Provenance for Decision #583

Decided on: Dec. 6, 2025, 2:19 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:5722fa8a-2bcd-49fd-948f-38cdb3eff031 n3 app:applications/125 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2025-06-25T19:57:55.598000+01:00 prov:endTime 2025-12-06T02:19:57.188000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n30 app:applicants/125 n3->n30 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 04S, Paige ranch, Brownetown, HS51 1FY cs:attr_annual_income 17000 cs:attr_applicant_name Margaret Byrne cs:attr_dob "1992-12-09" %% xsd:date cs:attr_email_address chambersjames@example.com cs:attr_emp_length 4 cs:attr_emp_title Insurance underwriter cs:attr_home_ownership 4 cs:attr_phone_number +44(0)1314960556 cs:attr_prev_address 1 Nigel dam, Melissaville, PH7H 5ZW pl:created_at 2025-06-25T19:57:55.598518 ann3->n3 n4 app:decisions/583 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b27 n4->b27 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-12-06T02:19:57.188725 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:83a60382-e92b-48a6-8377-414b6200a30c n6->n3 used n7 app:records/1461 n6->n7 used n8 app:records/2023 n6->n8 used n9 app:records/2024 n6->n9 used n10 app:records/2025 n6->n10 used n11 app:records/1292 n6->n11 used n12 app:records/806 n6->n12 used n13 app:records/807 n6->n13 used n14 app:records/804 n6->n14 used n15 app:records/1348 n6->n15 used n16 app:records/805 n6->n16 used n17 app:records/1349 n6->n17 used n18 app:records/2026 n6->n18 used n19 app:records/1289 n6->n19 used n20 app:records/1346 n6->n20 used n21 app:records/1445 n6->n21 used n22 app:records/1347 n6->n22 used n23 app:records/1446 n6->n23 used n25 app:records/1969 n6->n25 used n26 app:creditreports/583 n6->n26 used n27 app:records/1290 n6->n27 used n28 app:records/1291 n6->n28 used b26 n6->b26 wasAssociatedWith ann6 prov:startTime 2025-06-25T19:57:55.598000+01:00 prov:endTime 2025-12-06T02:19:57.188000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n38 app:providers/14 n8->n38 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "335.43" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Aug-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-12-06T02:19:57.185716 ann7->n8 n9->n38 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "335.43" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Jul-2025 cs:attr_payment_amount "29.66" %% xsd:float pl:created_at 2025-12-06T02:19:57.186585 ann8->n9 n10->n38 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "335.43" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month May-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-12-06T02:19:57.187203 ann9->n10 n18->n38 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "335.43" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Nov-2025 cs:attr_payment_amount "12.08" %% xsd:float pl:created_at 2025-12-06T02:19:57.187789 ann10->n18 n24 app:models/creditcard_assessment n32 app:providers/1 n26->n32 wasAttributedTo n33 uuid:0700ac70-835b-4244-bf97-1bba16b2eb0e n26->n33 wasGeneratedBy b29 n26->b29 wasDerivedFrom b31 n26->b31 wasDerivedFrom b32 n26->b32 wasDerivedFrom b33 n26->b33 wasDerivedFrom b34 n26->b34 wasDerivedFrom b35 n26->b35 wasDerivedFrom b36 n26->b36 wasDerivedFrom ann11 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 663 pl:created_at 2025-12-06T02:19:57.181320 ann11->n26 n29 app:recommendations/583 n29->n5 wasAttributedTo n29->n6 wasGeneratedBy b4 n29->b4 wasDerivedFrom b5 n29->b5 wasDerivedFrom b6 n29->b6 wasDerivedFrom b7 n29->b7 wasDerivedFrom b8 n29->b8 wasDerivedFrom b9 n29->b9 wasDerivedFrom b10 n29->b10 wasDerivedFrom b11 n29->b11 wasDerivedFrom b12 n29->b12 wasDerivedFrom b13 n29->b13 wasDerivedFrom b14 n29->b14 wasDerivedFrom b15 n29->b15 wasDerivedFrom b16 n29->b16 wasDerivedFrom b17 n29->b17 wasDerivedFrom b18 n29->b18 wasDerivedFrom b19 n29->b19 wasDerivedFrom b20 n29->b20 wasDerivedFrom b21 n29->b21 wasDerivedFrom b22 n29->b22 wasDerivedFrom b23 n29->b23 wasDerivedFrom b24 n29->b24 wasDerivedFrom b25 n29->b25 wasDerivedFrom ann12 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-12-06T02:19:57.188725 pl:reason cs:low_credit_score ann12->n29 ann13 prov:label Margaret Byrne prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann13->n30 n31 app:applications/125/id b28 n31->b28 wasDerivedFrom ann14 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 04S, Paige ranch, Brownetown, HS51 1FY cs:attr_applicant_name Margaret Byrne cs:attr_dob "1992-12-09" %% xsd:date cs:attr_prev_address 1 Nigel dam, Melissaville, PH7H 5ZW ann14->n31 ann15 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann15->n32 n33->n31 used b30 n33->b30 wasAssociatedWith ann16 prov:startTime 2025-12-06T02:19:57.181000+00:00 prov:endTime 2025-12-06T02:19:57.181000+00:00 prov:type cs:SearchingCreditHistory ann16->n33 n34 app:providers/2 ann17 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann17->n34 n35 app:records/802 n35->n34 wasAttributedTo ann18 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 04S, Paige ranch, Brownetown, HS51 1FY cs:attr_from_date "2025-01-12" %% xsd:date pl:created_at 2025-06-04T00:00:00 ann18->n35 n36 app:providers/12 ann19 prov:label TalkTalk prov:type cs:DataProvider prov:type cs:UtilityCompany ann19->n36 n37 app:records/803 n37->n36 wasAttributedTo ann20 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 04S, Paige ranch, Brownetown, HS51 1FY cs:attr_first_confirmed "2025-06-01" %% xsd:date cs:attr_last_confirmed "2025-02-05" %% xsd:date cs:attr_prev_address 1 Nigel dam, Melissaville, PH7H 5ZW pl:created_at 2025-06-27T14:05:01.250383 ann20->n37 ann21 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann21->n38 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n19 b5->n15 b6->n26 b7->n16 b8->n3 b9->n11 b10->n8 b11->n22 b12->n21 b13->n25 b14->n13 b15->n28 b16->n18 b17->n20 b18->n17 b19->n27 b20->n9 b21->n12 b22->n7 b23->n23 b24->n10 b25->n14 b26->n5 b26->n24 plan b27->n29 b28->n3 b29->n31 b30->n32 b31->n18 b32->n10 b33->n35 b34->n9 b35->n8 b36->n37