Provenance for Decision #714

Decided on: Feb. 8, 2026, 5:48 p.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:fb74e73b-ff0e-4d1e-b01e-80c17a3714c4 n3 app:applications/345 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2026-02-08T17:29:40.723000+00:00 prov:endTime 2026-02-08T17:48:53.565000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n12 app:applicants/345 n3->n12 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 18 Lynda island, West Vanessa, BH2E 2SP cs:attr_annual_income 90000 cs:attr_applicant_name Elliot Bond cs:attr_dob "1958-03-13" %% xsd:date cs:attr_email_address rgrant@example.net cs:attr_emp_length 29 cs:attr_emp_title Media buyer cs:attr_home_ownership 4 cs:attr_phone_number +4429 2018 0543 cs:attr_prev_address 0 Norton creek, Elliotville, KY90 1DE pl:created_at 2026-02-08T17:29:40.723667 ann3->n3 n4 app:decisions/714 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b9 n4->b9 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2026-02-08T17:48:53.565029 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:f2c61b2e-40cf-4583-8749-292b66f613e1 n6->n3 used n7 app:records/2484 n6->n7 used n8 app:creditreports/714 n6->n8 used n9 app:records/2485 n6->n9 used b8 n6->b8 wasAssociatedWith ann6 prov:startTime 2026-02-08T17:29:40.723000+00:00 prov:endTime 2026-02-08T17:48:53.565000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n20 app:providers/15 n7->n20 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1553.37" %% xsd:float cs:attr_credit_limit "1800.0" %% xsd:float cs:attr_month Jun-2025 cs:attr_payment_amount "78.16" %% xsd:float pl:created_at 2026-02-08T17:48:53.563393 ann7->n7 n14 app:providers/1 n8->n14 wasAttributedTo n15 uuid:bf1af124-a12a-4cef-8287-0fe9d7a4d915 n8->n15 wasGeneratedBy b12 n8->b12 wasDerivedFrom b13 n8->b13 wasDerivedFrom b14 n8->b14 wasDerivedFrom b15 n8->b15 wasDerivedFrom b16 n8->b16 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 223 pl:created_at 2026-02-08T17:48:53.557035 ann8->n8 n9->n20 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1553.37" %% xsd:float cs:attr_credit_limit "1800.0" %% xsd:float cs:attr_month Jul-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2026-02-08T17:48:53.564152 ann9->n9 n10 app:recommendations/714 n10->n5 wasAttributedTo n10->n6 wasGeneratedBy b4 n10->b4 wasDerivedFrom b5 n10->b5 wasDerivedFrom b6 n10->b6 wasDerivedFrom b7 n10->b7 wasDerivedFrom ann10 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2026-02-08T17:48:53.565029 pl:reason cs:low_credit_score ann10->n10 n11 app:models/creditcard_assessment ann11 prov:label Elliot Bond prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n12 n13 app:applications/345/id b10 n13->b10 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 18 Lynda island, West Vanessa, BH2E 2SP cs:attr_applicant_name Elliot Bond cs:attr_dob "1958-03-13" %% xsd:date cs:attr_prev_address 0 Norton creek, Elliotville, KY90 1DE ann12->n13 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n14 n15->n13 used b11 n15->b11 wasAssociatedWith ann14 prov:startTime 2026-02-08T17:48:53.557000+00:00 prov:endTime 2026-02-08T17:48:53.557000+00:00 prov:type cs:SearchingCreditHistory ann14->n15 n16 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n16 n17 app:records/2482 n17->n16 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 18 Lynda island, West Vanessa, BH2E 2SP cs:attr_from_date "2025-10-02" %% xsd:date pl:created_at 2026-01-24T00:00:00 ann16->n17 n18 app:providers/10 ann17 prov:label BT prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n18 n19 app:records/2483 n19->n18 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 18 Lynda island, West Vanessa, BH2E 2SP cs:attr_first_confirmed "2026-01-28" %% xsd:date cs:attr_last_confirmed "2025-04-02" %% xsd:date cs:attr_prev_address 0 Norton creek, Elliotville, KY90 1DE pl:created_at 2026-02-08T17:48:53.561994 ann18->n19 ann19 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n20 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n7 b5->n8 b6->n3 b7->n9 b8->n5 b8->n11 plan b9->n10 b10->n3 b11->n14 b12->n13 b13->n19 b14->n7 b15->n9 b16->n17