Provenance for Decision #519

Decided on: Nov. 29, 2022, 1:57 p.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:03de2e35-869f-4f2b-9680-4495cc21ab06 n4 app:applications/260 n2->n4 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2022-11-29T13:57:09.510000+00:00 prov:endTime 2022-11-29T13:57:18.968000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/519 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b1 n3->b1 wasDerivedFrom b10 n3->b10 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2022-11-29T13:57:18.968942 pl:reason cs:low_credit_score ann3->n3 n13 app:applicants/260 n4->n13 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 4 Mathew bypass, Dianemouth, L3 6DR cs:attr_annual_income 55000 cs:attr_applicant_name Adrian Evans cs:attr_dob "1982-03-19" %% xsd:date cs:attr_email_address dawn78@example.org cs:attr_emp_length 5 cs:attr_emp_title Network engineer cs:attr_home_ownership 2 cs:attr_phone_number 0114 4960469 cs:attr_prev_address 99 Donald knolls, Priceville, BA81 0UU pl:created_at 2022-11-29T13:57:09.510977 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:80e715ac-00f5-4442-9a58-1aa8b11ef09c n6->n4 used n9 app:creditreports/519 n6->n9 used n10 app:records/1803 n6->n10 used n11 app:records/1804 n6->n11 used n12 app:records/1805 n6->n12 used b9 n6->b9 wasAssociatedWith ann6 prov:startTime 2022-11-29T13:57:09.510000+00:00 prov:endTime 2022-11-29T13:57:18.968000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:recommendations/519 n7->n5 wasAttributedTo n7->n6 wasGeneratedBy b4 n7->b4 wasDerivedFrom b5 n7->b5 wasDerivedFrom b6 n7->b6 wasDerivedFrom b7 n7->b7 wasDerivedFrom b8 n7->b8 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2022-11-29T13:57:18.968942 pl:reason cs:low_credit_score ann7->n7 n8 app:models/creditcard_assessment n15 app:providers/1 n9->n15 wasAttributedTo n16 uuid:2f6ba827-ef8d-41a3-b45e-4693633515e6 n9->n16 wasGeneratedBy b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom b17 n9->b17 wasDerivedFrom b18 n9->b18 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 146 pl:created_at 2022-11-29T13:57:18.858998 ann8->n9 n21 app:providers/14 n10->n21 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "420.54" %% xsd:float cs:attr_credit_limit "2000.0" %% xsd:float cs:attr_month Sep-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-11-29T13:57:18.954563 ann9->n10 n11->n21 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "420.54" %% xsd:float cs:attr_credit_limit "2000.0" %% xsd:float cs:attr_month Mar-2022 cs:attr_payment_amount "2.53" %% xsd:float pl:created_at 2022-11-29T13:57:18.964923 ann10->n11 n12->n21 wasAttributedTo ann11 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "420.54" %% xsd:float cs:attr_credit_limit "2000.0" %% xsd:float cs:attr_month Jul-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-11-29T13:57:18.966471 ann11->n12 ann12 prov:label Adrian Evans prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann12->n13 n14 app:applications/260/id b11 n14->b11 wasDerivedFrom ann13 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 4 Mathew bypass, Dianemouth, L3 6DR cs:attr_applicant_name Adrian Evans cs:attr_dob "1982-03-19" %% xsd:date cs:attr_prev_address 99 Donald knolls, Priceville, BA81 0UU ann13->n14 ann14 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann14->n15 n16->n14 used b12 n16->b12 wasAssociatedWith ann15 prov:startTime 2022-11-29T13:57:18.858000+00:00 prov:endTime 2022-11-29T13:57:18.858000+00:00 prov:type cs:SearchingCreditHistory ann15->n16 n17 app:providers/2 ann16 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann16->n17 n18 app:records/1801 n18->n17 wasAttributedTo ann17 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 4 Mathew bypass, Dianemouth, L3 6DR cs:attr_from_date "2022-01-31" %% xsd:date pl:created_at 2022-11-19T00:00:00 ann17->n18 n19 app:providers/9 ann18 prov:label GiffGaff prov:type cs:DataProvider prov:type cs:UtilityCompany ann18->n19 n20 app:records/1802 n20->n19 wasAttributedTo ann19 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 4 Mathew bypass, Dianemouth, L3 6DR cs:attr_first_confirmed "2022-11-07" %% xsd:date cs:attr_last_confirmed "2022-08-26" %% xsd:date cs:attr_prev_address 99 Donald knolls, Priceville, BA81 0UU pl:created_at 2022-11-29T13:57:18.943662 ann19->n20 ann20 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann20->n21 b1->n4 b2->n1 b3->n1 b3->n6 activity b4->n12 b5->n11 b6->n4 b7->n10 b8->n9 b9->n5 b9->n8 plan b10->n7 b11->n4 b12->n15 b13->n14 b14->n11 b15->n10 b16->n18 b17->n20 b18->n12