Provenance for Decision #767

Decided on: Feb. 27, 2026, 10:20 p.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:a99a55e3-1edf-46d2-9ecc-c78b23d7c50a n4 app:applications/360 n2->n4 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2026-02-27T22:20:28.966000+00:00 prov:endTime 2026-02-27T22:20:30.978000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/767 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b1 n3->b1 wasDerivedFrom b13 n3->b13 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2026-02-27T22:20:30.978969 pl:reason cs:low_credit_score ann3->n3 n16 app:applicants/360 n4->n16 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 7, Carolyn centers, Mortonhaven, SL01 3ET cs:attr_annual_income 61000 cs:attr_applicant_name Colin Griffin cs:attr_dob "1988-05-22" %% xsd:date cs:attr_email_address charlene75@example.net cs:attr_emp_length 0 cs:attr_emp_title Paediatric nurse cs:attr_home_ownership 3 cs:attr_phone_number 01514960674 cs:attr_prev_address 9 Riley ramp, Lake Charlie, HX6R 3DW pl:created_at 2026-02-27T22:20:28.966467 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:1183dd2f-3071-4a97-9837-309babc59e9e n6->n4 used n8 app:records/2639 n6->n8 used n10 app:records/2635 n6->n10 used n11 app:records/2636 n6->n11 used n12 app:records/2637 n6->n12 used n13 app:records/2638 n6->n13 used n14 app:creditreports/767 n6->n14 used n15 app:records/2634 n6->n15 used b12 n6->b12 wasAssociatedWith ann6 prov:startTime 2026-02-27T22:20:28.966000+00:00 prov:endTime 2026-02-27T22:20:30.978000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n24 app:providers/15 n8->n24 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1962.31" %% xsd:float cs:attr_credit_limit "2800.0" %% xsd:float cs:attr_month Jul-2025 cs:attr_payment_amount "34.39" %% xsd:float pl:created_at 2026-02-27T22:20:30.977521 ann7->n8 n9 app:recommendations/767 n9->n5 wasAttributedTo n9->n6 wasGeneratedBy b4 n9->b4 wasDerivedFrom b5 n9->b5 wasDerivedFrom b6 n9->b6 wasDerivedFrom b7 n9->b7 wasDerivedFrom b8 n9->b8 wasDerivedFrom b9 n9->b9 wasDerivedFrom b10 n9->b10 wasDerivedFrom b11 n9->b11 wasDerivedFrom ann8 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2026-02-27T22:20:30.978969 pl:reason cs:low_credit_score ann8->n9 n13->n24 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1962.31" %% xsd:float cs:attr_credit_limit "2800.0" %% xsd:float cs:attr_month Apr-2025 cs:attr_payment_amount "6.1" %% xsd:float pl:created_at 2026-02-27T22:20:30.976612 ann9->n13 n18 app:providers/1 n14->n18 wasAttributedTo n19 uuid:b99d9475-e0c5-4317-b12b-02c21677fb39 n14->n19 wasGeneratedBy b15 n14->b15 wasDerivedFrom b17 n14->b17 wasDerivedFrom b18 n14->b18 wasDerivedFrom b19 n14->b19 wasDerivedFrom b20 n14->b20 wasDerivedFrom ann10 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 220 pl:created_at 2026-02-27T22:20:30.972310 ann10->n14 ann11 prov:label Colin Griffin prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n16 n17 app:applications/360/id b14 n17->b14 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 7, Carolyn centers, Mortonhaven, SL01 3ET cs:attr_applicant_name Colin Griffin cs:attr_dob "1988-05-22" %% xsd:date cs:attr_prev_address 9 Riley ramp, Lake Charlie, HX6R 3DW ann12->n17 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n18 n19->n17 used b16 n19->b16 wasAssociatedWith ann14 prov:startTime 2026-02-27T22:20:30.972000+00:00 prov:endTime 2026-02-27T22:20:30.972000+00:00 prov:type cs:SearchingCreditHistory ann14->n19 n20 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n20 n21 app:records/2632 n21->n20 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 7, Carolyn centers, Mortonhaven, SL01 3ET cs:attr_from_date "2025-06-14" %% xsd:date pl:created_at 2026-02-15T00:00:00 ann16->n21 n22 app:providers/5 ann17 prov:label Vodafone prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n22 n23 app:records/2633 n23->n22 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 7, Carolyn centers, Mortonhaven, SL01 3ET cs:attr_first_confirmed "2026-02-04" %% xsd:date cs:attr_last_confirmed "2025-04-01" %% xsd:date cs:attr_prev_address 9 Riley ramp, Lake Charlie, HX6R 3DW pl:created_at 2026-02-27T22:20:30.773650 ann18->n23 ann19 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n24 b1->n4 b2->n1 b3->n1 b3->n6 activity b4->n13 b5->n10 b6->n14 b7->n4 b8->n11 b9->n8 b10->n15 b11->n12 b12->n5 b12->n7 plan b13->n9 b14->n4 b15->n17 b16->n18 b17->n23 b18->n13 b19->n8 b20->n21