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Provenance for Decision #391
Decided on: Sept. 14, 2022, 1:44 p.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:a346405f-977a-4196-ae7c-32e71937dd96
n3
app:applications/223
n2->n3
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2022-09-14T13:44:35.761000+01:00
prov:endTime
2022-09-14T13:44:57.064000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n12
app:applicants/223
n3->n12
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 05, Kent highway, Lake Patriciahaven, B94 8QA
cs:attr_annual_income
13000
cs:attr_applicant_name
Stephanie Slater
cs:attr_dob
"1977-01-23" %% xsd:date
cs:attr_email_address
michellethompson@hotmail.co.uk
cs:attr_emp_length
9
cs:attr_emp_title
Therapist, music
cs:attr_home_ownership
3
cs:attr_phone_number
+44(0)1164960259
cs:attr_prev_address
Studio 7, Oliver loop, Kyleborough, M52 5DQ
pl:created_at
2022-09-14T13:44:35.761798
ann3->n3
n4
app:decisions/391
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b2
n4->b2
wasDerivedFrom
b9
n4->b9
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-09-14T13:44:57.064254
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:b8f89adc-e28b-4d1b-a41f-139ee7fddb5c
n6->n3
used
n8
app:creditreports/391
n6->n8
used
n10
app:records/1416
n6->n10
used
n11
app:records/1417
n6->n11
used
b8
n6->b8
wasAssociatedWith
ann6
prov:startTime
2022-09-14T13:44:35.761000+01:00
prov:endTime
2022-09-14T13:44:57.064000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:recommendations/391
n7->n5
wasAttributedTo
n7->n6
wasGeneratedBy
b4
n7->b4
wasDerivedFrom
b5
n7->b5
wasDerivedFrom
b6
n7->b6
wasDerivedFrom
b7
n7->b7
wasDerivedFrom
ann7
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-09-14T13:44:57.064254
pl:reason
cs:low_credit_score
ann7->n7
n14
app:providers/1
n8->n14
wasAttributedTo
n15
uuid:e9897e09-8f8e-42b3-bc28-253d0f3b970c
n8->n15
wasGeneratedBy
b12
n8->b12
wasDerivedFrom
b13
n8->b13
wasDerivedFrom
b14
n8->b14
wasDerivedFrom
b15
n8->b15
wasDerivedFrom
b16
n8->b16
wasDerivedFrom
ann8
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
368
pl:created_at
2022-09-14T13:44:57.041586
ann8->n8
n9
app:models/creditcard_assessment
n20
app:providers/15
n10->n20
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"174.74" %% xsd:float
cs:attr_credit_limit
"1500.0" %% xsd:float
cs:attr_month
Dec-2021
cs:attr_payment_amount
"1.76" %% xsd:float
pl:created_at
2022-09-14T13:44:57.059639
ann9->n10
n11->n20
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"174.74" %% xsd:float
cs:attr_credit_limit
"1500.0" %% xsd:float
cs:attr_month
Feb-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-09-14T13:44:57.061506
ann10->n11
ann11
prov:label
Stephanie Slater
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n12
n13
app:applications/223/id
b10
n13->b10
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 05, Kent highway, Lake Patriciahaven, B94 8QA
cs:attr_applicant_name
Stephanie Slater
cs:attr_dob
"1977-01-23" %% xsd:date
cs:attr_prev_address
Studio 7, Oliver loop, Kyleborough, M52 5DQ
ann12->n13
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n14
n15->n13
used
b11
n15->b11
wasAssociatedWith
ann14
prov:startTime
2022-09-14T13:44:57.041000+01:00
prov:endTime
2022-09-14T13:44:57.041000+01:00
prov:type
cs:SearchingCreditHistory
ann14->n15
n16
app:providers/2
ann15
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann15->n16
n17
app:records/1414
n17->n16
wasAttributedTo
ann16
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 05, Kent highway, Lake Patriciahaven, B94 8QA
cs:attr_from_date
"2021-10-26" %% xsd:date
pl:created_at
2022-08-24T00:00:00
ann16->n17
n18
app:providers/5
ann17
prov:label
Vodafone
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann17->n18
n19
app:records/1415
n19->n18
wasAttributedTo
ann18
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 05, Kent highway, Lake Patriciahaven, B94 8QA
cs:attr_first_confirmed
"2022-08-29" %% xsd:date
cs:attr_last_confirmed
"2021-09-20" %% xsd:date
cs:attr_prev_address
Studio 7, Oliver loop, Kyleborough, M52 5DQ
pl:created_at
2022-09-14T13:44:57.055510
ann18->n19
ann19
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann19->n20
b1->n1
b2->n3
b3->n1
b3->n6
activity
b4->n8
b5->n11
b6->n3
b7->n10
b8->n5
b8->n9
plan
b9->n7
b10->n3
b11->n14
b12->n13
b13->n10
b14->n19
b15->n17
b16->n11