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Provenance for Decision #672
Decided on: March 9, 2023, 11:35 p.m.
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PROV-N
PROV-JSON
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n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:b1671641-e796-4243-bce0-d5dfc8d01c70
n3
app:applications/121
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2021-11-19T20:49:11.326000+00:00
prov:endTime
2023-03-09T23:35:23.036000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n14
app:applicants/121
n3->n14
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Flat 78o, Cook orchard, Evansburgh, E54 9BX
cs:attr_annual_income
71000
cs:attr_applicant_name
Richard Kelly-Smith
cs:attr_dob
"1956-02-11" %% xsd:date
cs:attr_email_address
acole@green.com
cs:attr_emp_length
10
cs:attr_emp_title
Telecommunications researcher
cs:attr_home_ownership
1
cs:attr_phone_number
(028)9018538
cs:attr_prev_address
045 Austin hills, Juneburgh, B7D 9NF
pl:created_at
2021-11-19T20:49:11.326182
ann3->n3
n4
app:decisions/672
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b11
n4->b11
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2023-03-09T23:35:23.036444
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:b74ffb0f-13a8-404c-96ba-a9b4e207bb98
n6->n3
used
n7
app:records/2265
n6->n7
used
n8
app:records/2266
n6->n8
used
n10
app:creditreports/672
n6->n10
used
n11
app:records/615
n6->n11
used
n12
app:records/614
n6->n12
used
b4
n6->b4
wasAssociatedWith
ann6
prov:startTime
2021-11-19T20:49:11.326000+00:00
prov:endTime
2023-03-09T23:35:23.036000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n22
app:providers/15
n7->n22
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1176.42" %% xsd:float
cs:attr_credit_limit
"2900.0" %% xsd:float
cs:attr_month
Jul-2022
cs:attr_payment_amount
"45.96" %% xsd:float
pl:created_at
2023-03-09T23:35:23.013661
ann7->n7
n8->n22
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1176.42" %% xsd:float
cs:attr_credit_limit
"2900.0" %% xsd:float
cs:attr_month
Dec-2022
cs:attr_payment_amount
"22.79" %% xsd:float
pl:created_at
2023-03-09T23:35:23.033591
ann8->n8
n9
app:models/creditcard_assessment
n16
app:providers/1
n10->n16
wasAttributedTo
n17
uuid:c90c4d58-4ef8-4134-827e-580f70995b76
n10->n17
wasGeneratedBy
b14
n10->b14
wasDerivedFrom
b15
n10->b15
wasDerivedFrom
b16
n10->b16
wasDerivedFrom
b17
n10->b17
wasDerivedFrom
b18
n10->b18
wasDerivedFrom
ann9
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
135
pl:created_at
2023-03-09T23:35:22.965612
ann9->n10
n13
app:recommendations/672
n13->n5
wasAttributedTo
n13->n6
wasGeneratedBy
b5
n13->b5
wasDerivedFrom
b6
n13->b6
wasDerivedFrom
b7
n13->b7
wasDerivedFrom
b8
n13->b8
wasDerivedFrom
b9
n13->b9
wasDerivedFrom
b10
n13->b10
wasDerivedFrom
ann10
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2023-03-09T23:35:23.036444
pl:reason
cs:low_credit_score
ann10->n13
ann11
prov:label
Richard Kelly-Smith
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n14
n15
app:applications/121/id
b12
n15->b12
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Flat 78o, Cook orchard, Evansburgh, E54 9BX
cs:attr_applicant_name
Richard Kelly-Smith
cs:attr_dob
"1956-02-11" %% xsd:date
cs:attr_prev_address
045 Austin hills, Juneburgh, B7D 9NF
ann12->n15
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n16
n17->n15
used
b13
n17->b13
wasAssociatedWith
ann14
prov:startTime
2023-03-09T23:35:22.965000+00:00
prov:endTime
2023-03-09T23:35:22.965000+00:00
prov:type
cs:SearchingCreditHistory
ann14->n17
n18
app:providers/2
ann15
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann15->n18
n19
app:records/612
n19->n18
wasAttributedTo
ann16
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 78o, Cook orchard, Evansburgh, E54 9BX
cs:attr_from_date
"2019-08-27" %% xsd:date
pl:created_at
2021-11-04T00:00:00
ann16->n19
n20
app:providers/12
ann17
prov:label
TalkTalk
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann17->n20
n21
app:records/613
n21->n20
wasAttributedTo
ann18
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 78o, Cook orchard, Evansburgh, E54 9BX
cs:attr_first_confirmed
"2021-11-18" %% xsd:date
cs:attr_last_confirmed
"2021-01-10" %% xsd:date
cs:attr_prev_address
045 Austin hills, Juneburgh, B7D 9NF
pl:created_at
2021-11-23T13:49:40.672601
ann18->n21
ann19
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann19->n22
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n5
b4->n9
plan
b5->n3
b6->n8
b7->n10
b8->n11
b9->n7
b10->n12
b11->n13
b12->n3
b13->n16
b14->n15
b15->n7
b16->n21
b17->n19
b18->n8