Provenance for Decision #69

Decided on: Feb. 12, 2025, 12:38 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:09f2e4ea-1874-4cfd-899b-6f30406e4983 n4 app:applications/48 n2->n4 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2025-02-12T00:19:38.203000+00:00 prov:endTime 2025-02-12T00:38:54.588000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/69 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b1 n3->b1 wasDerivedFrom b10 n3->b10 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-02-12T00:38:54.588418 pl:reason cs:low_credit_score ann3->n3 n13 app:applicants/48 n4->n13 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 84b, James course, Turnerchester, B0 2ZH cs:attr_annual_income 113000 cs:attr_applicant_name Robin James-Graham cs:attr_dob "1991-11-03" %% xsd:date cs:attr_email_address nicole69@example.com cs:attr_emp_length 15 cs:attr_emp_title Dancer cs:attr_home_ownership 3 cs:attr_phone_number 02074960707 cs:attr_prev_address Flat 67, Mitchell brooks, Lake James, M6 3LR pl:created_at 2025-02-12T00:19:38.203004 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:ac44ca94-434f-4985-a76b-50a194e014cc n6->n4 used n8 app:records/273 n6->n8 used n9 app:creditreports/69 n6->n9 used n10 app:records/271 n6->n10 used n11 app:records/272 n6->n11 used b9 n6->b9 wasAssociatedWith ann6 prov:startTime 2025-02-12T00:19:38.203000+00:00 prov:endTime 2025-02-12T00:38:54.588000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n21 app:providers/15 n8->n21 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "66.68" %% xsd:float cs:attr_credit_limit "1700.0" %% xsd:float cs:attr_month Nov-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-02-12T00:38:54.587489 ann7->n8 n15 app:providers/1 n9->n15 wasAttributedTo n16 uuid:0a496a03-5eb6-4cc7-99ad-3b9bb0280fad n9->n16 wasGeneratedBy b12 n9->b12 wasDerivedFrom b14 n9->b14 wasDerivedFrom b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom b17 n9->b17 wasDerivedFrom b18 n9->b18 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 344 pl:created_at 2025-02-12T00:38:54.580093 ann8->n9 n10->n21 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "66.68" %% xsd:float cs:attr_credit_limit "1700.0" %% xsd:float cs:attr_month Aug-2024 cs:attr_payment_amount "5.19" %% xsd:float pl:created_at 2025-02-12T00:38:54.586212 ann9->n10 n11->n21 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "66.68" %% xsd:float cs:attr_credit_limit "1700.0" %% xsd:float cs:attr_month Jan-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-02-12T00:38:54.586918 ann10->n11 n12 app:recommendations/69 n12->n5 wasAttributedTo n12->n6 wasGeneratedBy b4 n12->b4 wasDerivedFrom b5 n12->b5 wasDerivedFrom b6 n12->b6 wasDerivedFrom b7 n12->b7 wasDerivedFrom b8 n12->b8 wasDerivedFrom ann11 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-02-12T00:38:54.588418 pl:reason cs:low_credit_score ann11->n12 ann12 prov:label Robin James-Graham prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann12->n13 n14 app:applications/48/id b11 n14->b11 wasDerivedFrom ann13 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 84b, James course, Turnerchester, B0 2ZH cs:attr_applicant_name Robin James-Graham cs:attr_dob "1991-11-03" %% xsd:date cs:attr_prev_address Flat 67, Mitchell brooks, Lake James, M6 3LR ann13->n14 ann14 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann14->n15 n16->n14 used b13 n16->b13 wasAssociatedWith ann15 prov:startTime 2025-02-12T00:38:54.580000+00:00 prov:endTime 2025-02-12T00:38:54.580000+00:00 prov:type cs:SearchingCreditHistory ann15->n16 n17 app:providers/2 ann16 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann16->n17 n18 app:records/269 n18->n17 wasAttributedTo ann17 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 84b, James course, Turnerchester, B0 2ZH cs:attr_from_date "2023-11-10" %% xsd:date pl:created_at 2025-02-04T00:00:00 ann17->n18 n19 app:providers/4 ann18 prov:label O2 prov:type cs:DataProvider prov:type cs:UtilityCompany ann18->n19 n20 app:records/270 n20->n19 wasAttributedTo ann19 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 84b, James course, Turnerchester, B0 2ZH cs:attr_first_confirmed "2025-01-29" %% xsd:date cs:attr_last_confirmed "2025-01-16" %% xsd:date cs:attr_prev_address Flat 67, Mitchell brooks, Lake James, M6 3LR pl:created_at 2025-02-12T00:38:54.584841 ann19->n20 ann20 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann20->n21 b1->n4 b2->n1 b3->n1 b3->n6 activity b4->n11 b5->n8 b6->n9 b7->n10 b8->n4 b9->n5 b9->n7 plan b10->n12 b11->n4 b12->n14 b13->n15 b14->n11 b15->n8 b16->n10 b17->n18 b18->n20