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Provenance for Decision #724
Decided on: May 8, 2023, 4:25 p.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:5eeaa68b-7067-4dc2-bba7-49fa50a66bdd
n3
app:applications/313
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2023-05-08T16:18:26.932000+01:00
prov:endTime
2023-05-08T16:25:25.629000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n14
app:applicants/313
n3->n14
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Flat 60, Morris ford, Annview, NR6 7LS
cs:attr_annual_income
102000
cs:attr_applicant_name
Rhys Jackson
cs:attr_dob
"1971-01-29" %% xsd:date
cs:attr_email_address
ecross@example.net
cs:attr_emp_length
15
cs:attr_emp_title
Architectural technologist
cs:attr_home_ownership
1
cs:attr_phone_number
01314960804
cs:attr_prev_address
96 Alexandra ford, East Carltown, IP95 4AF
pl:created_at
2023-05-08T16:18:26.932123
ann3->n3
n4
app:decisions/724
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b11
n4->b11
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2023-05-08T16:25:25.629467
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:f668139c-e1e2-47c8-b31e-fd9cb82e681f
n6->n3
used
n9
app:records/2411
n6->n9
used
n10
app:records/2412
n6->n10
used
n11
app:records/2413
n6->n11
used
n12
app:records/2414
n6->n12
used
n13
app:creditreports/724
n6->n13
used
b10
n6->b10
wasAssociatedWith
ann6
prov:startTime
2023-05-08T16:18:26.932000+01:00
prov:endTime
2023-05-08T16:25:25.629000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n8
app:recommendations/724
n8->n5
wasAttributedTo
n8->n6
wasGeneratedBy
b4
n8->b4
wasDerivedFrom
b5
n8->b5
wasDerivedFrom
b6
n8->b6
wasDerivedFrom
b7
n8->b7
wasDerivedFrom
b8
n8->b8
wasDerivedFrom
b9
n8->b9
wasDerivedFrom
ann7
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2023-05-08T16:25:25.629467
pl:reason
cs:low_credit_score
ann7->n8
n18
app:providers/15
n9->n18
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2050.02" %% xsd:float
cs:attr_credit_limit
"2700.0" %% xsd:float
cs:attr_month
Feb-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2023-05-08T16:25:25.621609
ann8->n9
n10->n18
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2050.02" %% xsd:float
cs:attr_credit_limit
"2700.0" %% xsd:float
cs:attr_month
Dec-2022
cs:attr_payment_amount
"101.77" %% xsd:float
pl:created_at
2023-05-08T16:25:25.623530
ann9->n10
n11->n18
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2050.02" %% xsd:float
cs:attr_credit_limit
"2700.0" %% xsd:float
cs:attr_month
Mar-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2023-05-08T16:25:25.625217
ann10->n11
n12->n18
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2050.02" %% xsd:float
cs:attr_credit_limit
"2700.0" %% xsd:float
cs:attr_month
Jul-2022
cs:attr_payment_amount
"5.83" %% xsd:float
pl:created_at
2023-05-08T16:25:25.626825
ann11->n12
n16
app:providers/1
n13->n16
wasAttributedTo
n17
uuid:d808f89a-0072-4f79-bb75-5bd5f32e78ce
n13->n17
wasGeneratedBy
b13
n13->b13
wasDerivedFrom
b15
n13->b15
wasDerivedFrom
b16
n13->b16
wasDerivedFrom
b17
n13->b17
wasDerivedFrom
b18
n13->b18
wasDerivedFrom
b19
n13->b19
wasDerivedFrom
b20
n13->b20
wasDerivedFrom
ann12
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
487
pl:created_at
2023-05-08T16:25:25.605927
ann12->n13
ann13
prov:label
Rhys Jackson
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n14
n15
app:applications/313/id
b12
n15->b12
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Flat 60, Morris ford, Annview, NR6 7LS
cs:attr_applicant_name
Rhys Jackson
cs:attr_dob
"1971-01-29" %% xsd:date
cs:attr_prev_address
96 Alexandra ford, East Carltown, IP95 4AF
ann14->n15
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n16
n17->n15
used
b14
n17->b14
wasAssociatedWith
ann16
prov:startTime
2023-05-08T16:25:25.605000+01:00
prov:endTime
2023-05-08T16:25:25.605000+01:00
prov:type
cs:SearchingCreditHistory
ann16->n17
ann17
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann17->n18
n19
app:providers/9
ann18
prov:label
GiffGaff
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n19
n20
app:records/2410
n20->n19
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 60, Morris ford, Annview, NR6 7LS
cs:attr_first_confirmed
"2023-04-29" %% xsd:date
cs:attr_last_confirmed
"2022-08-28" %% xsd:date
cs:attr_prev_address
96 Alexandra ford, East Carltown, IP95 4AF
pl:created_at
2023-05-08T16:25:25.617298
ann19->n20
n21
app:providers/2
ann20
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann20->n21
n22
app:records/2409
n22->n21
wasAttributedTo
ann21
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 60, Morris ford, Annview, NR6 7LS
cs:attr_from_date
"2022-08-29" %% xsd:date
pl:created_at
2023-04-11T00:00:00
ann21->n22
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n12
b5->n13
b6->n10
b7->n11
b8->n3
b9->n9
b10->n5
b10->n7
plan
b11->n8
b12->n3
b13->n15
b14->n16
b15->n11
b16->n12
b17->n10
b18->n9
b19->n20
b20->n22