Provenance for Decision #513

Decided on: Nov. 24, 2022, 1:15 p.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:f9e97ab2-342b-4eae-b96d-9b339caef366 n3 app:applications/259 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2022-11-24T03:09:30.858000+00:00 prov:endTime 2022-11-24T13:15:44.995000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n12 app:applicants/259 n3->n12 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 26, Reece roads, Lake Irenefort, ZE0 7FA cs:attr_annual_income 18000 cs:attr_applicant_name Sian Greenwood-Cooper cs:attr_dob "1972-11-15" %% xsd:date cs:attr_email_address wardjonathan@example.org cs:attr_emp_length 13 cs:attr_emp_title Designer, textile cs:attr_home_ownership 1 cs:attr_phone_number (0113) 496 0693 cs:attr_prev_address 4 Bryan ville, Rogersport, DT42 9UD pl:created_at 2022-11-24T03:09:30.858771 ann3->n3 n4 app:decisions/513 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b9 n4->b9 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2022-11-24T13:15:44.995871 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:21744f3a-c5f9-4c20-a85f-64c7a2c838c6 n6->n3 used n9 app:creditreports/513 n6->n9 used n10 app:records/1786 n6->n10 used n11 app:records/1787 n6->n11 used b8 n6->b8 wasAssociatedWith ann6 prov:startTime 2022-11-24T03:09:30.858000+00:00 prov:endTime 2022-11-24T13:15:44.995000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n8 app:recommendations/513 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b4 n8->b4 wasDerivedFrom b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom b7 n8->b7 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2022-11-24T13:15:44.995871 pl:reason cs:low_credit_score ann7->n8 n14 app:providers/1 n9->n14 wasAttributedTo n15 uuid:72617d1c-0502-4ea1-9543-969431d5d48f n9->n15 wasGeneratedBy b12 n9->b12 wasDerivedFrom b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 83 pl:created_at 2022-11-24T13:15:44.853780 ann8->n9 n16 app:providers/14 n10->n16 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "77.81" %% xsd:float cs:attr_credit_limit "1800.0" %% xsd:float cs:attr_month Feb-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-11-24T13:15:44.981978 ann9->n10 n11->n16 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "77.81" %% xsd:float cs:attr_credit_limit "1800.0" %% xsd:float cs:attr_month Sep-2022 cs:attr_payment_amount "0.03" %% xsd:float pl:created_at 2022-11-24T13:15:44.993132 ann10->n11 ann11 prov:label Sian Greenwood-Cooper prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n12 n13 app:applications/259/id b10 n13->b10 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 26, Reece roads, Lake Irenefort, ZE0 7FA cs:attr_applicant_name Sian Greenwood-Cooper cs:attr_dob "1972-11-15" %% xsd:date cs:attr_prev_address 4 Bryan ville, Rogersport, DT42 9UD ann12->n13 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n14 n15->n13 used b11 n15->b11 wasAssociatedWith ann14 prov:startTime 2022-11-24T13:15:44.853000+00:00 prov:endTime 2022-11-24T13:15:44.853000+00:00 prov:type cs:SearchingCreditHistory ann14->n15 ann15 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann15->n16 n17 app:providers/10 ann16 prov:label BT prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n17 n18 app:records/1785 n18->n17 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 26, Reece roads, Lake Irenefort, ZE0 7FA cs:attr_first_confirmed "2022-11-18" %% xsd:date cs:attr_last_confirmed "2022-09-29" %% xsd:date cs:attr_prev_address 4 Bryan ville, Rogersport, DT42 9UD pl:created_at 2022-11-24T13:15:44.970484 ann17->n18 n19 app:providers/2 ann18 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann18->n19 n20 app:records/1784 n20->n19 wasAttributedTo ann19 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 26, Reece roads, Lake Irenefort, ZE0 7FA cs:attr_from_date "2021-06-28" %% xsd:date pl:created_at 2022-11-10T00:00:00 ann19->n20 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n9 b5->n3 b6->n10 b7->n11 b8->n5 b8->n7 plan b9->n8 b10->n3 b11->n14 b12->n13 b13->n10 b14->n18 b15->n20 b16->n11