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Provenance for Decision #35
Decided on: Dec. 13, 2024, 9:39 a.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:cdff694c-5b5c-4b47-8ca0-675e030af36e
n4
app:applications/21
n2->n4
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2024-12-06T06:31:25.426000+00:00
prov:endTime
2024-12-13T09:39:01.829000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/35
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b2
n3->b2
wasDerivedFrom
b14
n3->b14
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-12-13T09:39:01.829552
pl:reason
cs:low_credit_score
ann3->n3
n17
app:applicants/21
n4->n17
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 1, Craig lodge, Rosemaryberg, S5 8SU
cs:attr_annual_income
22000
cs:attr_applicant_name
Heather Berry-White
cs:attr_dob
"1955-04-06" %% xsd:date
cs:attr_email_address
vaughandouglas@example.org
cs:attr_emp_length
31
cs:attr_emp_title
Runner, broadcasting/film/video
cs:attr_home_ownership
3
cs:attr_phone_number
+44(0)909 8790318
cs:attr_prev_address
63 Moore fords, Bruceland, PR9W 9DQ
pl:created_at
2024-12-06T06:31:25.426499
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:99396760-d12a-4970-a0fb-9271a3f6e97e
n6->n4
used
n7
app:records/136
n6->n7
used
n8
app:records/137
n6->n8
used
n9
app:records/134
n6->n9
used
n11
app:records/135
n6->n11
used
n12
app:records/132
n6->n12
used
n13
app:records/133
n6->n13
used
n14
app:creditreports/35
n6->n14
used
n15
app:records/131
n6->n15
used
b13
n6->b13
wasAssociatedWith
ann6
prov:startTime
2024-12-06T06:31:25.426000+00:00
prov:endTime
2024-12-13T09:39:01.829000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n23
app:providers/15
n7->n23
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1507.12" %% xsd:float
cs:attr_credit_limit
"2000.0" %% xsd:float
cs:attr_month
Sep-2024
cs:attr_payment_amount
"133.3" %% xsd:float
pl:created_at
2024-12-13T09:39:01.827977
ann7->n7
n8->n23
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1507.12" %% xsd:float
cs:attr_credit_limit
"2000.0" %% xsd:float
cs:attr_month
Nov-2024
cs:attr_payment_amount
"18.88" %% xsd:float
pl:created_at
2024-12-13T09:39:01.828609
ann8->n8
n9->n23
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1507.12" %% xsd:float
cs:attr_credit_limit
"2000.0" %% xsd:float
cs:attr_month
Oct-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-12-13T09:39:01.826267
ann9->n9
n10
app:models/creditcard_assessment
n11->n23
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1507.12" %% xsd:float
cs:attr_credit_limit
"2000.0" %% xsd:float
cs:attr_month
Feb-2024
cs:attr_payment_amount
"34.76" %% xsd:float
pl:created_at
2024-12-13T09:39:01.827075
ann10->n11
n19
app:providers/1
n14->n19
wasAttributedTo
n20
uuid:a306b7bd-250d-4835-a036-cc370898802a
n14->n20
wasGeneratedBy
b16
n14->b16
wasDerivedFrom
b18
n14->b18
wasDerivedFrom
b19
n14->b19
wasDerivedFrom
b20
n14->b20
wasDerivedFrom
b21
n14->b21
wasDerivedFrom
b22
n14->b22
wasDerivedFrom
b23
n14->b23
wasDerivedFrom
ann11
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
713
pl:created_at
2024-12-13T09:39:01.822123
ann11->n14
n16
app:recommendations/35
n16->n5
wasAttributedTo
n16->n6
wasGeneratedBy
b4
n16->b4
wasDerivedFrom
b5
n16->b5
wasDerivedFrom
b6
n16->b6
wasDerivedFrom
b7
n16->b7
wasDerivedFrom
b8
n16->b8
wasDerivedFrom
b9
n16->b9
wasDerivedFrom
b10
n16->b10
wasDerivedFrom
b11
n16->b11
wasDerivedFrom
b12
n16->b12
wasDerivedFrom
ann12
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-12-13T09:39:01.829552
pl:reason
cs:low_credit_score
ann12->n16
ann13
prov:label
Heather Berry-White
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n17
n18
app:applications/21/id
b15
n18->b15
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 1, Craig lodge, Rosemaryberg, S5 8SU
cs:attr_applicant_name
Heather Berry-White
cs:attr_dob
"1955-04-06" %% xsd:date
cs:attr_prev_address
63 Moore fords, Bruceland, PR9W 9DQ
ann14->n18
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n19
n20->n18
used
b17
n20->b17
wasAssociatedWith
ann16
prov:startTime
2024-12-13T09:39:01.822000+00:00
prov:endTime
2024-12-13T09:39:01.822000+00:00
prov:type
cs:SearchingCreditHistory
ann16->n20
n21
app:providers/2
ann17
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann17->n21
n22
app:records/129
n22->n21
wasAttributedTo
ann18
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 1, Craig lodge, Rosemaryberg, S5 8SU
cs:attr_from_date
"2024-10-24" %% xsd:date
pl:created_at
2024-11-27T00:00:00
ann18->n22
ann19
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann19->n23
n24
app:providers/8
ann20
prov:label
Virgin Media
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann20->n24
n25
app:records/130
n25->n24
wasAttributedTo
ann21
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 1, Craig lodge, Rosemaryberg, S5 8SU
cs:attr_first_confirmed
"2024-11-19" %% xsd:date
cs:attr_last_confirmed
"2024-03-15" %% xsd:date
cs:attr_prev_address
63 Moore fords, Bruceland, PR9W 9DQ
pl:created_at
2024-12-12T19:58:45.247304
ann21->n25
b1->n1
b2->n4
b3->n1
b3->n6
activity
b4->n13
b5->n12
b6->n11
b7->n9
b8->n14
b9->n7
b10->n15
b11->n8
b12->n4
b13->n5
b13->n10
plan
b14->n16
b15->n4
b16->n18
b17->n19
b18->n7
b19->n11
b20->n22
b21->n25
b22->n9
b23->n8