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Provenance for Decision #520
Decided on: Nov. 30, 2022, 6:43 p.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:49e0bde4-aff7-4a73-8350-f4f55a77c7ad
n3
app:applications/261
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-11-29T16:58:27.919000+00:00
prov:endTime
2022-11-30T18:43:44.235000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n14
app:applicants/261
n3->n14
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
2 Rosie harbors, West Philipstad, NW5P 3RE
cs:attr_annual_income
18000
cs:attr_applicant_name
Marion Wright
cs:attr_dob
"1984-01-22" %% xsd:date
cs:attr_email_address
lambertconnor@example.net
cs:attr_emp_length
12
cs:attr_emp_title
Commercial horticulturist
cs:attr_home_ownership
3
cs:attr_phone_number
01134960703
cs:attr_prev_address
Studio 53, Annette orchard, West Anne, WS31 0ZN
pl:created_at
2022-11-29T16:58:27.919315
ann3->n3
n4
app:decisions/520
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b11
n4->b11
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-11-30T18:43:44.235841
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:40da7a27-946a-43f6-aa89-bbd809fd0a36
n6->n3
used
n7
app:records/1808
n6->n7
used
n8
app:records/1809
n6->n8
used
n10
app:records/1810
n6->n10
used
n12
app:creditreports/520
n6->n12
used
n13
app:records/1811
n6->n13
used
b10
n6->b10
wasAssociatedWith
ann6
prov:startTime
2022-11-29T16:58:27.919000+00:00
prov:endTime
2022-11-30T18:43:44.235000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n22
app:providers/15
n7->n22
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1467.02" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
May-2022
cs:attr_payment_amount
"142.99" %% xsd:float
pl:created_at
2022-11-30T18:43:44.221447
ann7->n7
n8->n22
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1467.02" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Jul-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-11-30T18:43:44.230606
ann8->n8
n9
app:models/creditcard_assessment
n10->n22
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1467.02" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Mar-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-11-30T18:43:44.232079
ann9->n10
n11
app:recommendations/520
n11->n5
wasAttributedTo
n11->n6
wasGeneratedBy
b4
n11->b4
wasDerivedFrom
b5
n11->b5
wasDerivedFrom
b6
n11->b6
wasDerivedFrom
b7
n11->b7
wasDerivedFrom
b8
n11->b8
wasDerivedFrom
b9
n11->b9
wasDerivedFrom
ann10
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-11-30T18:43:44.235841
pl:reason
cs:low_credit_score
ann10->n11
n16
app:providers/1
n12->n16
wasAttributedTo
n17
uuid:b23f0f22-9350-4667-873b-d0d3be877e6f
n12->n17
wasGeneratedBy
b13
n12->b13
wasDerivedFrom
b15
n12->b15
wasDerivedFrom
b16
n12->b16
wasDerivedFrom
b17
n12->b17
wasDerivedFrom
b18
n12->b18
wasDerivedFrom
b19
n12->b19
wasDerivedFrom
b20
n12->b20
wasDerivedFrom
ann11
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
203
pl:created_at
2022-11-30T18:43:44.162134
ann11->n12
n13->n22
wasAttributedTo
ann12
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1467.02" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Feb-2022
cs:attr_payment_amount
"49.8" %% xsd:float
pl:created_at
2022-11-30T18:43:44.233530
ann12->n13
ann13
prov:label
Marion Wright
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n14
n15
app:applications/261/id
b12
n15->b12
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
2 Rosie harbors, West Philipstad, NW5P 3RE
cs:attr_applicant_name
Marion Wright
cs:attr_dob
"1984-01-22" %% xsd:date
cs:attr_prev_address
Studio 53, Annette orchard, West Anne, WS31 0ZN
ann14->n15
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n16
n17->n15
used
b14
n17->b14
wasAssociatedWith
ann16
prov:startTime
2022-11-30T18:43:44.162000+00:00
prov:endTime
2022-11-30T18:43:44.162000+00:00
prov:type
cs:SearchingCreditHistory
ann16->n17
n18
app:providers/2
ann17
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann17->n18
n19
app:records/1806
n19->n18
wasAttributedTo
ann18
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
2 Rosie harbors, West Philipstad, NW5P 3RE
cs:attr_from_date
"2021-08-17" %% xsd:date
pl:created_at
2022-11-01T00:00:00
ann18->n19
n20
app:providers/10
ann19
prov:label
BT
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann19->n20
n21
app:records/1807
n21->n20
wasAttributedTo
ann20
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
2 Rosie harbors, West Philipstad, NW5P 3RE
cs:attr_first_confirmed
"2022-11-14" %% xsd:date
cs:attr_last_confirmed
"2022-03-20" %% xsd:date
cs:attr_prev_address
Studio 53, Annette orchard, West Anne, WS31 0ZN
pl:created_at
2022-11-30T18:43:44.210731
ann20->n21
ann21
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann21->n22
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n3
b5->n12
b6->n13
b7->n10
b8->n7
b9->n8
b10->n5
b10->n9
plan
b11->n11
b12->n3
b13->n15
b14->n16
b15->n8
b16->n19
b17->n13
b18->n7
b19->n21
b20->n10