Provenance for Decision #728

Decided on: Feb. 14, 2026, 1:47 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:cda6cb7a-063f-4f76-8442-559fca26e762 n4 app:applications/347 n2->n4 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2026-02-14T01:42:50.134000+00:00 prov:endTime 2026-02-14T01:47:50.349000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/728 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b2 n3->b2 wasDerivedFrom b8 n3->b8 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2026-02-14T01:47:50.349498 pl:reason cs:low_credit_score ann3->n3 n11 app:applicants/347 n4->n11 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 95 Stanley points, Elaineborough, FK8 8JR cs:attr_annual_income 47000 cs:attr_applicant_name Chloe Rowe cs:attr_dob "1983-04-29" %% xsd:date cs:attr_email_address ngibson@example.net cs:attr_emp_length 6 cs:attr_emp_title Conservation officer, nature cs:attr_home_ownership 2 cs:attr_phone_number 01174960575 cs:attr_prev_address Flat 6, Irene mews, Port George, B8G 6UQ pl:created_at 2026-02-14T01:42:50.134520 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:cc63f31b-0505-410e-893b-607f4259ed93 n6->n4 used n9 app:creditreports/728 n6->n9 used n10 app:records/2522 n6->n10 used b7 n6->b7 wasAssociatedWith ann6 prov:startTime 2026-02-14T01:42:50.134000+00:00 prov:endTime 2026-02-14T01:47:50.349000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:recommendations/728 n7->n5 wasAttributedTo n7->n6 wasGeneratedBy b4 n7->b4 wasDerivedFrom b5 n7->b5 wasDerivedFrom b6 n7->b6 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2026-02-14T01:47:50.349498 pl:reason cs:low_credit_score ann7->n7 n8 app:models/creditcard_assessment n13 app:providers/1 n9->n13 wasAttributedTo n14 uuid:4acecbe3-177d-4a1d-bc64-b7cd07b30fed n9->n14 wasGeneratedBy b11 n9->b11 wasDerivedFrom b12 n9->b12 wasDerivedFrom b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 187 pl:created_at 2026-02-14T01:47:50.342293 ann8->n9 n19 app:providers/15 n10->n19 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "2324.77" %% xsd:float cs:attr_credit_limit "2700.0" %% xsd:float cs:attr_month Aug-2025 cs:attr_payment_amount "94.95" %% xsd:float pl:created_at 2026-02-14T01:47:50.348543 ann9->n10 ann10 prov:label Chloe Rowe prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann10->n11 n12 app:applications/347/id b9 n12->b9 wasDerivedFrom ann11 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 95 Stanley points, Elaineborough, FK8 8JR cs:attr_applicant_name Chloe Rowe cs:attr_dob "1983-04-29" %% xsd:date cs:attr_prev_address Flat 6, Irene mews, Port George, B8G 6UQ ann11->n12 ann12 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann12->n13 n14->n12 used b10 n14->b10 wasAssociatedWith ann13 prov:startTime 2026-02-14T01:47:50.342000+00:00 prov:endTime 2026-02-14T01:47:50.342000+00:00 prov:type cs:SearchingCreditHistory ann13->n14 n15 app:providers/2 ann14 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann14->n15 n16 app:records/2520 n16->n15 wasAttributedTo ann15 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 95 Stanley points, Elaineborough, FK8 8JR cs:attr_from_date "2024-11-25" %% xsd:date pl:created_at 2026-01-20T00:00:00 ann15->n16 n17 app:providers/12 ann16 prov:label TalkTalk prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n17 n18 app:records/2521 n18->n17 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 95 Stanley points, Elaineborough, FK8 8JR cs:attr_first_confirmed "2026-01-29" %% xsd:date cs:attr_last_confirmed "2025-05-09" %% xsd:date cs:attr_prev_address Flat 6, Irene mews, Port George, B8G 6UQ pl:created_at 2026-02-14T01:47:50.346871 ann17->n18 ann18 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann18->n19 b1->n1 b2->n4 b3->n1 b3->n6 activity b4->n4 b5->n9 b6->n10 b7->n5 b7->n8 plan b8->n7 b9->n4 b10->n13 b11->n12 b12->n18 b13->n10 b14->n16