Provenance for Decision #498

Decided on: Oct. 16, 2025, 12:27 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:39b583f3-5648-4a8f-a148-f55f3728d9fb n3 app:applications/250 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2025-10-16T00:25:22.407000+01:00 prov:endTime 2025-10-16T00:27:42.354000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n12 app:applicants/250 n3->n12 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 38, James lodge, East Kayleighfurt, OX7 4UB cs:attr_annual_income 103000 cs:attr_applicant_name Sean Brown-Murray cs:attr_dob "1981-05-15" %% xsd:date cs:attr_email_address normanduffy@example.org cs:attr_emp_length 11 cs:attr_emp_title Ship broker cs:attr_home_ownership 4 cs:attr_phone_number +44(0)1184960106 cs:attr_prev_address Flat 91S, Davies track, Collinsville, SW6 5BW pl:created_at 2025-10-16T00:25:22.407287 ann3->n3 n4 app:decisions/498 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b9 n4->b9 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-10-16T00:27:42.354508 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:c4b47838-5def-4841-8bbc-d557f3af1af6 n6->n3 used n9 app:creditreports/498 n6->n9 used n10 app:records/1740 n6->n10 used n11 app:records/1741 n6->n11 used b8 n6->b8 wasAssociatedWith ann6 prov:startTime 2025-10-16T00:25:22.407000+01:00 prov:endTime 2025-10-16T00:27:42.354000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n8 app:recommendations/498 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b4 n8->b4 wasDerivedFrom b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom b7 n8->b7 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-10-16T00:27:42.354508 pl:reason cs:low_credit_score ann7->n8 n14 app:providers/1 n9->n14 wasAttributedTo n15 uuid:a5612ae9-6bc2-42c2-9317-2fca711159be n9->n15 wasGeneratedBy b12 n9->b12 wasDerivedFrom b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 399 pl:created_at 2025-10-16T00:27:42.347052 ann8->n9 n20 app:providers/15 n10->n20 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "369.65" %% xsd:float cs:attr_credit_limit "1300.0" %% xsd:float cs:attr_month Jun-2025 cs:attr_payment_amount "5.76" %% xsd:float pl:created_at 2025-10-16T00:27:42.352914 ann9->n10 n11->n20 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "369.65" %% xsd:float cs:attr_credit_limit "1300.0" %% xsd:float cs:attr_month Jun-2025 cs:attr_payment_amount "3.96" %% xsd:float pl:created_at 2025-10-16T00:27:42.353602 ann10->n11 ann11 prov:label Sean Brown-Murray prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n12 n13 app:applications/250/id b10 n13->b10 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 38, James lodge, East Kayleighfurt, OX7 4UB cs:attr_applicant_name Sean Brown-Murray cs:attr_dob "1981-05-15" %% xsd:date cs:attr_prev_address Flat 91S, Davies track, Collinsville, SW6 5BW ann12->n13 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n14 n15->n13 used b11 n15->b11 wasAssociatedWith ann14 prov:startTime 2025-10-16T00:27:42.347000+01:00 prov:endTime 2025-10-16T00:27:42.347000+01:00 prov:type cs:SearchingCreditHistory ann14->n15 n16 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n16 n17 app:records/1738 n17->n16 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 38, James lodge, East Kayleighfurt, OX7 4UB cs:attr_from_date "2022-11-03" %% xsd:date pl:created_at 2025-10-06T00:00:00 ann16->n17 n18 app:providers/10 ann17 prov:label BT prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n18 n19 app:records/1739 n19->n18 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 38, James lodge, East Kayleighfurt, OX7 4UB cs:attr_first_confirmed "2025-09-18" %% xsd:date cs:attr_last_confirmed "2024-10-22" %% xsd:date cs:attr_prev_address Flat 91S, Davies track, Collinsville, SW6 5BW pl:created_at 2025-10-16T00:27:42.351526 ann18->n19 ann19 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n20 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n9 b5->n10 b6->n3 b7->n11 b8->n5 b8->n7 plan b9->n8 b10->n3 b11->n14 b12->n13 b13->n19 b14->n10 b15->n11 b16->n17