr_mort_acc
2.0
ln:attr_open_acc
7.0
ln:attr_pub_rec
0.0
ln:attr_pub_rec_bankruptcies
0.0
ln:attr_revol_bal
21651.0
ln:attr_revol_util
50.4
ln:created_at
2024-03-31T20:31:13.497720
ann7->n7
n8
loan:fico_score/723
n8->n5
wasAttributedTo
ann8
prov:type
ln:FICOScore
ln:created_at
2024-03-27T02:58:21.500801
ln:fico_range_high
759.0
ln:fico_range_low
755.0
ann8->n8
n9
loan:pipeline/3
ann9
prov:type
sk:pipeline.Pipeline
ann9->n9
n10
py:loan_features/723
b1
n10->b1
wasDerivedFrom
b2
n10->b2
wasDerivedFrom
b3
n10->b3
wasDerivedFrom
ann10
prov:type
pd:Series
ln:attr_addr_state_IN
1.0
ln:attr_dti
8.93
ln:attr_earliest_cr_line
2005.0
ln:attr_emp_length
10.0
ln:attr_fico_score
757.0
ln:attr_installment
798.49
ln:attr_int_rate
7.34
ln:attr_loan_amnt
40000.0
ln:attr_log_annual_inc
5.3521844483047705
ln:attr_log_revol_bal
4.335498018419024
ln:attr_mort_acc
2.0
ln:attr_open_acc
7.0
ln:attr_purpose_debt_consolidation
1.0
ln:attr_revol_util
50.4
ln:attr_sub_grade_A4
1.0
ln:attr_term
60.0
ln:attr_total_acc
43.0
ann10->n10
n11
ex:recommendation/723
n13
ex:classify_loans/723
n11->n13
wasGeneratedBy
b4
n11->b4
wasDerivedFrom
ann11
prov:type
ln:AutomatedLoanRecommendation
ln:probability_chargeoff
0.03557746440193884
ln:recommendation
ln:approved
ann11->n11
n12
loan:applications/723/decision
n12->n2
wasAttributedTo
n14
ex:process_application/723
n12->n14
wasGeneratedBy
b5
n12->b5
wasDerivedFrom
b6
n12->b6
wasDerivedFrom
b7
n12->b7
wasDerivedFrom
b8
n12->b8
wasDerivedFrom
ann12
prov:type
ln:AutomatedDecision
prov:type
ln:LoanDecision
ln:result
ln:approved
ann12->n12
n13->n10
used
b9
n13->b9
wasAssociatedWith
ann13
prov:startTime
2024-04-03T21:13:15.402928
prov:endTime
2024-04-03T21:13:15.404788
ann13->n13
n14->n6
used
b10
n14->b10
wasAssociatedWith
ann14
prov:startTime
2024-04-03T21:13:15.402331
prov:endTime
2024-04-03T21:13:15.405210
prov:type
ln:AssessingLoanApplication
ann14->n14
b1->n6
b2->n7
b3->n8
b4->n10
b4->n13
activity
b5->n11
b6->n7
b7->n8
b8->n6
b8->n14
activity
b9->n2
b9->n9
plan
b10->n1
b11->n1