Provenance for Decision #35

Decided on: Dec. 13, 2024, 9:39 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:cdff694c-5b5c-4b47-8ca0-675e030af36e n4 app:applications/21 n2->n4 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2024-12-06T06:31:25.426000+00:00 prov:endTime 2024-12-13T09:39:01.829000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/35 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b2 n3->b2 wasDerivedFrom b14 n3->b14 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2024-12-13T09:39:01.829552 pl:reason cs:low_credit_score ann3->n3 n17 app:applicants/21 n4->n17 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Studio 1, Craig lodge, Rosemaryberg, S5 8SU cs:attr_annual_income 22000 cs:attr_applicant_name Heather Berry-White cs:attr_dob "1955-04-06" %% xsd:date cs:attr_email_address vaughandouglas@example.org cs:attr_emp_length 31 cs:attr_emp_title Runner, broadcasting/film/video cs:attr_home_ownership 3 cs:attr_phone_number +44(0)909 8790318 cs:attr_prev_address 63 Moore fords, Bruceland, PR9W 9DQ pl:created_at 2024-12-06T06:31:25.426499 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:99396760-d12a-4970-a0fb-9271a3f6e97e n6->n4 used n7 app:records/136 n6->n7 used n8 app:records/137 n6->n8 used n9 app:records/134 n6->n9 used n11 app:records/135 n6->n11 used n12 app:records/132 n6->n12 used n13 app:records/133 n6->n13 used n14 app:creditreports/35 n6->n14 used n15 app:records/131 n6->n15 used b13 n6->b13 wasAssociatedWith ann6 prov:startTime 2024-12-06T06:31:25.426000+00:00 prov:endTime 2024-12-13T09:39:01.829000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n23 app:providers/15 n7->n23 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1507.12" %% xsd:float cs:attr_credit_limit "2000.0" %% xsd:float cs:attr_month Sep-2024 cs:attr_payment_amount "133.3" %% xsd:float pl:created_at 2024-12-13T09:39:01.827977 ann7->n7 n8->n23 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1507.12" %% xsd:float cs:attr_credit_limit "2000.0" %% xsd:float cs:attr_month Nov-2024 cs:attr_payment_amount "18.88" %% xsd:float pl:created_at 2024-12-13T09:39:01.828609 ann8->n8 n9->n23 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1507.12" %% xsd:float cs:attr_credit_limit "2000.0" %% xsd:float cs:attr_month Oct-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-12-13T09:39:01.826267 ann9->n9 n10 app:models/creditcard_assessment n11->n23 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1507.12" %% xsd:float cs:attr_credit_limit "2000.0" %% xsd:float cs:attr_month Feb-2024 cs:attr_payment_amount "34.76" %% xsd:float pl:created_at 2024-12-13T09:39:01.827075 ann10->n11 n19 app:providers/1 n14->n19 wasAttributedTo n20 uuid:a306b7bd-250d-4835-a036-cc370898802a n14->n20 wasGeneratedBy b16 n14->b16 wasDerivedFrom b18 n14->b18 wasDerivedFrom b19 n14->b19 wasDerivedFrom b20 n14->b20 wasDerivedFrom b21 n14->b21 wasDerivedFrom b22 n14->b22 wasDerivedFrom b23 n14->b23 wasDerivedFrom ann11 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 713 pl:created_at 2024-12-13T09:39:01.822123 ann11->n14 n16 app:recommendations/35 n16->n5 wasAttributedTo n16->n6 wasGeneratedBy b4 n16->b4 wasDerivedFrom b5 n16->b5 wasDerivedFrom b6 n16->b6 wasDerivedFrom b7 n16->b7 wasDerivedFrom b8 n16->b8 wasDerivedFrom b9 n16->b9 wasDerivedFrom b10 n16->b10 wasDerivedFrom b11 n16->b11 wasDerivedFrom b12 n16->b12 wasDerivedFrom ann12 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2024-12-13T09:39:01.829552 pl:reason cs:low_credit_score ann12->n16 ann13 prov:label Heather Berry-White prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann13->n17 n18 app:applications/21/id b15 n18->b15 wasDerivedFrom ann14 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Studio 1, Craig lodge, Rosemaryberg, S5 8SU cs:attr_applicant_name Heather Berry-White cs:attr_dob "1955-04-06" %% xsd:date cs:attr_prev_address 63 Moore fords, Bruceland, PR9W 9DQ ann14->n18 ann15 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann15->n19 n20->n18 used b17 n20->b17 wasAssociatedWith ann16 prov:startTime 2024-12-13T09:39:01.822000+00:00 prov:endTime 2024-12-13T09:39:01.822000+00:00 prov:type cs:SearchingCreditHistory ann16->n20 n21 app:providers/2 ann17 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann17->n21 n22 app:records/129 n22->n21 wasAttributedTo ann18 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 1, Craig lodge, Rosemaryberg, S5 8SU cs:attr_from_date "2024-10-24" %% xsd:date pl:created_at 2024-11-27T00:00:00 ann18->n22 ann19 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n23 n24 app:providers/8 ann20 prov:label Virgin Media prov:type cs:DataProvider prov:type cs:UtilityCompany ann20->n24 n25 app:records/130 n25->n24 wasAttributedTo ann21 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 1, Craig lodge, Rosemaryberg, S5 8SU cs:attr_first_confirmed "2024-11-19" %% xsd:date cs:attr_last_confirmed "2024-03-15" %% xsd:date cs:attr_prev_address 63 Moore fords, Bruceland, PR9W 9DQ pl:created_at 2024-12-12T19:58:45.247304 ann21->n25 b1->n1 b2->n4 b3->n1 b3->n6 activity b4->n13 b5->n12 b6->n11 b7->n9 b8->n14 b9->n7 b10->n15 b11->n8 b12->n4 b13->n5 b13->n10 plan b14->n16 b15->n4 b16->n18 b17->n19 b18->n7 b19->n11 b20->n22 b21->n25 b22->n9 b23->n8