Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #587
Decided on: Jan. 25, 2023, 9:10 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:41cd2c9b-c8fd-4324-b178-c9c0d0883244
n4
app:applications/288
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2023-01-25T21:09:54.839000+00:00
prov:endTime
2023-01-25T21:10:41.612000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/587
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b15
n3->b15
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2023-01-25T21:10:41.612513
pl:reason
cs:low_credit_score
ann3->n3
n18
app:applicants/288
n4->n18
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 1, Tony forges, North Sylvia, TF6N 7WU
cs:attr_annual_income
44000
cs:attr_applicant_name
Carole Butler
cs:attr_dob
"1961-07-27" %% xsd:date
cs:attr_email_address
rachael70@example.net
cs:attr_emp_length
28
cs:attr_emp_title
Clinical cytogeneticist
cs:attr_home_ownership
3
cs:attr_phone_number
+44115 496 0680
cs:attr_prev_address
Flat 70, Smith place, Lake Hollytown, NW92 2ER
pl:created_at
2023-01-25T21:09:54.839854
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:7ea99a23-2614-44ad-87d9-39ab341e79ed
n6->n4
used
n8
app:records/2025
n6->n8
used
n9
app:records/2030
n6->n9
used
n10
app:records/2031
n6->n10
used
n11
app:records/2032
n6->n11
used
n12
app:creditreports/587
n6->n12
used
n14
app:records/2026
n6->n14
used
n15
app:records/2027
n6->n15
used
n16
app:records/2028
n6->n16
used
n17
app:records/2029
n6->n17
used
b14
n6->b14
wasAssociatedWith
ann6
prov:startTime
2023-01-25T21:09:54.839000+00:00
prov:endTime
2023-01-25T21:10:41.612000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n26
app:providers/15
n9->n26
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"391.79" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
May-2022
cs:attr_payment_amount
"9.03" %% xsd:float
pl:created_at
2023-01-25T21:10:41.604571
ann7->n9
n10->n26
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"391.79" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Jul-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2023-01-25T21:10:41.606759
ann8->n10
n11->n26
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"391.79" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
May-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2023-01-25T21:10:41.608930
ann9->n11
n20
app:providers/1
n12->n20
wasAttributedTo
n21
uuid:a311c976-830b-4936-b703-08cfcdf3d2fd
n12->n21
wasGeneratedBy
b18
n12->b18
wasDerivedFrom
b19
n12->b19
wasDerivedFrom
b20
n12->b20
wasDerivedFrom
b21
n12->b21
wasDerivedFrom
b22
n12->b22
wasDerivedFrom
b23
n12->b23
wasDerivedFrom
b24
n12->b24
wasDerivedFrom
ann10
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
387
pl:created_at
2023-01-25T21:10:41.589740
ann10->n12
n13
app:recommendations/587
n13->n5
wasAttributedTo
n13->n6
wasGeneratedBy
b4
n13->b4
wasDerivedFrom
b5
n13->b5
wasDerivedFrom
b6
n13->b6
wasDerivedFrom
b7
n13->b7
wasDerivedFrom
b8
n13->b8
wasDerivedFrom
b9
n13->b9
wasDerivedFrom
b10
n13->b10
wasDerivedFrom
b11
n13->b11
wasDerivedFrom
b12
n13->b12
wasDerivedFrom
b13
n13->b13
wasDerivedFrom
ann11
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2023-01-25T21:10:41.612513
pl:reason
cs:low_credit_score
ann11->n13
n17->n26
wasAttributedTo
ann12
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"391.79" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Jan-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2023-01-25T21:10:41.602121
ann12->n17
ann13
prov:label
Carole Butler
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n18
n19
app:applications/288/id
b16
n19->b16
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 1, Tony forges, North Sylvia, TF6N 7WU
cs:attr_applicant_name
Carole Butler
cs:attr_dob
"1961-07-27" %% xsd:date
cs:attr_prev_address
Flat 70, Smith place, Lake Hollytown, NW92 2ER
ann14->n19
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n20
n21->n19
used
b17
n21->b17
wasAssociatedWith
ann16
prov:startTime
2023-01-25T21:10:41.589000+00:00
prov:endTime
2023-01-25T21:10:41.589000+00:00
prov:type
cs:SearchingCreditHistory
ann16->n21
n22
app:providers/2
ann17
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann17->n22
n23
app:records/2023
n23->n22
wasAttributedTo
ann18
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 1, Tony forges, North Sylvia, TF6N 7WU
cs:attr_from_date
"2020-02-03" %% xsd:date
pl:created_at
2023-01-07T00:00:00
ann18->n23
n24
app:providers/9
ann19
prov:label
GiffGaff
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann19->n24
n25
app:records/2024
n25->n24
wasAttributedTo
ann20
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 1, Tony forges, North Sylvia, TF6N 7WU
cs:attr_first_confirmed
"2022-12-30" %% xsd:date
cs:attr_last_confirmed
"2022-07-29" %% xsd:date
cs:attr_prev_address
Flat 70, Smith place, Lake Hollytown, NW92 2ER
pl:created_at
2023-01-25T21:10:00.625151
ann20->n25
ann21
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann21->n26
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n16
b5->n9
b6->n15
b7->n10
b8->n8
b9->n12
b10->n14
b11->n4
b12->n11
b13->n17
b14->n5
b14->n7
plan
b15->n13
b16->n4
b17->n20
b18->n19
b19->n23
b20->n9
b21->n25
b22->n11
b23->n10
b24->n17