Provenance for Decision #576

Decided on: Dec. 4, 2025, 8:39 p.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:20bb87d8-6d57-400c-ab59-5b2c21d8e50a n3 app:applications/283 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2025-12-01T03:13:42.649000+00:00 prov:endTime 2025-12-04T20:39:42.032000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n14 app:applicants/283 n3->n14 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Studio 85, Moore spurs, Lake Sian, B21 7EF cs:attr_annual_income 90000 cs:attr_applicant_name Joan Jackson cs:attr_dob "1969-07-09" %% xsd:date cs:attr_email_address sean02@example.com cs:attr_emp_length 16 cs:attr_emp_title Building surveyor cs:attr_home_ownership 4 cs:attr_phone_number +4420 74960069 cs:attr_prev_address Flat 26y, Georgina camp, Gavinmouth, B0U 7WN pl:created_at 2025-12-01T03:13:42.649181 ann3->n3 n4 app:decisions/576 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b11 n4->b11 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-12-04T20:39:42.032254 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:e65a3ba4-a217-4ca5-8a7a-c1948e7243f0 n6->n3 used n7 app:records/2000 n6->n7 used n8 app:records/2001 n6->n8 used n9 app:records/2002 n6->n9 used n11 app:creditreports/576 n6->n11 used n12 app:records/1999 n6->n12 used b10 n6->b10 wasAssociatedWith ann6 prov:startTime 2025-12-01T03:13:42.649000+00:00 prov:endTime 2025-12-04T20:39:42.032000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n22 app:providers/14 n7->n22 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1168.31" %% xsd:float cs:attr_credit_limit "1500.0" %% xsd:float cs:attr_month Jun-2025 cs:attr_payment_amount "25.81" %% xsd:float pl:created_at 2025-12-04T20:39:42.030175 ann7->n7 n8->n22 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1168.31" %% xsd:float cs:attr_credit_limit "1500.0" %% xsd:float cs:attr_month Oct-2025 cs:attr_payment_amount "53.46" %% xsd:float pl:created_at 2025-12-04T20:39:42.030784 ann8->n8 n9->n22 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1168.31" %% xsd:float cs:attr_credit_limit "1500.0" %% xsd:float cs:attr_month Jul-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-12-04T20:39:42.031353 ann9->n9 n10 app:models/creditcard_assessment n16 app:providers/1 n11->n16 wasAttributedTo n17 uuid:0a4fa6f4-d4f4-409e-8c8f-8f01b3f975b6 n11->n17 wasGeneratedBy b13 n11->b13 wasDerivedFrom b15 n11->b15 wasDerivedFrom b16 n11->b16 wasDerivedFrom b17 n11->b17 wasDerivedFrom b18 n11->b18 wasDerivedFrom b19 n11->b19 wasDerivedFrom b20 n11->b20 wasDerivedFrom ann10 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 273 pl:created_at 2025-12-04T20:39:42.022697 ann10->n11 n12->n22 wasAttributedTo ann11 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1168.31" %% xsd:float cs:attr_credit_limit "1500.0" %% xsd:float cs:attr_month Jun-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-12-04T20:39:42.029422 ann11->n12 n13 app:recommendations/576 n13->n5 wasAttributedTo n13->n6 wasGeneratedBy b4 n13->b4 wasDerivedFrom b5 n13->b5 wasDerivedFrom b6 n13->b6 wasDerivedFrom b7 n13->b7 wasDerivedFrom b8 n13->b8 wasDerivedFrom b9 n13->b9 wasDerivedFrom ann12 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-12-04T20:39:42.032254 pl:reason cs:low_credit_score ann12->n13 ann13 prov:label Joan Jackson prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann13->n14 n15 app:applications/283/id b12 n15->b12 wasDerivedFrom ann14 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Studio 85, Moore spurs, Lake Sian, B21 7EF cs:attr_applicant_name Joan Jackson cs:attr_dob "1969-07-09" %% xsd:date cs:attr_prev_address Flat 26y, Georgina camp, Gavinmouth, B0U 7WN ann14->n15 ann15 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann15->n16 n17->n15 used b14 n17->b14 wasAssociatedWith ann16 prov:startTime 2025-12-04T20:39:42.022000+00:00 prov:endTime 2025-12-04T20:39:42.022000+00:00 prov:type cs:SearchingCreditHistory ann16->n17 n18 app:providers/2 ann17 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann17->n18 n19 app:records/1997 n19->n18 wasAttributedTo ann18 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 85, Moore spurs, Lake Sian, B21 7EF cs:attr_from_date "2025-10-23" %% xsd:date pl:created_at 2025-11-11T00:00:00 ann18->n19 n20 app:providers/11 ann19 prov:label Sky prov:type cs:DataProvider prov:type cs:UtilityCompany ann19->n20 n21 app:records/1998 n21->n20 wasAttributedTo ann20 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 85, Moore spurs, Lake Sian, B21 7EF cs:attr_first_confirmed "2025-12-02" %% xsd:date cs:attr_last_confirmed "2025-02-18" %% xsd:date cs:attr_prev_address Flat 26y, Georgina camp, Gavinmouth, B0U 7WN pl:created_at 2025-12-04T20:39:42.027726 ann20->n21 ann21 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann21->n22 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n9 b5->n8 b6->n11 b7->n3 b8->n7 b9->n12 b10->n5 b10->n10 plan b11->n13 b12->n3 b13->n15 b14->n16 b15->n19 b16->n8 b17->n12 b18->n7 b19->n9 b20->n21