Provenance for Decision #41

Decided on: Dec. 18, 2024, 9:49 p.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:d956c852-e7df-4c0c-babc-b1dfdd9888bb n3 app:applications/24 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2024-12-16T22:20:19.970000+00:00 prov:endTime 2024-12-18T21:49:26.416000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n11 app:applicants/24 n3->n11 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 6, Simpson tunnel, Alexanderland, S12 8XX cs:attr_annual_income 94000 cs:attr_applicant_name Kimberley Marshall cs:attr_dob "1972-04-30" %% xsd:date cs:attr_email_address rachaelstevens@example.com cs:attr_emp_length 12 cs:attr_emp_title Engineer, materials cs:attr_home_ownership 1 cs:attr_phone_number 0306 999 0504 cs:attr_prev_address Flat 61I, Lee loaf, North Teresafurt, W08 6TJ pl:created_at 2024-12-16T22:20:19.970329 ann3->n3 n4 app:decisions/41 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b8 n4->b8 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2024-12-18T21:49:26.416573 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:d50b716d-f051-4b83-9bf9-4040a6fe2261 n6->n3 used n9 app:records/155 n6->n9 used n10 app:creditreports/41 n6->n10 used b4 n6->b4 wasAssociatedWith ann6 prov:startTime 2024-12-16T22:20:19.970000+00:00 prov:endTime 2024-12-18T21:49:26.416000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:recommendations/41 n7->n5 wasAttributedTo n7->n6 wasGeneratedBy b5 n7->b5 wasDerivedFrom b6 n7->b6 wasDerivedFrom b7 n7->b7 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2024-12-18T21:49:26.416573 pl:reason cs:low_credit_score ann7->n7 n8 app:models/creditcard_assessment n19 app:providers/15 n9->n19 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "567.65" %% xsd:float cs:attr_credit_limit "2800.0" %% xsd:float cs:attr_month Jul-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-12-18T21:49:26.415609 ann8->n9 n13 app:providers/1 n10->n13 wasAttributedTo n14 uuid:771b6f89-6408-4b51-8b56-e33a08ce4d22 n10->n14 wasGeneratedBy b11 n10->b11 wasDerivedFrom b12 n10->b12 wasDerivedFrom b13 n10->b13 wasDerivedFrom b14 n10->b14 wasDerivedFrom ann9 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 171 pl:created_at 2024-12-18T21:49:26.409408 ann9->n10 ann10 prov:label Kimberley Marshall prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann10->n11 n12 app:applications/24/id b9 n12->b9 wasDerivedFrom ann11 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 6, Simpson tunnel, Alexanderland, S12 8XX cs:attr_applicant_name Kimberley Marshall cs:attr_dob "1972-04-30" %% xsd:date cs:attr_prev_address Flat 61I, Lee loaf, North Teresafurt, W08 6TJ ann11->n12 ann12 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann12->n13 n14->n12 used b10 n14->b10 wasAssociatedWith ann13 prov:startTime 2024-12-18T21:49:26.409000+00:00 prov:endTime 2024-12-18T21:49:26.409000+00:00 prov:type cs:SearchingCreditHistory ann13->n14 n15 app:providers/2 ann14 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann14->n15 n16 app:records/153 n16->n15 wasAttributedTo ann15 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 6, Simpson tunnel, Alexanderland, S12 8XX cs:attr_from_date "2024-10-04" %% xsd:date pl:created_at 2024-11-28T00:00:00 ann15->n16 n17 app:providers/13 ann16 prov:label VOXI prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n17 n18 app:records/154 n18->n17 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 6, Simpson tunnel, Alexanderland, S12 8XX cs:attr_first_confirmed "2024-11-24" %% xsd:date cs:attr_last_confirmed "2024-09-24" %% xsd:date cs:attr_prev_address Flat 61I, Lee loaf, North Teresafurt, W08 6TJ pl:created_at 2024-12-18T21:49:26.414215 ann17->n18 ann18 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann18->n19 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n5 b4->n8 plan b5->n9 b6->n10 b7->n3 b8->n7 b9->n3 b10->n13 b11->n12 b12->n18 b13->n9 b14->n16