Provenance for Decision #550

Decided on: Dec. 26, 2022, 3:22 p.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:c1be74ad-ae86-4c91-a02b-eb5848a30d37 n4 app:applications/122 n2->n4 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2021-11-24T04:44:48.752000+00:00 prov:endTime 2022-12-26T15:22:49.649000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/550 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b2 n3->b2 wasDerivedFrom b17 n3->b17 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2022-12-26T15:22:49.649979 pl:reason cs:low_credit_score ann3->n3 n20 app:applicants/122 n4->n20 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 2 Lauren garden, South Sheila, HS4 7NT cs:attr_annual_income 16000 cs:attr_applicant_name Marion Young cs:attr_dob "1957-06-16" %% xsd:date cs:attr_email_address nicholsonmary@hotmail.co.uk cs:attr_emp_length 32 cs:attr_emp_title English as a foreign language teacher cs:attr_home_ownership 4 cs:attr_phone_number 01914960919 cs:attr_prev_address Studio 7, Green avenue, Simpsonhaven, W61 2ZD pl:created_at 2021-11-24T04:44:48.752265 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:a934bd8b-275a-4d1b-b317-fcb1fda28004 n6->n4 used n7 app:records/628 n6->n7 used n8 app:records/1557 n6->n8 used n9 app:records/1920 n6->n9 used n10 app:records/1558 n6->n10 used n11 app:records/1559 n6->n11 used n12 app:records/626 n6->n12 used n13 app:records/627 n6->n13 used n14 app:records/1556 n6->n14 used n15 app:records/1919 n6->n15 used n17 app:creditreports/550 n6->n17 used n18 app:records/1390 n6->n18 used b16 n6->b16 wasAssociatedWith ann6 prov:startTime 2021-11-24T04:44:48.752000+00:00 prov:endTime 2022-12-26T15:22:49.649000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n28 app:providers/14 n9->n28 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "450.76" %% xsd:float cs:attr_credit_limit "800.0" %% xsd:float cs:attr_month Aug-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-12-26T15:22:49.647449 ann7->n9 n15->n28 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "450.76" %% xsd:float cs:attr_credit_limit "800.0" %% xsd:float cs:attr_month May-2022 cs:attr_payment_amount "41.01" %% xsd:float pl:created_at 2022-12-26T15:22:49.645422 ann8->n15 n16 app:models/creditcard_assessment n22 app:providers/1 n17->n22 wasAttributedTo n23 uuid:0dd89a8f-82ba-435d-a1f0-644bfabd5b93 n17->n23 wasGeneratedBy b19 n17->b19 wasDerivedFrom b21 n17->b21 wasDerivedFrom b22 n17->b22 wasDerivedFrom b23 n17->b23 wasDerivedFrom b24 n17->b24 wasDerivedFrom ann9 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 303 pl:created_at 2022-12-26T15:22:49.635412 ann9->n17 n19 app:recommendations/550 n19->n5 wasAttributedTo n19->n6 wasGeneratedBy b4 n19->b4 wasDerivedFrom b5 n19->b5 wasDerivedFrom b6 n19->b6 wasDerivedFrom b7 n19->b7 wasDerivedFrom b8 n19->b8 wasDerivedFrom b9 n19->b9 wasDerivedFrom b10 n19->b10 wasDerivedFrom b11 n19->b11 wasDerivedFrom b12 n19->b12 wasDerivedFrom b13 n19->b13 wasDerivedFrom b14 n19->b14 wasDerivedFrom b15 n19->b15 wasDerivedFrom ann10 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2022-12-26T15:22:49.649979 pl:reason cs:low_credit_score ann10->n19 ann11 prov:label Marion Young prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n20 n21 app:applications/122/id b18 n21->b18 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 2 Lauren garden, South Sheila, HS4 7NT cs:attr_applicant_name Marion Young cs:attr_dob "1957-06-16" %% xsd:date cs:attr_prev_address Studio 7, Green avenue, Simpsonhaven, W61 2ZD ann12->n21 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n22 n23->n21 used b20 n23->b20 wasAssociatedWith ann14 prov:startTime 2022-12-26T15:22:49.635000+00:00 prov:endTime 2022-12-26T15:22:49.635000+00:00 prov:type cs:SearchingCreditHistory ann14->n23 n24 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n24 n25 app:records/624 n25->n24 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 2 Lauren garden, South Sheila, HS4 7NT cs:attr_from_date "2021-05-03" %% xsd:date pl:created_at 2021-11-13T00:00:00 ann16->n25 n26 app:providers/7 ann17 prov:label Tesco Mobile prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n26 n27 app:records/625 n27->n26 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 2 Lauren garden, South Sheila, HS4 7NT cs:attr_first_confirmed "2021-11-21" %% xsd:date cs:attr_last_confirmed "2021-04-16" %% xsd:date cs:attr_prev_address Studio 7, Green avenue, Simpsonhaven, W61 2ZD pl:created_at 2021-12-04T14:22:48.721040 ann18->n27 ann19 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n28 b1->n1 b2->n4 b3->n1 b3->n6 activity b4->n15 b5->n12 b6->n18 b7->n11 b8->n8 b9->n7 b10->n4 b11->n17 b12->n13 b13->n9 b14->n14 b15->n10 b16->n5 b16->n16 plan b17->n19 b18->n4 b19->n21 b20->n22 b21->n9 b22->n27 b23->n25 b24->n15