Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #555
Decided on: Dec. 27, 2022, 9:40 a.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:fae180cc-1817-4565-a9b4-23219511806c
n4
app:applications/197
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-07-29T07:57:20.042000+01:00
prov:endTime
2022-12-27T09:40:59.104000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/555
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b22
n3->b22
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-12-27T09:40:59.104188
pl:reason
cs:low_credit_score
ann3->n3
n25
app:applicants/197
n4->n25
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 6, Smith street, Lynnport, S61 1GE
cs:attr_annual_income
10000
cs:attr_applicant_name
Eileen Lawson
cs:attr_dob
"1971-04-11" %% xsd:date
cs:attr_email_address
kirstywright@freeman.co.uk
cs:attr_emp_length
16
cs:attr_emp_title
Farm manager
cs:attr_home_ownership
2
cs:attr_phone_number
0114 496 0788
cs:attr_prev_address
62 Moran crescent, West Arthurhaven, G7D 0SR
pl:created_at
2022-07-29T07:57:20.042286
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:e3fd1315-7b93-4d10-86d2-65d3c0b6e64e
n6->n4
used
n7
app:records/1176
n6->n7
used
n8
app:records/1177
n6->n8
used
n9
app:records/1199
n6->n9
used
n10
app:records/1178
n6->n10
used
n11
app:records/1227
n6->n11
used
n12
app:records/1931
n6->n12
used
n13
app:records/1579
n6->n13
used
n14
app:records/1932
n6->n14
used
n15
app:records/1228
n6->n15
used
n16
app:records/1229
n6->n16
used
n17
app:creditreports/555
n6->n17
used
n18
app:records/1577
n6->n18
used
n19
app:records/1578
n6->n19
used
n20
app:records/1226
n6->n20
used
n22
app:records/1408
n6->n22
used
n23
app:records/1409
n6->n23
used
b21
n6->b21
wasAssociatedWith
ann6
prov:startTime
2022-07-29T07:57:20.042000+01:00
prov:endTime
2022-12-27T09:40:59.104000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n33
app:providers/15
n12->n33
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"728.02" %% xsd:float
cs:attr_credit_limit
"2800.0" %% xsd:float
cs:attr_month
May-2022
cs:attr_payment_amount
"72.74" %% xsd:float
pl:created_at
2022-12-27T09:40:59.099906
ann7->n12
n14->n33
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"728.02" %% xsd:float
cs:attr_credit_limit
"2800.0" %% xsd:float
cs:attr_month
Aug-2022
cs:attr_payment_amount
"9.98" %% xsd:float
pl:created_at
2022-12-27T09:40:59.101858
ann8->n14
n27
app:providers/1
n17->n27
wasAttributedTo
n28
uuid:caa37838-5626-4645-be56-8590c4062f9f
n17->n28
wasGeneratedBy
b25
n17->b25
wasDerivedFrom
b26
n17->b26
wasDerivedFrom
b27
n17->b27
wasDerivedFrom
b28
n17->b28
wasDerivedFrom
b29
n17->b29
wasDerivedFrom
ann9
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
246
pl:created_at
2022-12-27T09:40:59.090999
ann9->n17
n21
app:models/creditcard_assessment
n24
app:recommendations/555
n24->n5
wasAttributedTo
n24->n6
wasGeneratedBy
b4
n24->b4
wasDerivedFrom
b5
n24->b5
wasDerivedFrom
b6
n24->b6
wasDerivedFrom
b7
n24->b7
wasDerivedFrom
b8
n24->b8
wasDerivedFrom
b9
n24->b9
wasDerivedFrom
b10
n24->b10
wasDerivedFrom
b11
n24->b11
wasDerivedFrom
b12
n24->b12
wasDerivedFrom
b13
n24->b13
wasDerivedFrom
b14
n24->b14
wasDerivedFrom
b15
n24->b15
wasDerivedFrom
b16
n24->b16
wasDerivedFrom
b17
n24->b17
wasDerivedFrom
b18
n24->b18
wasDerivedFrom
b19
n24->b19
wasDerivedFrom
b20
n24->b20
wasDerivedFrom
ann10
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-12-27T09:40:59.104188
pl:reason
cs:low_credit_score
ann10->n24
ann11
prov:label
Eileen Lawson
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n25
n26
app:applications/197/id
b23
n26->b23
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 6, Smith street, Lynnport, S61 1GE
cs:attr_applicant_name
Eileen Lawson
cs:attr_dob
"1971-04-11" %% xsd:date
cs:attr_prev_address
62 Moran crescent, West Arthurhaven, G7D 0SR
ann12->n26
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n27
n28->n26
used
b24
n28->b24
wasAssociatedWith
ann14
prov:startTime
2022-12-27T09:40:59.090000+00:00
prov:endTime
2022-12-27T09:40:59.090000+00:00
prov:type
cs:SearchingCreditHistory
ann14->n28
n29
app:providers/2
ann15
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann15->n29
n30
app:records/1174
n30->n29
wasAttributedTo
ann16
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 6, Smith street, Lynnport, S61 1GE
cs:attr_from_date
"2019-08-28" %% xsd:date
pl:created_at
2022-07-17T00:00:00
ann16->n30
n31
app:providers/4
ann17
prov:label
O2
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann17->n31
n32
app:records/1175
n32->n31
wasAttributedTo
ann18
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 6, Smith street, Lynnport, S61 1GE
cs:attr_first_confirmed
"2022-07-16" %% xsd:date
cs:attr_last_confirmed
"2022-01-04" %% xsd:date
cs:attr_prev_address
62 Moran crescent, West Arthurhaven, G7D 0SR
pl:created_at
2022-07-30T17:53:46.799611
ann18->n32
ann19
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann19->n33
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n18
b5->n17
b6->n20
b7->n15
b8->n23
b9->n4
b10->n22
b11->n11
b12->n16
b13->n10
b14->n8
b15->n12
b16->n7
b17->n9
b18->n19
b19->n14
b20->n13
b21->n5
b21->n21
plan
b22->n24
b23->n4
b24->n27
b25->n26
b26->n12
b27->n32
b28->n30
b29->n14