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Provenance for Loan Decision #1711
Decided on: May 13, 2022, 8:18 a.m.
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PROV-N
PROV-JSON
PDF
SVG
G
n1
loan:institution
ann1
prov:type
prov:Organization
ann1->n1
n2
ex:machine/f62e6577da67
b13
n2->b13
actedOnBehalfOf
ann2
prov:type
prov:SoftwareAgent
ln:machine_python_version
3.9.5
ln:machine_release
3.10.0-1160.53.1.el7.x86_64
ln:machine_system
Linux
ln:machine_version
#1 SMP Fri Jan 14 13:59:45 UTC 2022
ann2->n2
n3
loan:applicants/671
ann3
prov:type
ln:LoanApplicant
prov:type
prov:Person
ann3->n3
n4
loan:credit_agency
ann4
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann4->n4
n5
loan:fico
ann5
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann5->n5
n6
loan:staff/112
b14
n6->b14
actedOnBehalfOf
ann6
prov:type
ln:CreditOfficer
prov:type
prov:Person
ann6->n6
n7
loan:applications/671
n7->n3
wasAttributedTo
ann7
prov:type
ln:LoanApplication
prov:type
pl:Controlled
ln:attr_addr_state
MO
ln:attr_annual_inc
65000.0
ln:attr_application_type
Individual
ln:attr_emp_length
5 years
ln:attr_emp_title
Electrician
ln:attr_home_ownership
MORTGAGE
ln:attr_loan_amnt
9600.0
ln:attr_purpose
credit_card
ln:attr_term
36 months
ln:attr_title
Credit card refinancing
ln:attr_zip_code
631xx
ann7->n7
n8
loan:credit_history/671
n8->n4
wasAttributedTo
ann8
prov:type
ln:CreditReference
ln:attr_earliest_cr_line
Mar-2011
ln:attr_mort_acc
0.0
ln:attr_open_acc
10.0
ln:attr_pub_rec
0.0
ln:attr_pub_rec_bankruptcies
0.0
ln:attr_revol_bal
7659.0
ln:attr_revol_util
34.3
ln:created_at
2022-05-06T23:43:12.894881
ann8->n8
n9
loan:fico_score/671
n9->n5
wasAttributedTo
ann9
prov:type
ln:FICOScore
ln:created_at
2022-05-12T21:34:44.117894
ln:fico_range_high
689.0
ln:fico_range_low
685.0
ann9->n9
n10
loan:pipeline/2
ann10
prov:type
sk:pipeline.Pipeline
ann10->n10
n11
py:loan_features/671
b1
n11->b1
wasDerivedFrom
b2
n11->b2
wasDerivedFrom
b3
n11->b3
wasDerivedFrom
ann11
prov:type
pd:Series
ln:attr_addr_state_MO
1.0
ln:attr_dti
17.71
ln:attr_earliest_cr_line
2011.0
ln:attr_emp_length
5.0
ln:attr_fico_score
687.0
ln:attr_installment
326.2
ln:attr_int_rate
13.59
ln:attr_loan_amnt
9600.0
ln:attr_log_annual_inc
4.812920038045028
ln:attr_log_revol_bal
3.884228769632604
ln:attr_open_acc
10.0
ln:attr_purpose_credit_card
1.0
ln:attr_revol_util
34.3
ln:attr_sub_grade_C2
1.0
ln:attr_term
36.0
ln:attr_total_acc
19.0
ann11->n11
n12
ex:recommendation/671
n14
ex:classify_loans/671
n12->n14
wasGeneratedBy
b4
n12->b4
wasDerivedFrom
ann12
prov:type
ln:AutomatedLoanRecommendation
ln:probability_chargeoff
0.21104424202992844
ln:recommendation
ln:approved
ann12->n12
n13
loan:applications/671/decision
n13->n6
wasAttributedTo
n15
ex:review_recommendation/671
n13->n15
wasGeneratedBy
n16
ex:process_application/671
n13->n16
wasGeneratedBy
b5
n13->b5
wasDerivedFrom
b6
n13->b6
wasDerivedFrom
b7
n13->b7
wasDerivedFrom
b8
n13->b8
wasDerivedFrom
b9
n13->b9
wasDerivedFrom
ann13
prov:type
ln:HumanDecision
prov:type
ln:LoanDecision
ln:result
ln:rejected
ann13->n13
n14->n11
used
b10
n14->b10
wasAssociatedWith
ann14
prov:startTime
2022-05-13T08:18:29.071695
prov:endTime
2022-05-13T08:18:29.074135
ann14->n14
n15->n7
used
n15->n8
used
n15->n9
used
n15->n12
used
b11
n15->b11
wasAssociatedWith
ann15
prov:type
ln:LoanAssessment
prov:type
pl:HumanLedActivity
ann15->n15
n16->n7
used
b12
n16->b12
wasAssociatedWith
ann16
prov:startTime
2022-05-13T08:18:29.070923
prov:endTime
2022-05-13T08:18:29.074953
prov:type
ln:AssessingLoanApplication
ann16->n16
b1->n7
b2->n8
b3->n9
b4->n11
b4->n14
activity
b5->n12
b5->n15
activity
b6->n7
b6->n15
activity
b7->n8
b7->n15
activity
b8->n9
b8->n15
activity
b9->n7
b9->n16
activity
b10->n2
b10->n10
plan
b11->n6
n17
loan:policy/loan_review/2019
b11->n17
plan
b12->n1
b13->n1
b14->n1