Provenance for Decision #38

Decided on: Dec. 17, 2024, 4:32 p.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:fda2fb49-e9c3-4d6e-812f-51450494a6b5 n3 app:applications/23 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2024-12-12T19:57:57.208000+00:00 prov:endTime 2024-12-17T16:32:10.607000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n12 app:applicants/23 n3->n12 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 46, Sykes mountain, Lake Ireneborough, BS5 6JN cs:attr_annual_income 55000 cs:attr_applicant_name Denise Porter-Anderson cs:attr_dob "1956-08-06" %% xsd:date cs:attr_email_address thomas39@example.org cs:attr_emp_length 8 cs:attr_emp_title Meteorologist cs:attr_home_ownership 2 cs:attr_phone_number 01214960066 cs:attr_prev_address 794 Lawrence manor, New Aimeeville, E9S 0BB pl:created_at 2024-12-12T19:57:57.208526 ann3->n3 n4 app:decisions/38 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b9 n4->b9 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2024-12-17T16:32:10.607001 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:605ebd70-397b-40c9-8a9b-b8315767b180 n6->n3 used n8 app:records/143 n6->n8 used n9 app:records/144 n6->n9 used n10 app:creditreports/38 n6->n10 used b8 n6->b8 wasAssociatedWith ann6 prov:startTime 2024-12-12T19:57:57.208000+00:00 prov:endTime 2024-12-17T16:32:10.607000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n20 app:providers/15 n8->n20 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "54.62" %% xsd:float cs:attr_credit_limit "700.0" %% xsd:float cs:attr_month Apr-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-12-17T16:32:10.605385 ann7->n8 n9->n20 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "54.62" %% xsd:float cs:attr_credit_limit "700.0" %% xsd:float cs:attr_month Jun-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-12-17T16:32:10.606089 ann8->n9 n14 app:providers/1 n10->n14 wasAttributedTo n15 uuid:f2dda567-127a-4240-a310-a4d08449ef16 n10->n15 wasGeneratedBy b11 n10->b11 wasDerivedFrom b13 n10->b13 wasDerivedFrom b14 n10->b14 wasDerivedFrom b15 n10->b15 wasDerivedFrom b16 n10->b16 wasDerivedFrom ann9 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 388 pl:created_at 2024-12-17T16:32:10.599157 ann9->n10 n11 app:recommendations/38 n11->n5 wasAttributedTo n11->n6 wasGeneratedBy b4 n11->b4 wasDerivedFrom b5 n11->b5 wasDerivedFrom b6 n11->b6 wasDerivedFrom b7 n11->b7 wasDerivedFrom ann10 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2024-12-17T16:32:10.607001 pl:reason cs:low_credit_score ann10->n11 ann11 prov:label Denise Porter-Anderson prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n12 n13 app:applications/23/id b10 n13->b10 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 46, Sykes mountain, Lake Ireneborough, BS5 6JN cs:attr_applicant_name Denise Porter-Anderson cs:attr_dob "1956-08-06" %% xsd:date cs:attr_prev_address 794 Lawrence manor, New Aimeeville, E9S 0BB ann12->n13 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n14 n15->n13 used b12 n15->b12 wasAssociatedWith ann14 prov:startTime 2024-12-17T16:32:10.599000+00:00 prov:endTime 2024-12-17T16:32:10.599000+00:00 prov:type cs:SearchingCreditHistory ann14->n15 n16 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n16 n17 app:records/141 n17->n16 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 46, Sykes mountain, Lake Ireneborough, BS5 6JN cs:attr_from_date "2022-04-28" %% xsd:date pl:created_at 2024-11-28T00:00:00 ann16->n17 n18 app:providers/12 ann17 prov:label TalkTalk prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n18 n19 app:records/142 n19->n18 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 46, Sykes mountain, Lake Ireneborough, BS5 6JN cs:attr_first_confirmed "2024-11-22" %% xsd:date cs:attr_last_confirmed "2024-08-19" %% xsd:date cs:attr_prev_address 794 Lawrence manor, New Aimeeville, E9S 0BB pl:created_at 2024-12-17T16:32:10.604003 ann18->n19 ann19 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n20 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n10 b5->n8 b6->n3 b7->n9 b8->n5 b8->n7 plan b9->n11 b10->n3 b11->n13 b12->n14 b13->n19 b14->n9 b15->n8 b16->n17