Provenance for Decision #327

Decided on: Aug. 6, 2022, 9:20 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:ae36a634-e3bc-4ad4-b79d-a5f3c4db5236 n4 app:applications/199 n2->n4 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2022-08-04T04:32:40.787000+01:00 prov:endTime 2022-08-06T09:20:58.639000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/327 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b1 n3->b1 wasDerivedFrom b8 n3->b8 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2022-08-06T09:20:58.639855 pl:reason cs:low_credit_score ann3->n3 n11 app:applicants/199 n4->n11 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Studio 31, Young keys, Lake Vincentfurt, B81 4TA cs:attr_annual_income 88000 cs:attr_applicant_name Terry Bowen cs:attr_dob "1986-08-09" %% xsd:date cs:attr_email_address kate09@outlook.com cs:attr_emp_length 1 cs:attr_emp_title Chartered public finance accountant cs:attr_home_ownership 2 cs:attr_phone_number +44(0)118 496 0055 cs:attr_prev_address 18 Nicola lakes, Lesleyburgh, W65 8FW pl:created_at 2022-08-04T04:32:40.787686 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:9fe769d2-fe45-4be3-936b-a75ccc5c7676 n6->n4 used n9 app:records/1218 n6->n9 used n10 app:creditreports/327 n6->n10 used b7 n6->b7 wasAssociatedWith ann6 prov:startTime 2022-08-04T04:32:40.787000+01:00 prov:endTime 2022-08-06T09:20:58.639000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n8 app:recommendations/327 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b4 n8->b4 wasDerivedFrom b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2022-08-06T09:20:58.639855 pl:reason cs:low_credit_score ann7->n8 n19 app:providers/14 n9->n19 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "453.04" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Jun-2022 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2022-08-06T09:20:58.636920 ann8->n9 n13 app:providers/1 n10->n13 wasAttributedTo n14 uuid:3cafb895-67ca-447f-b012-09af2abe77b0 n10->n14 wasGeneratedBy b11 n10->b11 wasDerivedFrom b12 n10->b12 wasDerivedFrom b13 n10->b13 wasDerivedFrom b14 n10->b14 wasDerivedFrom ann9 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 370 pl:created_at 2022-08-06T09:20:58.621466 ann9->n10 ann10 prov:label Terry Bowen prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann10->n11 n12 app:applications/199/id b9 n12->b9 wasDerivedFrom ann11 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Studio 31, Young keys, Lake Vincentfurt, B81 4TA cs:attr_applicant_name Terry Bowen cs:attr_dob "1986-08-09" %% xsd:date cs:attr_prev_address 18 Nicola lakes, Lesleyburgh, W65 8FW ann11->n12 ann12 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann12->n13 n14->n12 used b10 n14->b10 wasAssociatedWith ann13 prov:startTime 2022-08-06T09:20:58.621000+01:00 prov:endTime 2022-08-06T09:20:58.621000+01:00 prov:type cs:SearchingCreditHistory ann13->n14 n15 app:providers/2 ann14 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann14->n15 n16 app:records/1216 n16->n15 wasAttributedTo ann15 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 31, Young keys, Lake Vincentfurt, B81 4TA cs:attr_from_date "2020-01-06" %% xsd:date pl:created_at 2022-07-24T00:00:00 ann15->n16 n17 app:providers/12 ann16 prov:label TalkTalk prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n17 n18 app:records/1217 n18->n17 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 31, Young keys, Lake Vincentfurt, B81 4TA cs:attr_first_confirmed "2022-07-14" %% xsd:date cs:attr_last_confirmed "2022-06-13" %% xsd:date cs:attr_prev_address 18 Nicola lakes, Lesleyburgh, W65 8FW pl:created_at 2022-08-06T09:20:58.632307 ann17->n18 ann18 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann18->n19 b1->n4 b2->n1 b3->n1 b3->n6 activity b4->n10 b5->n9 b6->n4 b7->n5 b7->n7 plan b8->n8 b9->n4 b10->n13 b11->n12 b12->n18 b13->n16 b14->n9