Provenance for Decision #383

Decided on: Sept. 8, 2025, 6:04 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:eaecb627-e902-4f7c-8962-e03daf58ad84 n3 app:applications/203 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2025-09-04T06:37:40.630000+01:00 prov:endTime 2025-09-08T06:04:05.937000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n12 app:applicants/203 n3->n12 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Studio 2, Naomi track, Patrickport, PA52 1RZ cs:attr_annual_income 86000 cs:attr_applicant_name Robin Carter cs:attr_dob "1979-03-02" %% xsd:date cs:attr_email_address cookhugh@example.org cs:attr_emp_length 8 cs:attr_emp_title Psychologist, occupational cs:attr_home_ownership 1 cs:attr_phone_number +44(0)9098790988 cs:attr_prev_address Studio 19I, Wood ferry, New Charlie, W70 8ZE pl:created_at 2025-09-04T06:37:40.630002 ann3->n3 n4 app:decisions/383 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b9 n4->b9 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-09-08T06:04:05.937152 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:30450d8b-14ec-4593-af8b-185e2a6f37dd n6->n3 used n8 app:creditreports/383 n6->n8 used n9 app:records/1359 n6->n9 used n11 app:records/1358 n6->n11 used b8 n6->b8 wasAssociatedWith ann6 prov:startTime 2025-09-04T06:37:40.630000+01:00 prov:endTime 2025-09-08T06:04:05.937000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n14 app:providers/1 n8->n14 wasAttributedTo n15 uuid:f971002a-f425-4b9b-88f5-f0e9e443c008 n8->n15 wasGeneratedBy b11 n8->b11 wasDerivedFrom b13 n8->b13 wasDerivedFrom b14 n8->b14 wasDerivedFrom b15 n8->b15 wasDerivedFrom b16 n8->b16 wasDerivedFrom ann7 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 103 pl:created_at 2025-09-08T06:04:05.926860 ann7->n8 n20 app:providers/14 n9->n20 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "289.56" %% xsd:float cs:attr_credit_limit "2700.0" %% xsd:float cs:attr_month Jul-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-09-08T06:04:05.935800 ann8->n9 n10 app:recommendations/383 n10->n5 wasAttributedTo n10->n6 wasGeneratedBy b4 n10->b4 wasDerivedFrom b5 n10->b5 wasDerivedFrom b6 n10->b6 wasDerivedFrom b7 n10->b7 wasDerivedFrom ann9 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-09-08T06:04:05.937152 pl:reason cs:low_credit_score ann9->n10 n11->n20 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "289.56" %% xsd:float cs:attr_credit_limit "2700.0" %% xsd:float cs:attr_month Aug-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-09-08T06:04:05.934855 ann10->n11 ann11 prov:label Robin Carter prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n12 n13 app:applications/203/id b10 n13->b10 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Studio 2, Naomi track, Patrickport, PA52 1RZ cs:attr_applicant_name Robin Carter cs:attr_dob "1979-03-02" %% xsd:date cs:attr_prev_address Studio 19I, Wood ferry, New Charlie, W70 8ZE ann12->n13 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n14 n15->n13 used b12 n15->b12 wasAssociatedWith ann14 prov:startTime 2025-09-08T06:04:05.926000+01:00 prov:endTime 2025-09-08T06:04:05.926000+01:00 prov:type cs:SearchingCreditHistory ann14->n15 n16 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n16 n17 app:records/1356 n17->n16 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 2, Naomi track, Patrickport, PA52 1RZ cs:attr_from_date "2024-05-09" %% xsd:date pl:created_at 2025-09-04T00:00:00 ann16->n17 n18 app:providers/12 ann17 prov:label TalkTalk prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n18 n19 app:records/1357 n19->n18 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 2, Naomi track, Patrickport, PA52 1RZ cs:attr_first_confirmed "2025-09-05" %% xsd:date cs:attr_last_confirmed "2025-07-09" %% xsd:date cs:attr_prev_address Studio 19I, Wood ferry, New Charlie, W70 8ZE pl:created_at 2025-09-08T06:04:05.933102 ann18->n19 ann19 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n20 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n3 b5->n9 b6->n11 b7->n8 b8->n5 b8->n7 plan b9->n10 b10->n3 b11->n13 b12->n14 b13->n19 b14->n11 b15->n9 b16->n17