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Provenance for Decision #384
Decided on: Sept. 13, 2022, 4:54 p.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:7471b6d2-5868-4d3d-846c-e2085691236f
n4
app:applications/220
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-09-10T04:04:59.476000+01:00
prov:endTime
2022-09-13T16:54:47.298000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/384
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b13
n3->b13
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-09-13T16:54:47.298455
pl:reason
cs:low_credit_score
ann3->n3
n16
app:applicants/220
n4->n16
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
704 Owen street, South Charles, N50 2BE
cs:attr_annual_income
45000
cs:attr_applicant_name
Keith Henry
cs:attr_dob
"1970-07-23" %% xsd:date
cs:attr_email_address
christopherjames@allen.com
cs:attr_emp_length
0
cs:attr_emp_title
Education officer, environmental
cs:attr_home_ownership
3
cs:attr_phone_number
+44909 8790568
cs:attr_prev_address
0 Sylvia streets, South Garethshire, PA34 7DF
pl:created_at
2022-09-10T04:04:59.476061
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:cdb5f554-4e65-473a-9215-92ae3258ed0c
n6->n4
used
n8
app:records/1370
n6->n8
used
n9
app:creditreports/384
n6->n9
used
n10
app:records/1371
n6->n10
used
n11
app:records/1372
n6->n11
used
n12
app:records/1399
n6->n12
used
n14
app:records/1400
n6->n14
used
n15
app:records/1369
n6->n15
used
b12
n6->b12
wasAssociatedWith
ann6
prov:startTime
2022-09-10T04:04:59.476000+01:00
prov:endTime
2022-09-13T16:54:47.298000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n18
app:providers/1
n9->n18
wasAttributedTo
n19
uuid:7e119c3c-c1b3-417d-986d-fcc2ae0401e1
n9->n19
wasGeneratedBy
b15
n9->b15
wasDerivedFrom
b17
n9->b17
wasDerivedFrom
b18
n9->b18
wasDerivedFrom
b19
n9->b19
wasDerivedFrom
b20
n9->b20
wasDerivedFrom
ann7
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
562
pl:created_at
2022-09-13T16:54:47.282351
ann7->n9
n24
app:providers/14
n12->n24
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1281.6" %% xsd:float
cs:attr_credit_limit
"1700.0" %% xsd:float
cs:attr_month
Jun-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-09-13T16:54:47.293166
ann8->n12
n13
app:recommendations/384
n13->n5
wasAttributedTo
n13->n6
wasGeneratedBy
b4
n13->b4
wasDerivedFrom
b5
n13->b5
wasDerivedFrom
b6
n13->b6
wasDerivedFrom
b7
n13->b7
wasDerivedFrom
b8
n13->b8
wasDerivedFrom
b9
n13->b9
wasDerivedFrom
b10
n13->b10
wasDerivedFrom
b11
n13->b11
wasDerivedFrom
ann9
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-09-13T16:54:47.298455
pl:reason
cs:low_credit_score
ann9->n13
n14->n24
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1281.6" %% xsd:float
cs:attr_credit_limit
"1700.0" %% xsd:float
cs:attr_month
Aug-2022
cs:attr_payment_amount
"75.66" %% xsd:float
pl:created_at
2022-09-13T16:54:47.295680
ann10->n14
ann11
prov:label
Keith Henry
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n16
n17
app:applications/220/id
b14
n17->b14
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
704 Owen street, South Charles, N50 2BE
cs:attr_applicant_name
Keith Henry
cs:attr_dob
"1970-07-23" %% xsd:date
cs:attr_prev_address
0 Sylvia streets, South Garethshire, PA34 7DF
ann12->n17
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n18
n19->n17
used
b16
n19->b16
wasAssociatedWith
ann14
prov:startTime
2022-09-13T16:54:47.282000+01:00
prov:endTime
2022-09-13T16:54:47.282000+01:00
prov:type
cs:SearchingCreditHistory
ann14->n19
n20
app:providers/2
ann15
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann15->n20
n21
app:records/1367
n21->n20
wasAttributedTo
ann16
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
704 Owen street, South Charles, N50 2BE
cs:attr_from_date
"2022-06-23" %% xsd:date
pl:created_at
2022-08-24T00:00:00
ann16->n21
n22
app:providers/7
ann17
prov:label
Tesco Mobile
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann17->n22
n23
app:records/1368
n23->n22
wasAttributedTo
ann18
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
704 Owen street, South Charles, N50 2BE
cs:attr_first_confirmed
"2022-08-25" %% xsd:date
cs:attr_last_confirmed
"2022-05-30" %% xsd:date
cs:attr_prev_address
0 Sylvia streets, South Garethshire, PA34 7DF
pl:created_at
2022-09-10T18:10:41.504407
ann18->n23
ann19
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann19->n24
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n15
b5->n12
b6->n8
b7->n10
b8->n11
b9->n9
b10->n4
b11->n14
b12->n5
b12->n7
plan
b13->n13
b14->n4
b15->n17
b16->n18
b17->n14
b18->n23
b19->n21
b20->n12