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Provenance for Decision #520
Decided on: Oct. 30, 2025, 12:59 a.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:16f8d7dd-c3f8-4eeb-8528-8d91793ec6d6
n3
app:applications/262
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2025-10-30T00:59:09.370000+00:00
prov:endTime
2025-10-30T00:59:11.082000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n13
app:applicants/262
n3->n13
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 6, Bernard mountain, Leestad, TQ6B 9PH
cs:attr_annual_income
9000
cs:attr_applicant_name
Kayleigh Cook
cs:attr_dob
"1994-08-31" %% xsd:date
cs:attr_email_address
hallthomas@example.net
cs:attr_emp_length
0
cs:attr_emp_title
Investment banker, operational
cs:attr_home_ownership
4
cs:attr_phone_number
+44(0)909 8790494
cs:attr_prev_address
7 Joyce row, Richardsburgh, G0 6YW
pl:created_at
2025-10-30T00:59:09.370985
ann3->n3
n4
app:decisions/520
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b10
n4->b10
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2025-10-30T00:59:11.082507
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:3d13fabd-f52b-43e0-9cc3-237102de7b20
n6->n3
used
n9
app:creditreports/520
n6->n9
used
n10
app:records/1811
n6->n10
used
n11
app:records/1812
n6->n11
used
n12
app:records/1813
n6->n12
used
b9
n6->b9
wasAssociatedWith
ann6
prov:startTime
2025-10-30T00:59:09.370000+00:00
prov:endTime
2025-10-30T00:59:11.082000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n8
app:recommendations/520
n8->n5
wasAttributedTo
n8->n6
wasGeneratedBy
b4
n8->b4
wasDerivedFrom
b5
n8->b5
wasDerivedFrom
b6
n8->b6
wasDerivedFrom
b7
n8->b7
wasDerivedFrom
b8
n8->b8
wasDerivedFrom
ann7
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2025-10-30T00:59:11.082507
pl:reason
cs:low_credit_score
ann7->n8
n15
app:providers/1
n9->n15
wasAttributedTo
n16
uuid:dc2191ea-a3be-42df-93ee-4a7c13c8e285
n9->n16
wasGeneratedBy
b13
n9->b13
wasDerivedFrom
b14
n9->b14
wasDerivedFrom
b15
n9->b15
wasDerivedFrom
b16
n9->b16
wasDerivedFrom
ann8
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
699
pl:created_at
2025-10-30T00:59:11.078623
ann8->n9
n21
app:providers/15
n12->n21
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2560.67" %% xsd:float
cs:attr_credit_limit
"2700.0" %% xsd:float
cs:attr_month
Sep-2025
cs:attr_payment_amount
"41.48" %% xsd:float
pl:created_at
2025-10-30T00:59:11.081625
ann9->n12
ann10
prov:label
Kayleigh Cook
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann10->n13
n14
app:applications/262/id
b11
n14->b11
wasDerivedFrom
ann11
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 6, Bernard mountain, Leestad, TQ6B 9PH
cs:attr_applicant_name
Kayleigh Cook
cs:attr_dob
"1994-08-31" %% xsd:date
cs:attr_prev_address
7 Joyce row, Richardsburgh, G0 6YW
ann11->n14
ann12
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann12->n15
n16->n14
used
b12
n16->b12
wasAssociatedWith
ann13
prov:startTime
2025-10-30T00:59:11.078000+00:00
prov:endTime
2025-10-30T00:59:11.078000+00:00
prov:type
cs:SearchingCreditHistory
ann13->n16
n17
app:providers/2
ann14
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann14->n17
n18
app:records/1809
n18->n17
wasAttributedTo
ann15
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 6, Bernard mountain, Leestad, TQ6B 9PH
cs:attr_from_date
"2024-05-05" %% xsd:date
pl:created_at
2025-10-12T00:00:00
ann15->n18
n19
app:providers/3
ann16
prov:label
EE
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann16->n19
n20
app:records/1810
n20->n19
wasAttributedTo
ann17
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 6, Bernard mountain, Leestad, TQ6B 9PH
cs:attr_first_confirmed
"2025-10-15" %% xsd:date
cs:attr_last_confirmed
"2025-05-28" %% xsd:date
cs:attr_prev_address
7 Joyce row, Richardsburgh, G0 6YW
pl:created_at
2025-10-30T00:59:10.994034
ann17->n20
ann18
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann18->n21
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n10
b5->n12
b6->n9
b7->n11
b8->n3
b9->n5
b9->n7
plan
b10->n8
b11->n3
b12->n15
b13->n14
b14->n20
b15->n12
b16->n18