Provenance for Decision #396

Decided on: Sept. 18, 2022, 2:36 p.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:627c9149-c993-48de-9916-ed11cf7b4971 n3 app:applications/224 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2022-09-18T14:33:53.226000+01:00 prov:endTime 2022-09-18T14:36:32.006000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n19 app:applicants/224 n3->n19 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 350 Francesca heights, Thorpemouth, M98 3WF cs:attr_annual_income 67000 cs:attr_applicant_name Callum Hall cs:attr_dob "1971-10-25" %% xsd:date cs:attr_email_address hslater@wells-bennett.com cs:attr_emp_length 17 cs:attr_emp_title Midwife cs:attr_home_ownership 1 cs:attr_phone_number +44(0)113 496 0329 cs:attr_prev_address Studio 53S, Robert meadow, Port Danielleland, W05 3TA pl:created_at 2022-09-18T14:33:53.226745 ann3->n3 n4 app:decisions/396 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b16 n4->b16 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2022-09-18T14:36:32.006209 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:63be9ed2-afb9-45a3-82f1-2ac0755d936a n6->n3 used n7 app:records/1430 n6->n7 used n8 app:records/1425 n6->n8 used n9 app:records/1426 n6->n9 used n10 app:records/1427 n6->n10 used n11 app:records/1428 n6->n11 used n12 app:records/1422 n6->n12 used n13 app:records/1423 n6->n13 used n14 app:records/1424 n6->n14 used n16 app:records/1429 n6->n16 used n17 app:creditreports/396 n6->n17 used b4 n6->b4 wasAssociatedWith ann6 prov:startTime 2022-09-18T14:33:53.226000+01:00 prov:endTime 2022-09-18T14:36:32.006000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n27 app:providers/14 n7->n27 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "983.9" %% xsd:float cs:attr_credit_limit "1000.0" %% xsd:float cs:attr_month Dec-2021 cs:attr_payment_amount "11.3" %% xsd:float pl:created_at 2022-09-18T14:36:32.003391 ann7->n7 n11->n27 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "983.9" %% xsd:float cs:attr_credit_limit "1000.0" %% xsd:float cs:attr_month Mar-2022 cs:attr_payment_amount "47.33" %% xsd:float pl:created_at 2022-09-18T14:36:31.999521 ann8->n11 n15 app:models/creditcard_assessment n16->n27 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "983.9" %% xsd:float cs:attr_credit_limit "1000.0" %% xsd:float cs:attr_month Aug-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-09-18T14:36:32.001614 ann9->n16 n21 app:providers/1 n17->n21 wasAttributedTo n22 uuid:ead64fa0-45ca-4dd6-b0fc-a9ad147951ee n17->n22 wasGeneratedBy b19 n17->b19 wasDerivedFrom b20 n17->b20 wasDerivedFrom b21 n17->b21 wasDerivedFrom b22 n17->b22 wasDerivedFrom b23 n17->b23 wasDerivedFrom b24 n17->b24 wasDerivedFrom ann10 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 362 pl:created_at 2022-09-18T14:36:31.991388 ann10->n17 n18 app:recommendations/396 n18->n5 wasAttributedTo n18->n6 wasGeneratedBy b5 n18->b5 wasDerivedFrom b6 n18->b6 wasDerivedFrom b7 n18->b7 wasDerivedFrom b8 n18->b8 wasDerivedFrom b9 n18->b9 wasDerivedFrom b10 n18->b10 wasDerivedFrom b11 n18->b11 wasDerivedFrom b12 n18->b12 wasDerivedFrom b13 n18->b13 wasDerivedFrom b14 n18->b14 wasDerivedFrom b15 n18->b15 wasDerivedFrom ann11 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2022-09-18T14:36:32.006209 pl:reason cs:low_credit_score ann11->n18 ann12 prov:label Callum Hall prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann12->n19 n20 app:applications/224/id b17 n20->b17 wasDerivedFrom ann13 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 350 Francesca heights, Thorpemouth, M98 3WF cs:attr_applicant_name Callum Hall cs:attr_dob "1971-10-25" %% xsd:date cs:attr_prev_address Studio 53S, Robert meadow, Port Danielleland, W05 3TA ann13->n20 ann14 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann14->n21 n22->n20 used b18 n22->b18 wasAssociatedWith ann15 prov:startTime 2022-09-18T14:36:31.991000+01:00 prov:endTime 2022-09-18T14:36:31.991000+01:00 prov:type cs:SearchingCreditHistory ann15->n22 n23 app:providers/2 ann16 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann16->n23 n24 app:records/1420 n24->n23 wasAttributedTo ann17 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 350 Francesca heights, Thorpemouth, M98 3WF cs:attr_from_date "2022-01-01" %% xsd:date pl:created_at 2022-09-13T00:00:00 ann17->n24 n25 app:providers/5 ann18 prov:label Vodafone prov:type cs:DataProvider prov:type cs:UtilityCompany ann18->n25 n26 app:records/1421 n26->n25 wasAttributedTo ann19 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 350 Francesca heights, Thorpemouth, M98 3WF cs:attr_first_confirmed "2022-09-06" %% xsd:date cs:attr_last_confirmed "2022-05-23" %% xsd:date cs:attr_prev_address Studio 53S, Robert meadow, Port Danielleland, W05 3TA pl:created_at 2022-09-18T14:36:16.283569 ann19->n26 ann20 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann20->n27 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n5 b4->n15 plan b5->n14 b6->n11 b7->n7 b8->n10 b9->n17 b10->n12 b11->n13 b12->n3 b13->n16 b14->n9 b15->n8 b16->n18 b17->n3 b18->n21 b19->n20 b20->n24 b21->n7 b22->n11 b23->n16 b24->n26