Provenance for Decision #499

Decided on: Nov. 18, 2022, 12:37 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:196a63dd-1fcd-43cf-969d-036427689534 n4 app:applications/255 n2->n4 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2022-11-18T00:37:22.244000+00:00 prov:endTime 2022-11-18T00:37:24.528000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/499 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b2 n3->b2 wasDerivedFrom b9 n3->b9 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2022-11-18T00:37:24.528480 pl:reason cs:low_credit_score ann3->n3 n12 app:applicants/255 n4->n12 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 41 Nash ramp, Chapmanport, E47 3DY cs:attr_annual_income 31000 cs:attr_applicant_name Eileen Patel-Gregory cs:attr_dob "1949-01-14" %% xsd:date cs:attr_email_address harrisoncraig@example.com cs:attr_emp_length 24 cs:attr_emp_title Osteopath cs:attr_home_ownership 1 cs:attr_phone_number 01314960114 cs:attr_prev_address Studio 70, Talbot shore, Frankmouth, WC1V 9PQ pl:created_at 2022-11-18T00:37:22.244886 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:27990b2d-fb92-4b38-87ae-aa42241d1063 n6->n4 used n8 app:records/1744 n6->n8 used n9 app:creditreports/499 n6->n9 used n11 app:records/1743 n6->n11 used b8 n6->b8 wasAssociatedWith ann6 prov:startTime 2022-11-18T00:37:22.244000+00:00 prov:endTime 2022-11-18T00:37:24.528000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n16 app:providers/15 n8->n16 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "648.62" %% xsd:float cs:attr_credit_limit "700.0" %% xsd:float cs:attr_month Jul-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-11-18T00:37:24.525575 ann7->n8 n14 app:providers/1 n9->n14 wasAttributedTo n15 uuid:5854944b-93da-475e-8d59-859eb2c15470 n9->n15 wasGeneratedBy b11 n9->b11 wasDerivedFrom b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 383 pl:created_at 2022-11-18T00:37:24.491475 ann8->n9 n10 app:recommendations/499 n10->n5 wasAttributedTo n10->n6 wasGeneratedBy b4 n10->b4 wasDerivedFrom b5 n10->b5 wasDerivedFrom b6 n10->b6 wasDerivedFrom b7 n10->b7 wasDerivedFrom ann9 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2022-11-18T00:37:24.528480 pl:reason cs:low_credit_score ann9->n10 n11->n16 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "648.62" %% xsd:float cs:attr_credit_limit "700.0" %% xsd:float cs:attr_month Sep-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-11-18T00:37:24.523654 ann10->n11 ann11 prov:label Eileen Patel-Gregory prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n12 n13 app:applications/255/id b10 n13->b10 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 41 Nash ramp, Chapmanport, E47 3DY cs:attr_applicant_name Eileen Patel-Gregory cs:attr_dob "1949-01-14" %% xsd:date cs:attr_prev_address Studio 70, Talbot shore, Frankmouth, WC1V 9PQ ann12->n13 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n14 n15->n13 used b12 n15->b12 wasAssociatedWith ann14 prov:startTime 2022-11-18T00:37:24.491000+00:00 prov:endTime 2022-11-18T00:37:24.491000+00:00 prov:type cs:SearchingCreditHistory ann14->n15 ann15 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann15->n16 n17 app:providers/3 ann16 prov:label EE prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n17 n18 app:records/1742 n18->n17 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 41 Nash ramp, Chapmanport, E47 3DY cs:attr_first_confirmed "2022-11-06" %% xsd:date cs:attr_last_confirmed "2022-04-06" %% xsd:date cs:attr_prev_address Studio 70, Talbot shore, Frankmouth, WC1V 9PQ pl:created_at 2022-11-18T00:37:24.512183 ann17->n18 n19 app:providers/2 ann18 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann18->n19 n20 app:records/1741 n20->n19 wasAttributedTo ann19 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 41 Nash ramp, Chapmanport, E47 3DY cs:attr_from_date "2021-08-29" %% xsd:date pl:created_at 2022-11-16T00:00:00 ann19->n20 b1->n1 b2->n4 b3->n1 b3->n6 activity b4->n8 b5->n4 b6->n9 b7->n11 b8->n5 b8->n7 plan b9->n10 b10->n4 b11->n13 b12->n14 b13->n8 b14->n18 b15->n20 b16->n11