Provenance for Decision #792

Decided on: June 27, 2023, 3:29 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:3333a347-b64d-492c-9c8e-53b97c7de573 n4 app:applications/174 n2->n4 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2022-05-19T20:53:08.093000+01:00 prov:endTime 2023-06-27T03:29:44.395000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/792 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b2 n3->b2 wasDerivedFrom b20 n3->b20 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2023-06-27T03:29:44.395727 pl:reason cs:low_credit_score ann3->n3 n23 app:applicants/174 n4->n23 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 49 Elaine estate, Johnstonville, ME4N 6FN cs:attr_annual_income 116000 cs:attr_applicant_name Karen Johnson cs:attr_dob "1992-11-02" %% xsd:date cs:attr_email_address lee96@powell.co.uk cs:attr_emp_length 9 cs:attr_emp_title Engineer, automotive cs:attr_home_ownership 4 cs:attr_phone_number +44116 4960388 cs:attr_prev_address Studio 2, Diana burgs, Lake Kimberley, N91 7GF pl:created_at 2022-05-19T20:53:08.093563 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:1c947678-0c8f-4417-8571-706ac2d181e8 n6->n4 used n7 app:records/1230 n6->n7 used n8 app:records/2320 n6->n8 used n9 app:records/1231 n6->n9 used n10 app:records/1630 n6->n10 used n11 app:records/2610 n6->n11 used n12 app:records/1631 n6->n12 used n13 app:records/1994 n6->n13 used n14 app:records/2611 n6->n14 used n15 app:records/972 n6->n15 used n16 app:records/973 n6->n16 used n18 app:records/971 n6->n18 used n19 app:records/1628 n6->n19 used n20 app:creditreports/792 n6->n20 used n21 app:records/1629 n6->n21 used b19 n6->b19 wasAssociatedWith ann6 prov:startTime 2022-05-19T20:53:08.093000+01:00 prov:endTime 2023-06-27T03:29:44.395000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n27 app:providers/15 n11->n27 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "950.92" %% xsd:float cs:attr_credit_limit "2600.0" %% xsd:float cs:attr_month Mar-2023 cs:attr_payment_amount "44.81" %% xsd:float pl:created_at 2023-06-27T03:29:44.391286 ann7->n11 n14->n27 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "950.92" %% xsd:float cs:attr_credit_limit "2600.0" %% xsd:float cs:attr_month Mar-2023 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2023-06-27T03:29:44.393332 ann8->n14 n17 app:models/creditcard_assessment n25 app:providers/1 n20->n25 wasAttributedTo n26 uuid:a72474e1-3dca-4b01-8365-a552259ec220 n20->n26 wasGeneratedBy b23 n20->b23 wasDerivedFrom b24 n20->b24 wasDerivedFrom b25 n20->b25 wasDerivedFrom b26 n20->b26 wasDerivedFrom b27 n20->b27 wasDerivedFrom ann9 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 474 pl:created_at 2023-06-27T03:29:44.381050 ann9->n20 n22 app:recommendations/792 n22->n5 wasAttributedTo n22->n6 wasGeneratedBy b4 n22->b4 wasDerivedFrom b5 n22->b5 wasDerivedFrom b6 n22->b6 wasDerivedFrom b7 n22->b7 wasDerivedFrom b8 n22->b8 wasDerivedFrom b9 n22->b9 wasDerivedFrom b10 n22->b10 wasDerivedFrom b11 n22->b11 wasDerivedFrom b12 n22->b12 wasDerivedFrom b13 n22->b13 wasDerivedFrom b14 n22->b14 wasDerivedFrom b15 n22->b15 wasDerivedFrom b16 n22->b16 wasDerivedFrom b17 n22->b17 wasDerivedFrom b18 n22->b18 wasDerivedFrom ann10 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2023-06-27T03:29:44.395727 pl:reason cs:low_credit_score ann10->n22 ann11 prov:label Karen Johnson prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n23 n24 app:applications/174/id b21 n24->b21 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 49 Elaine estate, Johnstonville, ME4N 6FN cs:attr_applicant_name Karen Johnson cs:attr_dob "1992-11-02" %% xsd:date cs:attr_prev_address Studio 2, Diana burgs, Lake Kimberley, N91 7GF ann12->n24 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n25 n26->n24 used b22 n26->b22 wasAssociatedWith ann14 prov:startTime 2023-06-27T03:29:44.381000+01:00 prov:endTime 2023-06-27T03:29:44.381000+01:00 prov:type cs:SearchingCreditHistory ann14->n26 ann15 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann15->n27 n28 app:providers/3 ann16 prov:label EE prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n28 n29 app:records/970 n29->n28 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 49 Elaine estate, Johnstonville, ME4N 6FN cs:attr_first_confirmed "2022-04-23" %% xsd:date cs:attr_last_confirmed "2021-06-20" %% xsd:date cs:attr_prev_address Studio 2, Diana burgs, Lake Kimberley, N91 7GF pl:created_at 2022-05-23T17:51:37.963707 ann17->n29 n30 app:providers/2 ann18 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann18->n30 n31 app:records/969 n31->n30 wasAttributedTo ann19 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 49 Elaine estate, Johnstonville, ME4N 6FN cs:attr_from_date "2022-01-26" %% xsd:date pl:created_at 2022-05-05T00:00:00 ann19->n31 b1->n1 b2->n4 b3->n1 b3->n6 activity b4->n18 b5->n9 b6->n21 b7->n19 b8->n11 b9->n15 b10->n13 b11->n12 b12->n20 b13->n8 b14->n7 b15->n4 b16->n10 b17->n14 b18->n16 b19->n5 b19->n17 plan b20->n22 b21->n4 b22->n25 b23->n24 b24->n11 b25->n29 b26->n31 b27->n14