Provenance for Decision #374

Decided on: Sept. 10, 2022, 6:36 p.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:42c387d0-8cdd-4378-9f24-74f2542abdd4 n4 app:applications/221 n2->n4 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2022-09-10T17:46:04.535000+01:00 prov:endTime 2022-09-10T18:36:00.386000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/374 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b2 n3->b2 wasDerivedFrom b11 n3->b11 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2022-09-10T18:36:00.386587 pl:reason cs:low_credit_score ann3->n3 n14 app:applicants/221 n4->n14 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 63b, Rachel island, Lake Wayne, B1 5WQ cs:attr_annual_income 23000 cs:attr_applicant_name Leah Whitehead cs:attr_dob "1985-08-13" %% xsd:date cs:attr_email_address bethany67@mitchell.org cs:attr_emp_length 14 cs:attr_emp_title Music tutor cs:attr_home_ownership 1 cs:attr_phone_number (0161)4960453 cs:attr_prev_address 7 Edwards crescent, West Jacobhaven, E0K 2FU pl:created_at 2022-09-10T17:46:04.535575 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:ffe8a61e-a598-47e9-9c61-364bc654a818 n6->n4 used n7 app:records/1375 n6->n7 used n9 app:records/1376 n6->n9 used n10 app:creditreports/374 n6->n10 used n11 app:records/1377 n6->n11 used n12 app:records/1378 n6->n12 used b4 n6->b4 wasAssociatedWith ann6 prov:startTime 2022-09-10T17:46:04.535000+01:00 prov:endTime 2022-09-10T18:36:00.386000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n22 app:providers/15 n7->n22 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "499.23" %% xsd:float cs:attr_credit_limit "2400.0" %% xsd:float cs:attr_month Feb-2022 cs:attr_payment_amount "2.06" %% xsd:float pl:created_at 2022-09-10T18:36:00.378316 ann7->n7 n8 app:models/creditcard_assessment n9->n22 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "499.23" %% xsd:float cs:attr_credit_limit "2400.0" %% xsd:float cs:attr_month May-2022 cs:attr_payment_amount "1.86" %% xsd:float pl:created_at 2022-09-10T18:36:00.380339 ann8->n9 n16 app:providers/1 n10->n16 wasAttributedTo n17 uuid:41190a6b-60eb-4878-a90c-c629ad049ecc n10->n17 wasGeneratedBy b13 n10->b13 wasDerivedFrom b15 n10->b15 wasDerivedFrom b16 n10->b16 wasDerivedFrom b17 n10->b17 wasDerivedFrom b18 n10->b18 wasDerivedFrom b19 n10->b19 wasDerivedFrom b20 n10->b20 wasDerivedFrom ann9 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 637 pl:created_at 2022-09-10T18:36:00.361395 ann9->n10 n11->n22 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "499.23" %% xsd:float cs:attr_credit_limit "2400.0" %% xsd:float cs:attr_month Apr-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-09-10T18:36:00.382005 ann10->n11 n12->n22 wasAttributedTo ann11 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "499.23" %% xsd:float cs:attr_credit_limit "2400.0" %% xsd:float cs:attr_month Dec-2021 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-09-10T18:36:00.383631 ann11->n12 n13 app:recommendations/374 n13->n5 wasAttributedTo n13->n6 wasGeneratedBy b5 n13->b5 wasDerivedFrom b6 n13->b6 wasDerivedFrom b7 n13->b7 wasDerivedFrom b8 n13->b8 wasDerivedFrom b9 n13->b9 wasDerivedFrom b10 n13->b10 wasDerivedFrom ann12 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2022-09-10T18:36:00.386587 pl:reason cs:low_credit_score ann12->n13 ann13 prov:label Leah Whitehead prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann13->n14 n15 app:applications/221/id b12 n15->b12 wasDerivedFrom ann14 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 63b, Rachel island, Lake Wayne, B1 5WQ cs:attr_applicant_name Leah Whitehead cs:attr_dob "1985-08-13" %% xsd:date cs:attr_prev_address 7 Edwards crescent, West Jacobhaven, E0K 2FU ann14->n15 ann15 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann15->n16 n17->n15 used b14 n17->b14 wasAssociatedWith ann16 prov:startTime 2022-09-10T18:36:00.361000+01:00 prov:endTime 2022-09-10T18:36:00.361000+01:00 prov:type cs:SearchingCreditHistory ann16->n17 n18 app:providers/2 ann17 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann17->n18 n19 app:records/1373 n19->n18 wasAttributedTo ann18 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 63b, Rachel island, Lake Wayne, B1 5WQ cs:attr_from_date "2020-01-01" %% xsd:date pl:created_at 2022-08-29T00:00:00 ann18->n19 n20 app:providers/4 ann19 prov:label O2 prov:type cs:DataProvider prov:type cs:UtilityCompany ann19->n20 n21 app:records/1374 n21->n20 wasAttributedTo ann20 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 63b, Rachel island, Lake Wayne, B1 5WQ cs:attr_first_confirmed "2022-08-18" %% xsd:date cs:attr_last_confirmed "2021-10-09" %% xsd:date cs:attr_prev_address 7 Edwards crescent, West Jacobhaven, E0K 2FU pl:created_at 2022-09-10T18:36:00.374444 ann20->n21 ann21 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann21->n22 b1->n1 b2->n4 b3->n1 b3->n6 activity b4->n5 b4->n8 plan b5->n7 b6->n9 b7->n10 b8->n12 b9->n11 b10->n4 b11->n13 b12->n4 b13->n15 b14->n16 b15->n12 b16->n21 b17->n11 b18->n19 b19->n9 b20->n7