Provenance for Decision #468

Decided on: Oct. 5, 2025, 4:51 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:d7d12774-c50b-4513-bd92-676e54cdb080 n3 app:applications/240 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2025-10-04T18:48:40.601000+01:00 prov:endTime 2025-10-05T04:51:07.022000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n11 app:applicants/240 n3->n11 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 3, David union, Smithton, IG1V 2HT cs:attr_annual_income 79000 cs:attr_applicant_name Hannah Smith-Smart cs:attr_dob "1973-11-10" %% xsd:date cs:attr_email_address edward72@example.net cs:attr_emp_length 23 cs:attr_emp_title Lecturer, further education cs:attr_home_ownership 4 cs:attr_phone_number 0117 496 0627 cs:attr_prev_address 4 Gemma brook, Peacocktown, TD9P 0TT pl:created_at 2025-10-04T18:48:40.601817 ann3->n3 n4 app:decisions/468 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b8 n4->b8 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-10-05T04:51:07.022923 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:32db3d14-f431-4369-88e2-2447dfdd8835 n6->n3 used n9 app:creditreports/468 n6->n9 used n10 app:records/1644 n6->n10 used b7 n6->b7 wasAssociatedWith ann6 prov:startTime 2025-10-04T18:48:40.601000+01:00 prov:endTime 2025-10-05T04:51:07.022000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n8 app:recommendations/468 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b4 n8->b4 wasDerivedFrom b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-10-05T04:51:07.022923 pl:reason cs:low_credit_score ann7->n8 n13 app:providers/1 n9->n13 wasAttributedTo n14 uuid:332118c5-4071-450b-b396-768c9fb61e54 n9->n14 wasGeneratedBy b11 n9->b11 wasDerivedFrom b12 n9->b12 wasDerivedFrom b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 539 pl:created_at 2025-10-05T04:51:07.015476 ann8->n9 n19 app:providers/14 n10->n19 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1018.04" %% xsd:float cs:attr_credit_limit "1600.0" %% xsd:float cs:attr_month Apr-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-10-05T04:51:07.021941 ann9->n10 ann10 prov:label Hannah Smith-Smart prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann10->n11 n12 app:applications/240/id b9 n12->b9 wasDerivedFrom ann11 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 3, David union, Smithton, IG1V 2HT cs:attr_applicant_name Hannah Smith-Smart cs:attr_dob "1973-11-10" %% xsd:date cs:attr_prev_address 4 Gemma brook, Peacocktown, TD9P 0TT ann11->n12 ann12 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann12->n13 n14->n12 used b10 n14->b10 wasAssociatedWith ann13 prov:startTime 2025-10-05T04:51:07.015000+01:00 prov:endTime 2025-10-05T04:51:07.015000+01:00 prov:type cs:SearchingCreditHistory ann13->n14 n15 app:providers/2 ann14 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann14->n15 n16 app:records/1642 n16->n15 wasAttributedTo ann15 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 3, David union, Smithton, IG1V 2HT cs:attr_from_date "2025-02-10" %% xsd:date pl:created_at 2025-09-16T00:00:00 ann15->n16 n17 app:providers/10 ann16 prov:label BT prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n17 n18 app:records/1643 n18->n17 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 3, David union, Smithton, IG1V 2HT cs:attr_first_confirmed "2025-09-12" %% xsd:date cs:attr_last_confirmed "2024-11-25" %% xsd:date cs:attr_prev_address 4 Gemma brook, Peacocktown, TD9P 0TT pl:created_at 2025-10-05T04:51:07.020529 ann17->n18 ann18 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann18->n19 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n3 b5->n9 b6->n10 b7->n5 b7->n7 plan b8->n8 b9->n3 b10->n13 b11->n12 b12->n18 b13->n10 b14->n16