Provenance for Decision #607

Decided on: Feb. 9, 2023, 3:13 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:b14f3214-b91b-4fec-9381-bb91c533299a n4 app:applications/286 n2->n4 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2023-01-21T20:19:26.574000+00:00 prov:endTime 2023-02-09T03:13:21.473000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/607 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b1 n3->b1 wasDerivedFrom b11 n3->b11 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2023-02-09T03:13:21.473365 pl:reason cs:low_credit_score ann3->n3 n14 app:applicants/286 n4->n14 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 57 Chambers plaza, Traceyburgh, M7F 1JQ cs:attr_annual_income 68000 cs:attr_applicant_name Joanne May cs:attr_dob "1989-01-25" %% xsd:date cs:attr_email_address turnerchristian@example.com cs:attr_emp_length 12 cs:attr_emp_title Counselling psychologist cs:attr_home_ownership 4 cs:attr_phone_number 0114 496 0384 cs:attr_prev_address 4 Barbara ramp, West Amy, L42 2BX pl:created_at 2023-01-21T20:19:26.574800 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:14bc4174-027c-4a2a-8a08-6e1eebcb3e1d n6->n4 used n9 app:creditreports/607 n6->n9 used n10 app:records/2085 n6->n10 used n11 app:records/2086 n6->n11 used n12 app:records/2005 n6->n12 used n13 app:records/2006 n6->n13 used b10 n6->b10 wasAssociatedWith ann6 prov:startTime 2023-01-21T20:19:26.574000+00:00 prov:endTime 2023-02-09T03:13:21.473000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:recommendations/607 n7->n5 wasAttributedTo n7->n6 wasGeneratedBy b4 n7->b4 wasDerivedFrom b5 n7->b5 wasDerivedFrom b6 n7->b6 wasDerivedFrom b7 n7->b7 wasDerivedFrom b8 n7->b8 wasDerivedFrom b9 n7->b9 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2023-02-09T03:13:21.473365 pl:reason cs:low_credit_score ann7->n7 n8 app:models/creditcard_assessment n16 app:providers/1 n9->n16 wasAttributedTo n17 uuid:61aa8c9a-4ead-41f1-9a5f-5121ac380c2f n9->n17 wasGeneratedBy b14 n9->b14 wasDerivedFrom b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom b17 n9->b17 wasDerivedFrom b18 n9->b18 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 335 pl:created_at 2023-02-09T03:13:21.397268 ann8->n9 n22 app:providers/15 n10->n22 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1325.06" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month Apr-2022 cs:attr_payment_amount "90.91" %% xsd:float pl:created_at 2023-02-09T03:13:21.443435 ann9->n10 n11->n22 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1325.06" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month Jun-2022 cs:attr_payment_amount "22.5" %% xsd:float pl:created_at 2023-02-09T03:13:21.469583 ann10->n11 ann11 prov:label Joanne May prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n14 n15 app:applications/286/id b12 n15->b12 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 57 Chambers plaza, Traceyburgh, M7F 1JQ cs:attr_applicant_name Joanne May cs:attr_dob "1989-01-25" %% xsd:date cs:attr_prev_address 4 Barbara ramp, West Amy, L42 2BX ann12->n15 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n16 n17->n15 used b13 n17->b13 wasAssociatedWith ann14 prov:startTime 2023-02-09T03:13:21.397000+00:00 prov:endTime 2023-02-09T03:13:21.397000+00:00 prov:type cs:SearchingCreditHistory ann14->n17 n18 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n18 n19 app:records/2003 n19->n18 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 57 Chambers plaza, Traceyburgh, M7F 1JQ cs:attr_from_date "2021-01-14" %% xsd:date pl:created_at 2022-12-25T00:00:00 ann16->n19 n20 app:providers/5 ann17 prov:label Vodafone prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n20 n21 app:records/2004 n21->n20 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 57 Chambers plaza, Traceyburgh, M7F 1JQ cs:attr_first_confirmed "2023-01-08" %% xsd:date cs:attr_last_confirmed "2022-10-17" %% xsd:date cs:attr_prev_address 4 Barbara ramp, West Amy, L42 2BX pl:created_at 2023-01-22T18:38:14.777052 ann18->n21 ann19 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n22 b1->n4 b2->n1 b3->n1 b3->n6 activity b4->n12 b5->n4 b6->n11 b7->n10 b8->n9 b9->n13 b10->n5 b10->n8 plan b11->n7 b12->n4 b13->n16 b14->n15 b15->n10 b16->n21 b17->n19 b18->n11