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Provenance for Decision #598
Decided on: Feb. 6, 2023, 9:52 a.m.
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PROV-N
PROV-JSON
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n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:243a3993-a1a5-4150-997d-a75e376c28b6
n3
app:applications/291
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2023-02-06T09:52:26.232000+00:00
prov:endTime
2023-02-06T09:52:29.753000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n14
app:applicants/291
n3->n14
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
803 Thomas meadow, Edwardsville, N8 6GJ
cs:attr_annual_income
9000
cs:attr_applicant_name
Danny Lee
cs:attr_dob
"1963-05-03" %% xsd:date
cs:attr_email_address
shumphries@example.com
cs:attr_emp_length
40
cs:attr_emp_title
Therapist, nutritional
cs:attr_home_ownership
3
cs:attr_phone_number
+44114 4960200
cs:attr_prev_address
600 Davey trail, Yvonneshire, N14 6PR
pl:created_at
2023-02-06T09:52:26.232052
ann3->n3
n4
app:decisions/598
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b11
n4->b11
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2023-02-06T09:52:29.753201
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:0beb6998-4cf5-424b-84ac-d8f0dd790ffa
n6->n3
used
n8
app:records/2058
n6->n8
used
n9
app:records/2060
n6->n9
used
n10
app:creditreports/598
n6->n10
used
n12
app:records/2061
n6->n12
used
n13
app:records/2059
n6->n13
used
b10
n6->b10
wasAssociatedWith
ann6
prov:startTime
2023-02-06T09:52:26.232000+00:00
prov:endTime
2023-02-06T09:52:29.753000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n22
app:providers/14
n8->n22
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1934.58" %% xsd:float
cs:attr_credit_limit
"2100.0" %% xsd:float
cs:attr_month
Jun-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2023-02-06T09:52:29.736196
ann7->n8
n9->n22
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1934.58" %% xsd:float
cs:attr_credit_limit
"2100.0" %% xsd:float
cs:attr_month
Apr-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2023-02-06T09:52:29.749155
ann8->n9
n16
app:providers/1
n10->n16
wasAttributedTo
n17
uuid:553920b4-610b-435a-abe2-f76b305f6990
n10->n17
wasGeneratedBy
b13
n10->b13
wasDerivedFrom
b15
n10->b15
wasDerivedFrom
b16
n10->b16
wasDerivedFrom
b17
n10->b17
wasDerivedFrom
b18
n10->b18
wasDerivedFrom
b19
n10->b19
wasDerivedFrom
b20
n10->b20
wasDerivedFrom
ann9
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
653
pl:created_at
2023-02-06T09:52:29.676756
ann9->n10
n11
app:recommendations/598
n11->n5
wasAttributedTo
n11->n6
wasGeneratedBy
b4
n11->b4
wasDerivedFrom
b5
n11->b5
wasDerivedFrom
b6
n11->b6
wasDerivedFrom
b7
n11->b7
wasDerivedFrom
b8
n11->b8
wasDerivedFrom
b9
n11->b9
wasDerivedFrom
ann10
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2023-02-06T09:52:29.753201
pl:reason
cs:low_credit_score
ann10->n11
n12->n22
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1934.58" %% xsd:float
cs:attr_credit_limit
"2100.0" %% xsd:float
cs:attr_month
May-2022
cs:attr_payment_amount
"85.91" %% xsd:float
pl:created_at
2023-02-06T09:52:29.750665
ann11->n12
n13->n22
wasAttributedTo
ann12
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1934.58" %% xsd:float
cs:attr_credit_limit
"2100.0" %% xsd:float
cs:attr_month
Oct-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2023-02-06T09:52:29.747301
ann12->n13
ann13
prov:label
Danny Lee
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n14
n15
app:applications/291/id
b12
n15->b12
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
803 Thomas meadow, Edwardsville, N8 6GJ
cs:attr_applicant_name
Danny Lee
cs:attr_dob
"1963-05-03" %% xsd:date
cs:attr_prev_address
600 Davey trail, Yvonneshire, N14 6PR
ann14->n15
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n16
n17->n15
used
b14
n17->b14
wasAssociatedWith
ann16
prov:startTime
2023-02-06T09:52:29.676000+00:00
prov:endTime
2023-02-06T09:52:29.676000+00:00
prov:type
cs:SearchingCreditHistory
ann16->n17
n18
app:providers/2
ann17
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann17->n18
n19
app:records/2056
n19->n18
wasAttributedTo
ann18
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
803 Thomas meadow, Edwardsville, N8 6GJ
cs:attr_from_date
"2021-12-01" %% xsd:date
pl:created_at
2023-01-24T00:00:00
ann18->n19
n20
app:providers/9
ann19
prov:label
GiffGaff
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann19->n20
n21
app:records/2057
n21->n20
wasAttributedTo
ann20
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
803 Thomas meadow, Edwardsville, N8 6GJ
cs:attr_first_confirmed
"2023-01-29" %% xsd:date
cs:attr_last_confirmed
"2022-04-18" %% xsd:date
cs:attr_prev_address
600 Davey trail, Yvonneshire, N14 6PR
pl:created_at
2023-02-06T09:52:29.720198
ann20->n21
ann21
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann21->n22
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n13
b5->n12
b6->n8
b7->n3
b8->n9
b9->n10
b10->n5
b10->n7
plan
b11->n11
b12->n3
b13->n15
b14->n16
b15->n13
b16->n21
b17->n8
b18->n19
b19->n9
b20->n12