Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Loan Decision #1420
Decided on: Nov. 19, 2021, 8:50 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
loan:institution
ann1
prov:type
prov:Organization
ann1->n1
n2
ex:machine/f62e6577da67
b11
n2->b11
actedOnBehalfOf
ann2
prov:type
prov:SoftwareAgent
ln:machine_python_version
3.9.5
ln:machine_release
3.10.0-1160.25.1.el7.x86_64
ln:machine_system
Linux
ln:machine_version
#1 SMP Wed Apr 28 21:49:45 UTC 2021
ann2->n2
n3
loan:applicants/569
ann3
prov:type
ln:LoanApplicant
prov:type
prov:Person
ann3->n3
n4
loan:credit_agency
ann4
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann4->n4
n5
loan:fico
ann5
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann5->n5
n6
loan:applications/569
n6->n3
wasAttributedTo
ann6
prov:type
ln:LoanApplication
prov:type
pl:Controlled
ln:attr_addr_state
SC
ln:attr_annual_inc
68780.0
ln:attr_application_type
Individual
ln:attr_emp_length
1 year
ln:attr_emp_title
Courier
ln:attr_home_ownership
MORTGAGE
ln:attr_loan_amnt
11700.0
ln:attr_purpose
credit_card
ln:attr_term
36 months
ln:attr_title
Credit card refinancing
ln:attr_zip_code
294xx
ann6->n6
n7
loan:credit_history/569
n7->n4
wasAttributedTo
ann7
prov:type
ln:CreditReference
ln:attr_earliest_cr_line
Dec-1988
ln:attr_mort_acc
3.0
ln:attr_open_acc
10.0
ln:attr_pub_rec
1.0
ln:attr_pub_rec_bankruptcies
1.0
ln:attr_revol_bal
11261.0
ln:attr_revol_util
58.7
ln:created_at
2021-11-16T00:06:19.740735
ann7->n7
n8
loan:fico_score/569
n8->n5
wasAttributedTo
ann8
prov:type
ln:FICOScore
ln:created_at
2021-11-16T21:07:54.865532
ln:fico_range_high
714.0
ln:fico_range_low
710.0
ann8->n8
n9
loan:pipeline/2
ann9
prov:type
sk:pipeline.Pipeline
ann9->n9
n10
py:loan_features/569
b1
n10->b1
wasDerivedFrom
b2
n10->b2
wasDerivedFrom
b3
n10->b3
wasDerivedFrom
ann10
prov:type
pd:Series
ln:attr_addr_state_SC
1.0
ln:attr_dti
12.81
ln:attr_earliest_cr_line
1988.0
ln:attr_emp_length
1.0
ln:attr_fico_score
712.0
ln:attr_initial_list_status_w
1.0
ln:attr_installment
366.48
ln:attr_int_rate
7.97
ln:attr_loan_amnt
11700.0
ln:attr_log_annual_inc
4.837468485695427
ln:attr_log_revol_bal
4.0516155230049895
ln:attr_mort_acc
3.0
ln:attr_open_acc
10.0
ln:attr_pub_rec
1.0
ln:attr_pub_rec_bankruptcies
1.0
ln:attr_purpose_credit_card
1.0
ln:attr_revol_util
58.7
ln:attr_sub_grade_A5
1.0
ln:attr_term
36.0
ln:attr_total_acc
22.0
ann10->n10
n11
ex:recommendation/569
n13
ex:classify_loans/569
n11->n13
wasGeneratedBy
b4
n11->b4
wasDerivedFrom
ann11
prov:type
ln:AutomatedLoanRecommendation
ln:probability_chargeoff
0.082140938003774
ln:recommendation
ln:approved
ann11->n11
n12
loan:applications/569/decision
n12->n2
wasAttributedTo
n14
ex:process_application/569
n12->n14
wasGeneratedBy
b5
n12->b5
wasDerivedFrom
b6
n12->b6
wasDerivedFrom
b7
n12->b7
wasDerivedFrom
b8
n12->b8
wasDerivedFrom
ann12
prov:type
ln:AutomatedDecision
prov:type
ln:LoanDecision
ln:result
ln:approved
ann12->n12
n13->n10
used
b9
n13->b9
wasAssociatedWith
ann13
prov:startTime
2021-11-19T20:50:45.463457
prov:endTime
2021-11-19T20:50:45.465792
ann13->n13
n14->n6
used
b10
n14->b10
wasAssociatedWith
ann14
prov:startTime
2021-11-19T20:50:44.948988
prov:endTime
2021-11-19T20:50:45.466286
prov:type
ln:AssessingLoanApplication
ann14->n14
b1->n6
b2->n7
b3->n8
b4->n10
b4->n13
activity
b5->n11
b6->n7
b7->n8
b8->n6
b8->n14
activity
b9->n2
b9->n9
plan
b10->n1
b11->n1