document
  prefix pd <https://pandas.pydata.org/#>
  prefix py <urn:python:var:>
  prefix sk <https://scikit-learn.org/stable/modules/generated/sklearn.>
  prefix ln <https://plead-project.org/ns/loan#>
  prefix pl <http://openprovenancce.org/ns/plead#>
  prefix loan <https://explain.openprovenance.org/loan/>
  prefix file <file://>
  prefix ex <http://example.org/>
  
  agent(loan:institution, [prov:type='prov:Organization'])
  agent(ex:machine/950d29f79691, [prov:type='prov:SoftwareAgent', ln:machine_system="Linux", ln:machine_release="4.18.0-477.51.1.el8_8.x86_64", ln:machine_version="#1 SMP Fri Mar 1 11:21:44 EST 2024", ln:machine_python_version="3.11.10"])
  agent(loan:applicants/504, [prov:type='prov:Person', prov:type='ln:LoanApplicant'])
  agent(loan:credit_agency, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  agent(loan:fico, [prov:type='ln:CreditReferencingAgency', prov:type='prov:Organization'])
  entity(loan:applications/504, [ln:attr_loan_amnt="40000" %% xsd:float, ln:attr_term=" 60 months", ln:attr_emp_title="Senior Risk Examiner", ln:attr_emp_length="10+ years", ln:attr_home_ownership="MORTGAGE", ln:attr_annual_inc="111311" %% xsd:float, ln:attr_purpose="home_improvement", ln:attr_title="Home improvement", ln:attr_zip_code="197xx", ln:attr_addr_state="DE", ln:attr_application_type="Individual", prov:type='pl:Controlled', prov:type='ln:LoanApplication'])
  entity(loan:credit_history/504, [ln:attr_earliest_cr_line="Oct-1997", ln:attr_open_acc="13" %% xsd:float, ln:attr_pub_rec="0" %% xsd:float, ln:attr_revol_bal="13" %% xsd:float, ln:attr_revol_util="0.1" %% xsd:float, ln:attr_mort_acc="2" %% xsd:float, ln:attr_pub_rec_bankruptcies="0" %% xsd:float, ln:created_at="2026-05-02T19:56:11.725852" %% xsd:dateTime, prov:type='ln:CreditReference'])
  entity(loan:fico_score/504, [prov:type='ln:FICOScore', ln:fico_range_low="735" %% xsd:float, ln:fico_range_high="739" %% xsd:float, ln:created_at="2026-04-25T17:24:58.334052" %% xsd:dateTime])
  entity(loan:pipeline/1, [prov:type='sk:pipeline.Pipeline'])
  entity(py:loan_features/504, [ln:attr_loan_amnt="40000" %% xsd:float, ln:attr_term="60" %% xsd:float, ln:attr_int_rate="11.05" %% xsd:float, ln:attr_installment="870.7" %% xsd:float, ln:attr_emp_length="10" %% xsd:float, ln:attr_dti="8.61" %% xsd:float, ln:attr_earliest_cr_line="1997" %% xsd:float, ln:attr_open_acc="13" %% xsd:float, ln:attr_revol_util="0.1" %% xsd:float, ln:attr_total_acc="23" %% xsd:float, ln:attr_mort_acc="2" %% xsd:float, ln:attr_log_annual_inc="5.04654" %% xsd:float, ln:attr_fico_score="737" %% xsd:float, ln:attr_log_revol_bal="1.14613" %% xsd:float, ln:attr_sub_grade_B4="1" %% xsd:float, ln:attr_verification_status_Source_Verified="1" %% xsd:float, ln:attr_purpose_home_improvement="1" %% xsd:float, ln:attr_addr_state_DE="1" %% xsd:float, ln:attr_initial_list_status_w="1" %% xsd:float, prov:type='pd:Series'])
  entity(ex:recommendation/504, [prov:type='ln:AutomatedLoanRecommendation', ln:recommendation='ln:approved', ln:probability_chargeoff="0.172872" %% xsd:float])
  entity(loan:applications/504/decision, [prov:type='ln:AutomatedDecision', prov:type='ln:LoanDecision', ln:result='ln:approved'])
  wasAttributedTo(loan:applications/504, loan:applicants/504)
  wasAttributedTo(loan:credit_history/504, loan:credit_agency)
  wasAttributedTo(loan:fico_score/504, loan:fico)
  wasAttributedTo(loan:applications/504/decision, ex:machine/950d29f79691)
  wasDerivedFrom(py:loan_features/504, loan:applications/504, -, -, -)
  wasDerivedFrom(py:loan_features/504, loan:credit_history/504, -, -, -)
  wasDerivedFrom(py:loan_features/504, loan:fico_score/504, -, -, -)
  wasDerivedFrom(ex:recommendation/504, py:loan_features/504, ex:classify_loans/504, -, -)
  wasDerivedFrom(loan:applications/504/decision, ex:recommendation/504, -, -, -)
  wasDerivedFrom(loan:applications/504/decision, loan:credit_history/504, -, -, -)
  wasDerivedFrom(loan:applications/504/decision, loan:fico_score/504, -, -, -)
  wasDerivedFrom(loan:applications/504/decision, loan:applications/504, ex:process_application/504, -, -)
  activity(ex:classify_loans/504, 2026-05-03T08:28:24.984816, 2026-05-03T08:28:24.986012)
  activity(ex:process_application/504, 2026-05-03T08:28:24.984482, 2026-05-03T08:28:24.986207, [prov:type='ln:AssessingLoanApplication'])
  used(ex:classify_loans/504, py:loan_features/504, -)
  used(ex:process_application/504, loan:applications/504, -)
  wasAssociatedWith(ex:classify_loans/504, ex:machine/950d29f79691, loan:pipeline/1)
  wasAssociatedWith(ex:process_application/504, loan:institution, -)
  actedOnBehalfOf(ex:machine/950d29f79691, loan:institution, -)
  wasGeneratedBy(ex:recommendation/504, ex:classify_loans/504, -)
  wasGeneratedBy(loan:applications/504/decision, ex:process_application/504, -)
endDocument