Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #50
Decided on: Jan. 18, 2025, 4:02 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:9d8d390d-7800-49f3-a5c0-2e5153e0b9ee
n3
app:applications/31
n2->n3
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2025-01-15T02:03:12.072000+00:00
prov:endTime
2025-01-18T16:02:42.440000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n11
app:applicants/31
n3->n11
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Flat 5, Ellie lodge, West Roy, E5J 8AZ
cs:attr_annual_income
101000
cs:attr_applicant_name
Geraldine Tyler
cs:attr_dob
"1962-09-04" %% xsd:date
cs:attr_email_address
marilynkay@example.org
cs:attr_emp_length
25
cs:attr_emp_title
Illustrator
cs:attr_home_ownership
1
cs:attr_phone_number
+44292018810
cs:attr_prev_address
47 Price oval, New Damianborough, M3J 2GH
pl:created_at
2025-01-15T02:03:12.072474
ann3->n3
n4
app:decisions/50
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b2
n4->b2
wasDerivedFrom
b8
n4->b8
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2025-01-18T16:02:42.440927
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:6771911d-8d0e-476d-a785-915b8cb49734
n6->n3
used
n9
app:records/190
n6->n9
used
n10
app:creditreports/50
n6->n10
used
b7
n6->b7
wasAssociatedWith
ann6
prov:startTime
2025-01-15T02:03:12.072000+00:00
prov:endTime
2025-01-18T16:02:42.440000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:recommendations/50
n7->n5
wasAttributedTo
n7->n6
wasGeneratedBy
b4
n7->b4
wasDerivedFrom
b5
n7->b5
wasDerivedFrom
b6
n7->b6
wasDerivedFrom
ann7
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2025-01-18T16:02:42.440927
pl:reason
cs:low_credit_score
ann7->n7
n8
app:models/creditcard_assessment
n19
app:providers/14
n9->n19
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"237.09" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Sep-2024
cs:attr_payment_amount
"11.09" %% xsd:float
pl:created_at
2025-01-18T16:02:42.439979
ann8->n9
n13
app:providers/1
n10->n13
wasAttributedTo
n14
uuid:64a435b7-b703-4f48-adf2-8cdc169b4c39
n10->n14
wasGeneratedBy
b10
n10->b10
wasDerivedFrom
b12
n10->b12
wasDerivedFrom
b13
n10->b13
wasDerivedFrom
b14
n10->b14
wasDerivedFrom
ann9
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
235
pl:created_at
2025-01-18T16:02:42.433828
ann9->n10
ann10
prov:label
Geraldine Tyler
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann10->n11
n12
app:applications/31/id
b9
n12->b9
wasDerivedFrom
ann11
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Flat 5, Ellie lodge, West Roy, E5J 8AZ
cs:attr_applicant_name
Geraldine Tyler
cs:attr_dob
"1962-09-04" %% xsd:date
cs:attr_prev_address
47 Price oval, New Damianborough, M3J 2GH
ann11->n12
ann12
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann12->n13
n14->n12
used
b11
n14->b11
wasAssociatedWith
ann13
prov:startTime
2025-01-18T16:02:42.433000+00:00
prov:endTime
2025-01-18T16:02:42.433000+00:00
prov:type
cs:SearchingCreditHistory
ann13->n14
n15
app:providers/2
ann14
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann14->n15
n16
app:records/188
n16->n15
wasAttributedTo
ann15
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 5, Ellie lodge, West Roy, E5J 8AZ
cs:attr_from_date
"2022-08-18" %% xsd:date
pl:created_at
2025-01-06T00:00:00
ann15->n16
n17
app:providers/5
ann16
prov:label
Vodafone
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann16->n17
n18
app:records/189
n18->n17
wasAttributedTo
ann17
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 5, Ellie lodge, West Roy, E5J 8AZ
cs:attr_first_confirmed
"2025-01-03" %% xsd:date
cs:attr_last_confirmed
"2024-07-14" %% xsd:date
cs:attr_prev_address
47 Price oval, New Damianborough, M3J 2GH
pl:created_at
2025-01-18T16:02:42.438615
ann17->n18
ann18
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann18->n19
b1->n1
b2->n3
b3->n1
b3->n6
activity
b4->n3
b5->n10
b6->n9
b7->n5
b7->n8
plan
b8->n7
b9->n3
b10->n12
b11->n13
b12->n18
b13->n9
b14->n16