Provenance for Decision #999

Decided on: May 30, 2026, 4:31 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:fc3c9a25-734b-4e45-86d0-b83ab35ae88e n3 app:applications/437 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2026-05-29T19:03:14.722000+01:00 prov:endTime 2026-05-30T04:31:18.090000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n14 app:applicants/437 n3->n14 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 737 Joseph junctions, Louisfurt, DT7W 5UN cs:attr_annual_income 45000 cs:attr_applicant_name Maureen Lawrence-Harris cs:attr_dob "1996-07-17" %% xsd:date cs:attr_email_address leahhopkins@example.com cs:attr_emp_length 4 cs:attr_emp_title Speech and language therapist cs:attr_home_ownership 4 cs:attr_phone_number +44(0)1184960175 cs:attr_prev_address 277 Ellie curve, Sandraborough, S28 6QJ pl:created_at 2026-05-29T19:03:14.722475 ann3->n3 n4 app:decisions/999 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b11 n4->b11 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2026-05-30T04:31:18.090140 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:f11b38e2-3f6b-4cbd-a721-dbb1542448d9 n6->n3 used n7 app:records/3367 n6->n7 used n10 app:records/3370 n6->n10 used n11 app:records/3368 n6->n11 used n12 app:records/3369 n6->n12 used n13 app:creditreports/999 n6->n13 used b10 n6->b10 wasAssociatedWith ann6 prov:startTime 2026-05-29T19:03:14.722000+01:00 prov:endTime 2026-05-30T04:31:18.090000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n22 app:providers/15 n7->n22 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1677.92" %% xsd:float cs:attr_credit_limit "2200.0" %% xsd:float cs:attr_month Oct-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2026-05-30T04:31:18.087334 ann7->n7 n8 app:models/creditcard_assessment n9 app:recommendations/999 n9->n5 wasAttributedTo n9->n6 wasGeneratedBy b4 n9->b4 wasDerivedFrom b5 n9->b5 wasDerivedFrom b6 n9->b6 wasDerivedFrom b7 n9->b7 wasDerivedFrom b8 n9->b8 wasDerivedFrom b9 n9->b9 wasDerivedFrom ann8 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2026-05-30T04:31:18.090140 pl:reason cs:low_credit_score ann8->n9 n10->n22 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1677.92" %% xsd:float cs:attr_credit_limit "2200.0" %% xsd:float cs:attr_month Sep-2025 cs:attr_payment_amount "66.7" %% xsd:float pl:created_at 2026-05-30T04:31:18.089238 ann9->n10 n11->n22 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1677.92" %% xsd:float cs:attr_credit_limit "2200.0" %% xsd:float cs:attr_month May-2026 cs:attr_payment_amount "92.05" %% xsd:float pl:created_at 2026-05-30T04:31:18.088066 ann10->n11 n12->n22 wasAttributedTo ann11 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1677.92" %% xsd:float cs:attr_credit_limit "2200.0" %% xsd:float cs:attr_month Dec-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2026-05-30T04:31:18.088675 ann11->n12 n16 app:providers/1 n13->n16 wasAttributedTo n17 uuid:88ffbec1-18ca-4dde-a046-f76fbaf0fde7 n13->n17 wasGeneratedBy b14 n13->b14 wasDerivedFrom b15 n13->b15 wasDerivedFrom b16 n13->b16 wasDerivedFrom b17 n13->b17 wasDerivedFrom b18 n13->b18 wasDerivedFrom b19 n13->b19 wasDerivedFrom b20 n13->b20 wasDerivedFrom ann12 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 69 pl:created_at 2026-05-30T04:31:18.080768 ann12->n13 ann13 prov:label Maureen Lawrence-Harris prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann13->n14 n15 app:applications/437/id b12 n15->b12 wasDerivedFrom ann14 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 737 Joseph junctions, Louisfurt, DT7W 5UN cs:attr_applicant_name Maureen Lawrence-Harris cs:attr_dob "1996-07-17" %% xsd:date cs:attr_prev_address 277 Ellie curve, Sandraborough, S28 6QJ ann14->n15 ann15 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann15->n16 n17->n15 used b13 n17->b13 wasAssociatedWith ann16 prov:startTime 2026-05-30T04:31:18.080000+01:00 prov:endTime 2026-05-30T04:31:18.080000+01:00 prov:type cs:SearchingCreditHistory ann16->n17 n18 app:providers/2 ann17 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann17->n18 n19 app:records/3365 n19->n18 wasAttributedTo ann18 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 737 Joseph junctions, Louisfurt, DT7W 5UN cs:attr_from_date "2025-07-22" %% xsd:date pl:created_at 2026-05-16T00:00:00 ann18->n19 n20 app:providers/13 ann19 prov:label VOXI prov:type cs:DataProvider prov:type cs:UtilityCompany ann19->n20 n21 app:records/3366 n21->n20 wasAttributedTo ann20 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 737 Joseph junctions, Louisfurt, DT7W 5UN cs:attr_first_confirmed "2026-05-24" %% xsd:date cs:attr_last_confirmed "2025-06-01" %% xsd:date cs:attr_prev_address 277 Ellie curve, Sandraborough, S28 6QJ pl:created_at 2026-05-30T04:31:18.085895 ann20->n21 ann21 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann21->n22 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n3 b5->n7 b6->n13 b7->n11 b8->n10 b9->n12 b10->n5 b10->n8 plan b11->n9 b12->n3 b13->n16 b14->n15 b15->n11 b16->n10 b17->n7 b18->n12 b19->n19 b20->n21