Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Loan Decision #1209
Decided on: April 22, 2021, 4:04 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
loan:institution
ann1
prov:type
prov:Organization
ann1->n1
n2
ex:machine/2c2a79264728
b11
n2->b11
actedOnBehalfOf
ann2
prov:type
prov:SoftwareAgent
ln:machine_python_version
3.7.7
ln:machine_release
3.10.0-1160.11.1.el7.x86_64
ln:machine_system
Linux
ln:machine_version
#1 SMP Fri Dec 18 16:34:56 UTC 2020
ann2->n2
n3
loan:applicants/469
ann3
prov:type
ln:LoanApplicant
prov:type
prov:Person
ann3->n3
n4
loan:credit_agency
ann4
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann4->n4
n5
loan:fico
ann5
prov:type
ln:CreditReferencingAgency
prov:type
prov:Organization
ann5->n5
n6
loan:applications/469
n6->n3
wasAttributedTo
ann6
prov:type
ln:LoanApplication
prov:type
pl:Controlled
ln:attr_addr_state
FL
ln:attr_annual_inc
30888.0
ln:attr_application_type
Individual
ln:attr_emp_length
1 year
ln:attr_emp_title
designer/cashier/ups weigher
ln:attr_home_ownership
MORTGAGE
ln:attr_loan_amnt
12000.0
ln:attr_purpose
credit_card
ln:attr_term
60 months
ln:attr_title
Credit card refinancing
ln:attr_zip_code
349xx
ann6->n6
n7
loan:credit_history/469
n7->n4
wasAttributedTo
ann7
prov:type
ln:CreditReference
ln:attr_earliest_cr_line
Dec-2004
ln:attr_mort_acc
1.0
ln:attr_open_acc
9.0
ln:attr_pub_rec
1.0
ln:attr_pub_rec_bankruptcies
1.0
ln:attr_revol_bal
11750.0
ln:attr_revol_util
67.5
ln:created_at
2021-04-18T11:11:41.116410
ann7->n7
n8
loan:fico_score/469
n8->n5
wasAttributedTo
ann8
prov:type
ln:FICOScore
ln:created_at
2021-04-19T07:14:13.043861
ln:fico_range_high
674.0
ln:fico_range_low
670.0
ann8->n8
n9
loan:pipeline/1
ann9
prov:type
sk:pipeline.Pipeline
ann9->n9
n10
py:loan_features/469
b1
n10->b1
wasDerivedFrom
b2
n10->b2
wasDerivedFrom
b3
n10->b3
wasDerivedFrom
ann10
prov:type
pd:Series
ln:attr_addr_state_FL
1.0
ln:attr_dti
32.52
ln:attr_earliest_cr_line
2004.0
ln:attr_emp_length
1.0
ln:attr_fico_score
672.0
ln:attr_initial_list_status_w
1.0
ln:attr_installment
378.86
ln:attr_int_rate
28.72
ln:attr_loan_amnt
12000.0
ln:attr_log_annual_inc
4.489803848686308
ln:attr_log_revol_bal
4.070074826267528
ln:attr_mort_acc
1.0
ln:attr_open_acc
9.0
ln:attr_pub_rec
1.0
ln:attr_pub_rec_bankruptcies
1.0
ln:attr_purpose_credit_card
1.0
ln:attr_revol_util
67.5
ln:attr_sub_grade_F1
1.0
ln:attr_term
60.0
ln:attr_total_acc
15.0
ln:attr_verification_status_Verified
1.0
ann10->n10
n11
ex:recommendation/469
n13
ex:classify_loans/469
n11->n13
wasGeneratedBy
b4
n11->b4
wasDerivedFrom
ann11
prov:type
ln:AutomatedLoanRecommendation
ln:probability_chargeoff
0.5318606627017842
ln:recommendation
ln:rejected
ann11->n11
n12
loan:applications/469/decision
n12->n2
wasAttributedTo
n14
ex:process_application/469
n12->n14
wasGeneratedBy
b5
n12->b5
wasDerivedFrom
b6
n12->b6
wasDerivedFrom
b7
n12->b7
wasDerivedFrom
b8
n12->b8
wasDerivedFrom
ann12
prov:type
ln:AutomatedDecision
prov:type
ln:LoanDecision
ln:result
ln:rejected
ann12->n12
n13->n10
used
b9
n13->b9
wasAssociatedWith
ann13
prov:startTime
2021-04-22T16:04:18.571262
prov:endTime
2021-04-22T16:04:18.573467
ann13->n13
n14->n6
used
b10
n14->b10
wasAssociatedWith
ann14
prov:startTime
2021-04-22T16:04:18.570529
prov:endTime
2021-04-22T16:04:18.573963
prov:type
ln:AssessingLoanApplication
ann14->n14
b1->n6
b2->n7
b3->n8
b4->n10
b4->n13
activity
b5->n11
b6->n7
b7->n8
b8->n6
b8->n14
activity
b9->n2
b9->n9
plan
b10->n1
b11->n1