Provenance for Decision #598

Decided on: Feb. 6, 2023, 9:52 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:243a3993-a1a5-4150-997d-a75e376c28b6 n3 app:applications/291 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2023-02-06T09:52:26.232000+00:00 prov:endTime 2023-02-06T09:52:29.753000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n14 app:applicants/291 n3->n14 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 803 Thomas meadow, Edwardsville, N8 6GJ cs:attr_annual_income 9000 cs:attr_applicant_name Danny Lee cs:attr_dob "1963-05-03" %% xsd:date cs:attr_email_address shumphries@example.com cs:attr_emp_length 40 cs:attr_emp_title Therapist, nutritional cs:attr_home_ownership 3 cs:attr_phone_number +44114 4960200 cs:attr_prev_address 600 Davey trail, Yvonneshire, N14 6PR pl:created_at 2023-02-06T09:52:26.232052 ann3->n3 n4 app:decisions/598 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b11 n4->b11 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2023-02-06T09:52:29.753201 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:0beb6998-4cf5-424b-84ac-d8f0dd790ffa n6->n3 used n8 app:records/2058 n6->n8 used n9 app:records/2060 n6->n9 used n10 app:creditreports/598 n6->n10 used n12 app:records/2061 n6->n12 used n13 app:records/2059 n6->n13 used b10 n6->b10 wasAssociatedWith ann6 prov:startTime 2023-02-06T09:52:26.232000+00:00 prov:endTime 2023-02-06T09:52:29.753000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n22 app:providers/14 n8->n22 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1934.58" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month Jun-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2023-02-06T09:52:29.736196 ann7->n8 n9->n22 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1934.58" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month Apr-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2023-02-06T09:52:29.749155 ann8->n9 n16 app:providers/1 n10->n16 wasAttributedTo n17 uuid:553920b4-610b-435a-abe2-f76b305f6990 n10->n17 wasGeneratedBy b13 n10->b13 wasDerivedFrom b15 n10->b15 wasDerivedFrom b16 n10->b16 wasDerivedFrom b17 n10->b17 wasDerivedFrom b18 n10->b18 wasDerivedFrom b19 n10->b19 wasDerivedFrom b20 n10->b20 wasDerivedFrom ann9 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 653 pl:created_at 2023-02-06T09:52:29.676756 ann9->n10 n11 app:recommendations/598 n11->n5 wasAttributedTo n11->n6 wasGeneratedBy b4 n11->b4 wasDerivedFrom b5 n11->b5 wasDerivedFrom b6 n11->b6 wasDerivedFrom b7 n11->b7 wasDerivedFrom b8 n11->b8 wasDerivedFrom b9 n11->b9 wasDerivedFrom ann10 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2023-02-06T09:52:29.753201 pl:reason cs:low_credit_score ann10->n11 n12->n22 wasAttributedTo ann11 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1934.58" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month May-2022 cs:attr_payment_amount "85.91" %% xsd:float pl:created_at 2023-02-06T09:52:29.750665 ann11->n12 n13->n22 wasAttributedTo ann12 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1934.58" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month Oct-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2023-02-06T09:52:29.747301 ann12->n13 ann13 prov:label Danny Lee prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann13->n14 n15 app:applications/291/id b12 n15->b12 wasDerivedFrom ann14 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 803 Thomas meadow, Edwardsville, N8 6GJ cs:attr_applicant_name Danny Lee cs:attr_dob "1963-05-03" %% xsd:date cs:attr_prev_address 600 Davey trail, Yvonneshire, N14 6PR ann14->n15 ann15 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann15->n16 n17->n15 used b14 n17->b14 wasAssociatedWith ann16 prov:startTime 2023-02-06T09:52:29.676000+00:00 prov:endTime 2023-02-06T09:52:29.676000+00:00 prov:type cs:SearchingCreditHistory ann16->n17 n18 app:providers/2 ann17 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann17->n18 n19 app:records/2056 n19->n18 wasAttributedTo ann18 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 803 Thomas meadow, Edwardsville, N8 6GJ cs:attr_from_date "2021-12-01" %% xsd:date pl:created_at 2023-01-24T00:00:00 ann18->n19 n20 app:providers/9 ann19 prov:label GiffGaff prov:type cs:DataProvider prov:type cs:UtilityCompany ann19->n20 n21 app:records/2057 n21->n20 wasAttributedTo ann20 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 803 Thomas meadow, Edwardsville, N8 6GJ cs:attr_first_confirmed "2023-01-29" %% xsd:date cs:attr_last_confirmed "2022-04-18" %% xsd:date cs:attr_prev_address 600 Davey trail, Yvonneshire, N14 6PR pl:created_at 2023-02-06T09:52:29.720198 ann20->n21 ann21 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann21->n22 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n13 b5->n12 b6->n8 b7->n3 b8->n9 b9->n10 b10->n5 b10->n7 plan b11->n11 b12->n3 b13->n15 b14->n16 b15->n13 b16->n21 b17->n8 b18->n19 b19->n9 b20->n12