Provenance for Decision #502

Decided on: Nov. 19, 2022, 1:17 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:494f9f2c-b4d9-45fb-8303-6b831200cbd2 n3 app:applications/256 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2022-11-19T01:17:49.489000+00:00 prov:endTime 2022-11-19T01:17:53.277000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n14 app:applicants/256 n3->n14 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Studio 2, Hanson light, Natashaberg, SE73 2EP cs:attr_annual_income 122000 cs:attr_applicant_name Hollie Talbot cs:attr_dob "1981-10-12" %% xsd:date cs:attr_email_address hardingmohamed@example.net cs:attr_emp_length 14 cs:attr_emp_title Clothing/textile technologist cs:attr_home_ownership 2 cs:attr_phone_number +44(0)306 9990702 cs:attr_prev_address Flat 52, Phillips estates, Lake Mohammedbury, L69 2UW pl:created_at 2022-11-19T01:17:49.489027 ann3->n3 n4 app:decisions/502 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b11 n4->b11 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2022-11-19T01:17:53.277694 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:946bcf2d-8416-42c8-ad90-e8138d47bb34 n6->n3 used n9 app:records/1751 n6->n9 used n10 app:creditreports/502 n6->n10 used n11 app:records/1752 n6->n11 used n12 app:records/1753 n6->n12 used n13 app:records/1754 n6->n13 used b10 n6->b10 wasAssociatedWith ann6 prov:startTime 2022-11-19T01:17:49.489000+00:00 prov:endTime 2022-11-19T01:17:53.277000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n8 app:recommendations/502 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b4 n8->b4 wasDerivedFrom b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom b7 n8->b7 wasDerivedFrom b8 n8->b8 wasDerivedFrom b9 n8->b9 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2022-11-19T01:17:53.277694 pl:reason cs:low_credit_score ann7->n8 n18 app:providers/14 n9->n18 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1488.92" %% xsd:float cs:attr_credit_limit "2300.0" %% xsd:float cs:attr_month May-2022 cs:attr_payment_amount "55.45" %% xsd:float pl:created_at 2022-11-19T01:17:53.249943 ann8->n9 n16 app:providers/1 n10->n16 wasAttributedTo n17 uuid:3b3ac419-9b01-4930-a381-6e73f1dd8374 n10->n17 wasGeneratedBy b14 n10->b14 wasDerivedFrom b15 n10->b15 wasDerivedFrom b16 n10->b16 wasDerivedFrom b17 n10->b17 wasDerivedFrom b18 n10->b18 wasDerivedFrom b19 n10->b19 wasDerivedFrom b20 n10->b20 wasDerivedFrom ann9 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 638 pl:created_at 2022-11-19T01:17:53.088652 ann9->n10 n11->n18 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1488.92" %% xsd:float cs:attr_credit_limit "2300.0" %% xsd:float cs:attr_month Jul-2022 cs:attr_payment_amount "61.21" %% xsd:float pl:created_at 2022-11-19T01:17:53.271637 ann10->n11 n12->n18 wasAttributedTo ann11 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1488.92" %% xsd:float cs:attr_credit_limit "2300.0" %% xsd:float cs:attr_month Feb-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-11-19T01:17:53.273291 ann11->n12 n13->n18 wasAttributedTo ann12 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1488.92" %% xsd:float cs:attr_credit_limit "2300.0" %% xsd:float cs:attr_month Jul-2022 cs:attr_payment_amount "36.85" %% xsd:float pl:created_at 2022-11-19T01:17:53.274811 ann12->n13 ann13 prov:label Hollie Talbot prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann13->n14 n15 app:applications/256/id b12 n15->b12 wasDerivedFrom ann14 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Studio 2, Hanson light, Natashaberg, SE73 2EP cs:attr_applicant_name Hollie Talbot cs:attr_dob "1981-10-12" %% xsd:date cs:attr_prev_address Flat 52, Phillips estates, Lake Mohammedbury, L69 2UW ann14->n15 ann15 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann15->n16 n17->n15 used b13 n17->b13 wasAssociatedWith ann16 prov:startTime 2022-11-19T01:17:53.088000+00:00 prov:endTime 2022-11-19T01:17:53.088000+00:00 prov:type cs:SearchingCreditHistory ann16->n17 ann17 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann17->n18 n19 app:providers/13 ann18 prov:label VOXI prov:type cs:DataProvider prov:type cs:UtilityCompany ann18->n19 n20 app:records/1750 n20->n19 wasAttributedTo ann19 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 2, Hanson light, Natashaberg, SE73 2EP cs:attr_first_confirmed "2022-10-23" %% xsd:date cs:attr_last_confirmed "2022-05-28" %% xsd:date cs:attr_prev_address Flat 52, Phillips estates, Lake Mohammedbury, L69 2UW pl:created_at 2022-11-19T01:17:53.237177 ann19->n20 n21 app:providers/2 ann20 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann20->n21 n22 app:records/1749 n22->n21 wasAttributedTo ann21 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 2, Hanson light, Natashaberg, SE73 2EP cs:attr_from_date "2021-03-09" %% xsd:date pl:created_at 2022-11-12T00:00:00 ann21->n22 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n9 b5->n3 b6->n10 b7->n12 b8->n13 b9->n11 b10->n5 b10->n7 plan b11->n8 b12->n3 b13->n16 b14->n15 b15->n12 b16->n22 b17->n11 b18->n20 b19->n9 b20->n13