Provenance for Decision #520

Decided on: Oct. 30, 2025, 12:59 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:16f8d7dd-c3f8-4eeb-8528-8d91793ec6d6 n3 app:applications/262 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2025-10-30T00:59:09.370000+00:00 prov:endTime 2025-10-30T00:59:11.082000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n13 app:applicants/262 n3->n13 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Studio 6, Bernard mountain, Leestad, TQ6B 9PH cs:attr_annual_income 9000 cs:attr_applicant_name Kayleigh Cook cs:attr_dob "1994-08-31" %% xsd:date cs:attr_email_address hallthomas@example.net cs:attr_emp_length 0 cs:attr_emp_title Investment banker, operational cs:attr_home_ownership 4 cs:attr_phone_number +44(0)909 8790494 cs:attr_prev_address 7 Joyce row, Richardsburgh, G0 6YW pl:created_at 2025-10-30T00:59:09.370985 ann3->n3 n4 app:decisions/520 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b10 n4->b10 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-10-30T00:59:11.082507 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:3d13fabd-f52b-43e0-9cc3-237102de7b20 n6->n3 used n9 app:creditreports/520 n6->n9 used n10 app:records/1811 n6->n10 used n11 app:records/1812 n6->n11 used n12 app:records/1813 n6->n12 used b9 n6->b9 wasAssociatedWith ann6 prov:startTime 2025-10-30T00:59:09.370000+00:00 prov:endTime 2025-10-30T00:59:11.082000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n8 app:recommendations/520 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b4 n8->b4 wasDerivedFrom b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom b7 n8->b7 wasDerivedFrom b8 n8->b8 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-10-30T00:59:11.082507 pl:reason cs:low_credit_score ann7->n8 n15 app:providers/1 n9->n15 wasAttributedTo n16 uuid:dc2191ea-a3be-42df-93ee-4a7c13c8e285 n9->n16 wasGeneratedBy b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 699 pl:created_at 2025-10-30T00:59:11.078623 ann8->n9 n21 app:providers/15 n12->n21 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "2560.67" %% xsd:float cs:attr_credit_limit "2700.0" %% xsd:float cs:attr_month Sep-2025 cs:attr_payment_amount "41.48" %% xsd:float pl:created_at 2025-10-30T00:59:11.081625 ann9->n12 ann10 prov:label Kayleigh Cook prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann10->n13 n14 app:applications/262/id b11 n14->b11 wasDerivedFrom ann11 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Studio 6, Bernard mountain, Leestad, TQ6B 9PH cs:attr_applicant_name Kayleigh Cook cs:attr_dob "1994-08-31" %% xsd:date cs:attr_prev_address 7 Joyce row, Richardsburgh, G0 6YW ann11->n14 ann12 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann12->n15 n16->n14 used b12 n16->b12 wasAssociatedWith ann13 prov:startTime 2025-10-30T00:59:11.078000+00:00 prov:endTime 2025-10-30T00:59:11.078000+00:00 prov:type cs:SearchingCreditHistory ann13->n16 n17 app:providers/2 ann14 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann14->n17 n18 app:records/1809 n18->n17 wasAttributedTo ann15 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 6, Bernard mountain, Leestad, TQ6B 9PH cs:attr_from_date "2024-05-05" %% xsd:date pl:created_at 2025-10-12T00:00:00 ann15->n18 n19 app:providers/3 ann16 prov:label EE prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n19 n20 app:records/1810 n20->n19 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 6, Bernard mountain, Leestad, TQ6B 9PH cs:attr_first_confirmed "2025-10-15" %% xsd:date cs:attr_last_confirmed "2025-05-28" %% xsd:date cs:attr_prev_address 7 Joyce row, Richardsburgh, G0 6YW pl:created_at 2025-10-30T00:59:10.994034 ann17->n20 ann18 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann18->n21 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n10 b5->n12 b6->n9 b7->n11 b8->n3 b9->n5 b9->n7 plan b10->n8 b11->n3 b12->n15 b13->n14 b14->n20 b15->n12 b16->n18