Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #329
Decided on: Aug. 6, 2022, 4:35 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:44b980bd-31ba-4fbf-bbfb-57b02d9bb155
n4
app:applications/200
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-08-05T05:56:45.218000+01:00
prov:endTime
2022-08-06T16:35:44.866000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/329
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b11
n3->b11
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-08-06T16:35:44.866056
pl:reason
cs:low_credit_score
ann3->n3
n14
app:applicants/200
n4->n14
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
37 Stephen flat, Gordontown, SA1E 3XP
cs:attr_annual_income
41000
cs:attr_applicant_name
Jonathan Murphy
cs:attr_dob
"1997-10-28" %% xsd:date
cs:attr_email_address
marian17@outlook.com
cs:attr_emp_length
0
cs:attr_emp_title
Information officer
cs:attr_home_ownership
4
cs:attr_phone_number
020 7946 0758
cs:attr_prev_address
1 Griffiths turnpike, Mohamedview, NN0Y 2ZG
pl:created_at
2022-08-05T05:56:45.218184
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:0eb62cad-6b6d-430f-b238-b9225717859c
n6->n4
used
n7
app:creditreports/329
n6->n7
used
n10
app:records/1211
n6->n10
used
n11
app:records/1223
n6->n11
used
n12
app:records/1224
n6->n12
used
n13
app:records/1225
n6->n13
used
b10
n6->b10
wasAssociatedWith
ann6
prov:startTime
2022-08-05T05:56:45.218000+01:00
prov:endTime
2022-08-06T16:35:44.866000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n16
app:providers/1
n7->n16
wasAttributedTo
n17
uuid:3cfa1e13-fd52-4656-b1d7-73561a0eb479
n7->n17
wasGeneratedBy
b13
n7->b13
wasDerivedFrom
b15
n7->b15
wasDerivedFrom
b16
n7->b16
wasDerivedFrom
b17
n7->b17
wasDerivedFrom
b18
n7->b18
wasDerivedFrom
b19
n7->b19
wasDerivedFrom
ann7
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
608
pl:created_at
2022-08-06T16:35:44.841534
ann7->n7
n8
app:recommendations/329
n8->n5
wasAttributedTo
n8->n6
wasGeneratedBy
b4
n8->b4
wasDerivedFrom
b5
n8->b5
wasDerivedFrom
b6
n8->b6
wasDerivedFrom
b7
n8->b7
wasDerivedFrom
b8
n8->b8
wasDerivedFrom
b9
n8->b9
wasDerivedFrom
ann8
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-08-06T16:35:44.866056
pl:reason
cs:low_credit_score
ann8->n8
n9
app:models/creditcard_assessment
n22
app:providers/15
n11->n22
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"678.47" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Apr-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-08-06T16:35:44.855783
ann9->n11
n12->n22
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"678.47" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Nov-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-08-06T16:35:44.859256
ann10->n12
n13->n22
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"678.47" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Oct-2021
cs:attr_payment_amount
"40.44" %% xsd:float
pl:created_at
2022-08-06T16:35:44.861638
ann11->n13
ann12
prov:label
Jonathan Murphy
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann12->n14
n15
app:applications/200/id
b12
n15->b12
wasDerivedFrom
ann13
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
37 Stephen flat, Gordontown, SA1E 3XP
cs:attr_applicant_name
Jonathan Murphy
cs:attr_dob
"1997-10-28" %% xsd:date
cs:attr_prev_address
1 Griffiths turnpike, Mohamedview, NN0Y 2ZG
ann13->n15
ann14
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann14->n16
n17->n15
used
b14
n17->b14
wasAssociatedWith
ann15
prov:startTime
2022-08-06T16:35:44.841000+01:00
prov:endTime
2022-08-06T16:35:44.841000+01:00
prov:type
cs:SearchingCreditHistory
ann15->n17
n18
app:providers/2
ann16
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann16->n18
n19
app:records/1209
n19->n18
wasAttributedTo
ann17
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
37 Stephen flat, Gordontown, SA1E 3XP
cs:attr_from_date
"2020-08-23" %% xsd:date
pl:created_at
2022-07-27T00:00:00
ann17->n19
n20
app:providers/5
ann18
prov:label
Vodafone
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n20
n21
app:records/1210
n21->n20
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
37 Stephen flat, Gordontown, SA1E 3XP
cs:attr_first_confirmed
"2022-07-11" %% xsd:date
cs:attr_last_confirmed
"2021-11-06" %% xsd:date
cs:attr_prev_address
1 Griffiths turnpike, Mohamedview, NN0Y 2ZG
pl:created_at
2022-08-06T09:20:58.479615
ann19->n21
ann20
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann20->n22
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n7
b5->n4
b6->n10
b7->n11
b8->n12
b9->n13
b10->n5
b10->n9
plan
b11->n8
b12->n4
b13->n15
b14->n16
b15->n19
b16->n21
b17->n13
b18->n11
b19->n12