Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #607
Decided on: Feb. 9, 2023, 3:13 a.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:b14f3214-b91b-4fec-9381-bb91c533299a
n4
app:applications/286
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2023-01-21T20:19:26.574000+00:00
prov:endTime
2023-02-09T03:13:21.473000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/607
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b11
n3->b11
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2023-02-09T03:13:21.473365
pl:reason
cs:low_credit_score
ann3->n3
n14
app:applicants/286
n4->n14
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
57 Chambers plaza, Traceyburgh, M7F 1JQ
cs:attr_annual_income
68000
cs:attr_applicant_name
Joanne May
cs:attr_dob
"1989-01-25" %% xsd:date
cs:attr_email_address
turnerchristian@example.com
cs:attr_emp_length
12
cs:attr_emp_title
Counselling psychologist
cs:attr_home_ownership
4
cs:attr_phone_number
0114 496 0384
cs:attr_prev_address
4 Barbara ramp, West Amy, L42 2BX
pl:created_at
2023-01-21T20:19:26.574800
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:14bc4174-027c-4a2a-8a08-6e1eebcb3e1d
n6->n4
used
n9
app:creditreports/607
n6->n9
used
n10
app:records/2085
n6->n10
used
n11
app:records/2086
n6->n11
used
n12
app:records/2005
n6->n12
used
n13
app:records/2006
n6->n13
used
b10
n6->b10
wasAssociatedWith
ann6
prov:startTime
2023-01-21T20:19:26.574000+00:00
prov:endTime
2023-02-09T03:13:21.473000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:recommendations/607
n7->n5
wasAttributedTo
n7->n6
wasGeneratedBy
b4
n7->b4
wasDerivedFrom
b5
n7->b5
wasDerivedFrom
b6
n7->b6
wasDerivedFrom
b7
n7->b7
wasDerivedFrom
b8
n7->b8
wasDerivedFrom
b9
n7->b9
wasDerivedFrom
ann7
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2023-02-09T03:13:21.473365
pl:reason
cs:low_credit_score
ann7->n7
n8
app:models/creditcard_assessment
n16
app:providers/1
n9->n16
wasAttributedTo
n17
uuid:61aa8c9a-4ead-41f1-9a5f-5121ac380c2f
n9->n17
wasGeneratedBy
b14
n9->b14
wasDerivedFrom
b15
n9->b15
wasDerivedFrom
b16
n9->b16
wasDerivedFrom
b17
n9->b17
wasDerivedFrom
b18
n9->b18
wasDerivedFrom
ann8
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
335
pl:created_at
2023-02-09T03:13:21.397268
ann8->n9
n22
app:providers/15
n10->n22
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1325.06" %% xsd:float
cs:attr_credit_limit
"2100.0" %% xsd:float
cs:attr_month
Apr-2022
cs:attr_payment_amount
"90.91" %% xsd:float
pl:created_at
2023-02-09T03:13:21.443435
ann9->n10
n11->n22
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1325.06" %% xsd:float
cs:attr_credit_limit
"2100.0" %% xsd:float
cs:attr_month
Jun-2022
cs:attr_payment_amount
"22.5" %% xsd:float
pl:created_at
2023-02-09T03:13:21.469583
ann10->n11
ann11
prov:label
Joanne May
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n14
n15
app:applications/286/id
b12
n15->b12
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
57 Chambers plaza, Traceyburgh, M7F 1JQ
cs:attr_applicant_name
Joanne May
cs:attr_dob
"1989-01-25" %% xsd:date
cs:attr_prev_address
4 Barbara ramp, West Amy, L42 2BX
ann12->n15
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n16
n17->n15
used
b13
n17->b13
wasAssociatedWith
ann14
prov:startTime
2023-02-09T03:13:21.397000+00:00
prov:endTime
2023-02-09T03:13:21.397000+00:00
prov:type
cs:SearchingCreditHistory
ann14->n17
n18
app:providers/2
ann15
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann15->n18
n19
app:records/2003
n19->n18
wasAttributedTo
ann16
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
57 Chambers plaza, Traceyburgh, M7F 1JQ
cs:attr_from_date
"2021-01-14" %% xsd:date
pl:created_at
2022-12-25T00:00:00
ann16->n19
n20
app:providers/5
ann17
prov:label
Vodafone
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann17->n20
n21
app:records/2004
n21->n20
wasAttributedTo
ann18
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
57 Chambers plaza, Traceyburgh, M7F 1JQ
cs:attr_first_confirmed
"2023-01-08" %% xsd:date
cs:attr_last_confirmed
"2022-10-17" %% xsd:date
cs:attr_prev_address
4 Barbara ramp, West Amy, L42 2BX
pl:created_at
2023-01-22T18:38:14.777052
ann18->n21
ann19
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann19->n22
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n12
b5->n4
b6->n11
b7->n10
b8->n9
b9->n13
b10->n5
b10->n8
plan
b11->n7
b12->n4
b13->n16
b14->n15
b15->n10
b16->n21
b17->n19
b18->n11