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Provenance for Decision #396
Decided on: Sept. 18, 2022, 2:36 p.m.
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PROV-N
PROV-JSON
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n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:627c9149-c993-48de-9916-ed11cf7b4971
n3
app:applications/224
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-09-18T14:33:53.226000+01:00
prov:endTime
2022-09-18T14:36:32.006000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n19
app:applicants/224
n3->n19
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
350 Francesca heights, Thorpemouth, M98 3WF
cs:attr_annual_income
67000
cs:attr_applicant_name
Callum Hall
cs:attr_dob
"1971-10-25" %% xsd:date
cs:attr_email_address
hslater@wells-bennett.com
cs:attr_emp_length
17
cs:attr_emp_title
Midwife
cs:attr_home_ownership
1
cs:attr_phone_number
+44(0)113 496 0329
cs:attr_prev_address
Studio 53S, Robert meadow, Port Danielleland, W05 3TA
pl:created_at
2022-09-18T14:33:53.226745
ann3->n3
n4
app:decisions/396
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b16
n4->b16
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-09-18T14:36:32.006209
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:63be9ed2-afb9-45a3-82f1-2ac0755d936a
n6->n3
used
n7
app:records/1430
n6->n7
used
n8
app:records/1425
n6->n8
used
n9
app:records/1426
n6->n9
used
n10
app:records/1427
n6->n10
used
n11
app:records/1428
n6->n11
used
n12
app:records/1422
n6->n12
used
n13
app:records/1423
n6->n13
used
n14
app:records/1424
n6->n14
used
n16
app:records/1429
n6->n16
used
n17
app:creditreports/396
n6->n17
used
b4
n6->b4
wasAssociatedWith
ann6
prov:startTime
2022-09-18T14:33:53.226000+01:00
prov:endTime
2022-09-18T14:36:32.006000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n27
app:providers/14
n7->n27
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"983.9" %% xsd:float
cs:attr_credit_limit
"1000.0" %% xsd:float
cs:attr_month
Dec-2021
cs:attr_payment_amount
"11.3" %% xsd:float
pl:created_at
2022-09-18T14:36:32.003391
ann7->n7
n11->n27
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"983.9" %% xsd:float
cs:attr_credit_limit
"1000.0" %% xsd:float
cs:attr_month
Mar-2022
cs:attr_payment_amount
"47.33" %% xsd:float
pl:created_at
2022-09-18T14:36:31.999521
ann8->n11
n15
app:models/creditcard_assessment
n16->n27
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"983.9" %% xsd:float
cs:attr_credit_limit
"1000.0" %% xsd:float
cs:attr_month
Aug-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-09-18T14:36:32.001614
ann9->n16
n21
app:providers/1
n17->n21
wasAttributedTo
n22
uuid:ead64fa0-45ca-4dd6-b0fc-a9ad147951ee
n17->n22
wasGeneratedBy
b19
n17->b19
wasDerivedFrom
b20
n17->b20
wasDerivedFrom
b21
n17->b21
wasDerivedFrom
b22
n17->b22
wasDerivedFrom
b23
n17->b23
wasDerivedFrom
b24
n17->b24
wasDerivedFrom
ann10
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
362
pl:created_at
2022-09-18T14:36:31.991388
ann10->n17
n18
app:recommendations/396
n18->n5
wasAttributedTo
n18->n6
wasGeneratedBy
b5
n18->b5
wasDerivedFrom
b6
n18->b6
wasDerivedFrom
b7
n18->b7
wasDerivedFrom
b8
n18->b8
wasDerivedFrom
b9
n18->b9
wasDerivedFrom
b10
n18->b10
wasDerivedFrom
b11
n18->b11
wasDerivedFrom
b12
n18->b12
wasDerivedFrom
b13
n18->b13
wasDerivedFrom
b14
n18->b14
wasDerivedFrom
b15
n18->b15
wasDerivedFrom
ann11
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-09-18T14:36:32.006209
pl:reason
cs:low_credit_score
ann11->n18
ann12
prov:label
Callum Hall
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann12->n19
n20
app:applications/224/id
b17
n20->b17
wasDerivedFrom
ann13
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
350 Francesca heights, Thorpemouth, M98 3WF
cs:attr_applicant_name
Callum Hall
cs:attr_dob
"1971-10-25" %% xsd:date
cs:attr_prev_address
Studio 53S, Robert meadow, Port Danielleland, W05 3TA
ann13->n20
ann14
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann14->n21
n22->n20
used
b18
n22->b18
wasAssociatedWith
ann15
prov:startTime
2022-09-18T14:36:31.991000+01:00
prov:endTime
2022-09-18T14:36:31.991000+01:00
prov:type
cs:SearchingCreditHistory
ann15->n22
n23
app:providers/2
ann16
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann16->n23
n24
app:records/1420
n24->n23
wasAttributedTo
ann17
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
350 Francesca heights, Thorpemouth, M98 3WF
cs:attr_from_date
"2022-01-01" %% xsd:date
pl:created_at
2022-09-13T00:00:00
ann17->n24
n25
app:providers/5
ann18
prov:label
Vodafone
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n25
n26
app:records/1421
n26->n25
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
350 Francesca heights, Thorpemouth, M98 3WF
cs:attr_first_confirmed
"2022-09-06" %% xsd:date
cs:attr_last_confirmed
"2022-05-23" %% xsd:date
cs:attr_prev_address
Studio 53S, Robert meadow, Port Danielleland, W05 3TA
pl:created_at
2022-09-18T14:36:16.283569
ann19->n26
ann20
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann20->n27
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n5
b4->n15
plan
b5->n14
b6->n11
b7->n7
b8->n10
b9->n17
b10->n12
b11->n13
b12->n3
b13->n16
b14->n9
b15->n8
b16->n18
b17->n3
b18->n21
b19->n20
b20->n24
b21->n7
b22->n11
b23->n16
b24->n26