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Provenance for Decision #374
Decided on: Sept. 10, 2022, 6:36 p.m.
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PROV-N
PROV-JSON
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n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:42c387d0-8cdd-4378-9f24-74f2542abdd4
n4
app:applications/221
n2->n4
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2022-09-10T17:46:04.535000+01:00
prov:endTime
2022-09-10T18:36:00.386000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/374
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b2
n3->b2
wasDerivedFrom
b11
n3->b11
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-09-10T18:36:00.386587
pl:reason
cs:low_credit_score
ann3->n3
n14
app:applicants/221
n4->n14
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Flat 63b, Rachel island, Lake Wayne, B1 5WQ
cs:attr_annual_income
23000
cs:attr_applicant_name
Leah Whitehead
cs:attr_dob
"1985-08-13" %% xsd:date
cs:attr_email_address
bethany67@mitchell.org
cs:attr_emp_length
14
cs:attr_emp_title
Music tutor
cs:attr_home_ownership
1
cs:attr_phone_number
(0161)4960453
cs:attr_prev_address
7 Edwards crescent, West Jacobhaven, E0K 2FU
pl:created_at
2022-09-10T17:46:04.535575
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:ffe8a61e-a598-47e9-9c61-364bc654a818
n6->n4
used
n7
app:records/1375
n6->n7
used
n9
app:records/1376
n6->n9
used
n10
app:creditreports/374
n6->n10
used
n11
app:records/1377
n6->n11
used
n12
app:records/1378
n6->n12
used
b4
n6->b4
wasAssociatedWith
ann6
prov:startTime
2022-09-10T17:46:04.535000+01:00
prov:endTime
2022-09-10T18:36:00.386000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n22
app:providers/15
n7->n22
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"499.23" %% xsd:float
cs:attr_credit_limit
"2400.0" %% xsd:float
cs:attr_month
Feb-2022
cs:attr_payment_amount
"2.06" %% xsd:float
pl:created_at
2022-09-10T18:36:00.378316
ann7->n7
n8
app:models/creditcard_assessment
n9->n22
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"499.23" %% xsd:float
cs:attr_credit_limit
"2400.0" %% xsd:float
cs:attr_month
May-2022
cs:attr_payment_amount
"1.86" %% xsd:float
pl:created_at
2022-09-10T18:36:00.380339
ann8->n9
n16
app:providers/1
n10->n16
wasAttributedTo
n17
uuid:41190a6b-60eb-4878-a90c-c629ad049ecc
n10->n17
wasGeneratedBy
b13
n10->b13
wasDerivedFrom
b15
n10->b15
wasDerivedFrom
b16
n10->b16
wasDerivedFrom
b17
n10->b17
wasDerivedFrom
b18
n10->b18
wasDerivedFrom
b19
n10->b19
wasDerivedFrom
b20
n10->b20
wasDerivedFrom
ann9
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
637
pl:created_at
2022-09-10T18:36:00.361395
ann9->n10
n11->n22
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"499.23" %% xsd:float
cs:attr_credit_limit
"2400.0" %% xsd:float
cs:attr_month
Apr-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-09-10T18:36:00.382005
ann10->n11
n12->n22
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"499.23" %% xsd:float
cs:attr_credit_limit
"2400.0" %% xsd:float
cs:attr_month
Dec-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-09-10T18:36:00.383631
ann11->n12
n13
app:recommendations/374
n13->n5
wasAttributedTo
n13->n6
wasGeneratedBy
b5
n13->b5
wasDerivedFrom
b6
n13->b6
wasDerivedFrom
b7
n13->b7
wasDerivedFrom
b8
n13->b8
wasDerivedFrom
b9
n13->b9
wasDerivedFrom
b10
n13->b10
wasDerivedFrom
ann12
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-09-10T18:36:00.386587
pl:reason
cs:low_credit_score
ann12->n13
ann13
prov:label
Leah Whitehead
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n14
n15
app:applications/221/id
b12
n15->b12
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Flat 63b, Rachel island, Lake Wayne, B1 5WQ
cs:attr_applicant_name
Leah Whitehead
cs:attr_dob
"1985-08-13" %% xsd:date
cs:attr_prev_address
7 Edwards crescent, West Jacobhaven, E0K 2FU
ann14->n15
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n16
n17->n15
used
b14
n17->b14
wasAssociatedWith
ann16
prov:startTime
2022-09-10T18:36:00.361000+01:00
prov:endTime
2022-09-10T18:36:00.361000+01:00
prov:type
cs:SearchingCreditHistory
ann16->n17
n18
app:providers/2
ann17
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann17->n18
n19
app:records/1373
n19->n18
wasAttributedTo
ann18
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 63b, Rachel island, Lake Wayne, B1 5WQ
cs:attr_from_date
"2020-01-01" %% xsd:date
pl:created_at
2022-08-29T00:00:00
ann18->n19
n20
app:providers/4
ann19
prov:label
O2
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann19->n20
n21
app:records/1374
n21->n20
wasAttributedTo
ann20
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 63b, Rachel island, Lake Wayne, B1 5WQ
cs:attr_first_confirmed
"2022-08-18" %% xsd:date
cs:attr_last_confirmed
"2021-10-09" %% xsd:date
cs:attr_prev_address
7 Edwards crescent, West Jacobhaven, E0K 2FU
pl:created_at
2022-09-10T18:36:00.374444
ann20->n21
ann21
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann21->n22
b1->n1
b2->n4
b3->n1
b3->n6
activity
b4->n5
b4->n8
plan
b5->n7
b6->n9
b7->n10
b8->n12
b9->n11
b10->n4
b11->n13
b12->n4
b13->n15
b14->n16
b15->n12
b16->n21
b17->n11
b18->n19
b19->n9
b20->n7